ICICI Prudential

ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 3 Nov 2009. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹100.9403

As of

27 Feb 2020

3,421 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.08%	+0.07	19 / 32	Q3
1W	-0.03%	+0.12%	-0.15	27 / 32	Q4
2W	-0.07%	+0.27%	-0.34	30 / 32	Q4
1M	+0.25%	+0.63%	-0.38	13 / 32	Q2
3M	+0.30%	+0.26%	+0.04	14 / 32	Q2
6M	+0.77%	+0.68%	+0.09	13 / 32	Q2
YTD	+0.40%	+0.56%	-0.16	13 / 32	Q2
1Y	+0.80%	+1.65%	-0.85	11 / 32	Q2
2Y	+0.40%	+2.34%	-1.94	12 / 32	Q2
3Y	+0.02%	+2.31%	-2.28	18 / 32	Q3
4Y	+0.19%	+2.43%	-2.23	16 / 32	Q2
5Y	+0.10%	+2.16%	-2.06	20 / 32	Q3
7Y	+0.12%	+2.08%	-1.95	22 / 31	Q3
10Y	+0.09%	+2.12%	-2.03	18 / 27	Q3
Inception	+0.07%	+2.30%	-2.24	25 / 32	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+0.40%	+2.32%	-1.92	18 / 30
2019	+0.33%	+2.64%	-2.31	14 / 30
2018	+0.00%	+2.06%	-2.06	22 / 30
2017	-0.62%	+1.74%	-2.36	27 / 31
2016	+0.52%	+2.71%	-2.19	22 / 31
2015	-0.21%	+1.69%	-1.90	14 / 16
2014	+0.19%	+2.20%	-2.01	10 / 13
2013	+0.10%	+2.10%	-2.00	8 / 13
2012	+0.00%	+2.02%	-2.02	5 / 13
2011	+0.01%	+2.07%	-2.06	8 / 12
2010	+0.02%	+1.28%	-1.26	11 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.03%

158 windows

min -0.8% · max 0.8%

62% positive

3-Year rolling

+0.03%

133 windows

min -0.2% · max 0.3%

80% positive

5-Year rolling

+0.04%

109 windows

min 0.0% · max 0.2%

86% positive

7-Year rolling

+0.04%

85 windows

min 0.0% · max 0.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.44%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.05%

Aug 2017 → Apr 2018

% positive months

41.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Dividend - Daily	HDFC	₹10.0800	3 Jun 2026
NIPPON INDIA FLOATER FUND - IDCW Option	Nippon India	₹21.3154	3 Jun 2026
ICICI Prudential Floating Interest Fund - IDCW Others	ICICI Prudential	₹197.1095	3 Jun 2026
Templeton India Cash Management Account-Dividend Plan	Franklin Templeton	₹10.1532	3 Jun 2026
Reliance Floating Rate Fund-Dividend Plan-Daily Dividend Option	Reliance	₹10.2420	3 Jun 2026

Recent NAVs

Date	NAV
27 Feb 2020	₹100.9403
26 Feb 2020	₹100.9490
25 Feb 2020	₹100.9523
24 Feb 2020	₹100.9551
20 Feb 2020	₹100.9743
18 Feb 2020	₹101.0030
17 Feb 2020	₹101.0130
14 Feb 2020	₹101.0157
13 Feb 2020	₹101.0078
12 Feb 2020	₹101.0095

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 27 Feb 2020, the NAV of ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option is ₹100.9403. It's a Floater Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option is managed by ICICI Prudential. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option has delivered a absolute return of 0.80% — -0.85 pp behind the Floater Fund category average of 1.65%. The fund ranks #11 of 32 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option has delivered a CAGR of 0.02% — -2.28 pp behind the Floater Fund category average of 2.31%. The fund ranks #18 of 32 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option has delivered a CAGR of 0.10% — -2.06 pp behind the Floater Fund category average of 2.16%. The fund ranks #20 of 32 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option exactly 10 years ago would be worth approximately ₹100,900 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.09%. The category average over the same window would have grown ₹1 lakh to ₹123,363.

A ₹10,000 monthly SIP in ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹603,342 today. That's an XIRR (money-weighted annualised return) of 0.22%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,208,323 (multiplier 1.01×). XIRR: 0.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option ranks #20 out of 32 funds in the Floater Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.16%; this fund delivered 0.10%.

The worst peak-to-trough decline ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option has experienced over the last 5-year window is 1.41% — its NAV fell from a high on 24 Nov 2016 to a low on 27 Apr 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option averaged 0.04% (best 0.18%, worst -0.02%). 86% of rolling windows ended positive. The 5-year Sharpe ratio is -10.60 — negative risk-adjusted performance.

In calendar year 2019, ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option returned 0.33% — lagging the Floater Fund category average of 2.64% by 2.31 pp. It ranked #14 of 30 in its category that year.

ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-- Option C - Daily Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.4%. 5-year CAGR: 0.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.