Should I invest in ICICI Prudential Floating Rate Plan?

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-Growth - Option C is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 8.42%.

ICICI Prudential

ICICI Prudential Floating Rate Plan-Growth - Option C

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 3 Nov 2009. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹218.1632

As of

15 Jun 2015

2,283 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.08%	+0.08	16 / 32	Q2
1W	+0.13%	+0.12%	+0.01	23 / 32	Q3
2W	+0.25%	+0.27%	-0.02	25 / 32	Q4
1M	+0.67%	+0.63%	+0.04	12 / 32	Q2
3M	+1.94%	+0.26%	+1.69	2 / 32	Q1
6M	+3.97%	+0.68%	+3.29	1 / 32	Q1
YTD	+3.60%	+0.56%	+3.05	1 / 32	Q1
1Y	+8.47%	+1.65%	+6.81	1 / 32	Q1
2Y	+8.65%	+2.34%	+6.31	1 / 32	Q1
3Y	+8.72%	+2.31%	+6.41	1 / 32	Q1
4Y	+8.81%	+2.43%	+6.38	1 / 32	Q1
5Y	+8.42%	+2.16%	+6.25	1 / 32	Q1
7Y	+7.72%	+2.08%	+5.64	3 / 31	Q1
10Y	—	—	—	—	—
Inception	+7.77%	+2.30%	+5.47	1 / 32	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2015 YTD	+3.60%	+1.69%	+1.91	4 / 16
2014	+8.88%	+2.20%	+6.69	3 / 13
2013	+8.60%	+2.10%	+6.50	1 / 13
2012	+9.22%	+2.02%	+7.20	1 / 13
2011	+8.39%	+2.07%	+6.32	1 / 12
2010	+5.06%	+1.28%	+3.77	1 / 12
2009	+4.87%	+2.43%	+2.44	1 / 2
2008	+9.08%	+9.08%	+0.00	1 / 1
2007	+8.45%	+8.45%	+0.00	1 / 1
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.80%

101 windows

min 4.0% · max 9.4%

100% positive

3-Year rolling

+7.55%

76 windows

min 6.1% · max 9.0%

100% positive

5-Year rolling

+7.42%

52 windows

min 6.9% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.66%

28 windows

min 7.5% · max 7.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.53%

3-year · annualised

Sharpe ratio

3.56

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.42%

Jul 2013 → Jul 2013

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Dividend - Daily	HDFC	₹10.0800	3 Jun 2026
NIPPON INDIA FLOATER FUND - IDCW Option	Nippon India	₹21.3154	3 Jun 2026
ICICI Prudential Floating Interest Fund - IDCW Others	ICICI Prudential	₹197.1095	3 Jun 2026
Templeton India Cash Management Account-Dividend Plan	Franklin Templeton	₹10.1532	3 Jun 2026
Reliance Floating Rate Fund-Dividend Plan-Daily Dividend Option	Reliance	₹10.2420	3 Jun 2026

Recent NAVs

Date	NAV
15 Jun 2015	₹218.1632
12 Jun 2015	₹218.0101
11 Jun 2015	₹217.9565
10 Jun 2015	₹217.9428
9 Jun 2015	₹217.9299
8 Jun 2015	₹217.8806
5 Jun 2015	₹217.7550
4 Jun 2015	₹217.6841
3 Jun 2015	₹217.6550
2 Jun 2015	₹217.6147

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 15 Jun 2015, the NAV of ICICI Prudential Floating Rate Plan-Growth - Option C is ₹218.1632. It's a Floater Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Floating Rate Plan-Growth - Option C has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Floating Rate Plan-Growth - Option C is managed by ICICI Prudential. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Floating Rate Plan-Growth - Option C has delivered a absolute return of 8.47% — +6.81 pp ahead of the Floater Fund category average of 1.65%. The fund ranks #1 of 32 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Floating Rate Plan-Growth - Option C has delivered a CAGR of 8.72% — +6.41 pp ahead of the Floater Fund category average of 2.31%. The fund ranks #1 of 32 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Floating Rate Plan-Growth - Option C has delivered a CAGR of 8.42% — +6.25 pp ahead of the Floater Fund category average of 2.16%. The fund ranks #1 of 32 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Floating Rate Plan-Growth - Option C exactly 5 years ago would be worth approximately ₹149,802 today — a multiplier of 1.50×, based on the 5-year CAGR of 8.42%. The category average over the same window would have grown ₹1 lakh to ₹111,303.

A ₹10,000 monthly SIP in ICICI Prudential Floating Rate Plan-Growth - Option C over the last 5 years — total invested ₹600,000 — would be worth ₹747,251 today. That's an XIRR (money-weighted annualised return) of 8.71%.

ICICI Prudential Floating Rate Plan-Growth - Option C doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,125,251 — XIRR 8.21%.

On a 5-year basis, ICICI Prudential Floating Rate Plan-Growth - Option C ranks #1 out of 32 funds in the Floater Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.16%; this fund delivered 8.42%.

The worst peak-to-trough decline ICICI Prudential Floating Rate Plan-Growth - Option C has experienced over the last 5-year window is 0.42% — its NAV fell from a high on 15 Jul 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Floating Rate Plan-Growth - Option C averaged 7.42% (best 8.42%, worst 6.95%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 3.18 — strong risk-adjusted performance.

In calendar year 2014, ICICI Prudential Floating Rate Plan-Growth - Option C returned 8.88% — beating the Floater Fund category average of 2.20% by 6.69 pp. It ranked #3 of 13 in its category that year.

ICICI Prudential Floating Rate Plan-Growth - Option C is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-Growth - Option C is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 8.42%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Floating Rate Plan-Growth - Option C

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

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