Should I invest in ICICI Prudential Floating Rate Plan-D?

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-D - Dividend Daily is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: -0.06%.

ICICI Prudential

ICICI Prudential Floating Rate Plan-D - Dividend Daily

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 3 Nov 2009. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹100.8489

As of

3 Jun 2026

4,934 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.08%	+0.12	10 / 32	Q2
1W	+0.22%	+0.12%	+0.09	11 / 32	Q2
2W	+0.32%	+0.27%	+0.05	12 / 32	Q2
1M	+0.07%	+0.63%	-0.56	25 / 32	Q4
3M	+0.00%	+0.26%	-0.26	17 / 32	Q3
6M	-0.75%	+0.68%	-1.43	28 / 32	Q4
YTD	-0.29%	+0.56%	-0.85	27 / 32	Q4
1Y	-1.28%	+1.65%	-2.93	28 / 32	Q4
2Y	-0.36%	+2.34%	-2.70	32 / 32	Q4
3Y	+0.00%	+2.31%	-2.31	22 / 32	Q3
4Y	+0.07%	+2.43%	-2.35	29 / 32	Q4
5Y	-0.06%	+2.16%	-2.22	28 / 32	Q4
7Y	+0.00%	+2.08%	-2.07	26 / 31	Q4
10Y	+0.00%	+2.12%	-2.12	24 / 27	Q4
Inception	+0.04%	+2.30%	-2.26	27 / 32	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.29%	+0.42%	-0.71	13 / 16
2025	-0.66%	+2.97%	-3.63	16 / 16
2024	+0.55%	+3.25%	-2.70	10 / 16
2023	+0.38%	+2.96%	-2.59	10 / 16
2022	-0.01%	+1.31%	-1.32	18 / 19
2021	-0.94%	+0.36%	-1.30	16 / 19
2020	+0.67%	+2.32%	-1.64	14 / 30
2019	+0.18%	+2.64%	-2.47	17 / 30
2018	+0.00%	+2.06%	-2.06	23 / 30
2017	-0.42%	+1.74%	-2.16	26 / 31
2016	+0.32%	+2.71%	-2.39	26 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.08%

234 windows

min -1.3% · max 1.2%

67% positive

3-Year rolling

+0.09%

210 windows

min -0.3% · max 0.6%

76% positive

5-Year rolling

+0.09%

185 windows

min -0.2% · max 0.4%

86% positive

7-Year rolling

+0.09%

161 windows

min -0.1% · max 0.3%

86% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.68%

3-year · annualised

Sharpe ratio

-9.52

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.87%

Jun 2025 → May 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Dividend - Daily	HDFC	₹10.0800	3 Jun 2026
NIPPON INDIA FLOATER FUND - IDCW Option	Nippon India	₹21.3154	3 Jun 2026
ICICI Prudential Floating Interest Fund - IDCW Others	ICICI Prudential	₹197.1095	3 Jun 2026
Templeton India Cash Management Account-Dividend Plan	Franklin Templeton	₹10.1532	3 Jun 2026
Reliance Floating Rate Fund-Dividend Plan-Daily Dividend Option	Reliance	₹10.2420	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹100.8489
2 Jun 2026	₹100.8760
1 Jun 2026	₹100.8362
29 May 2026	₹100.8045
27 May 2026	₹100.7009
26 May 2026	₹100.6596
25 May 2026	₹100.6391
22 May 2026	₹100.4783
21 May 2026	₹100.4012
20 May 2026	₹100.5175

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Floating Rate Plan-D - Dividend Daily is ₹100.8489. It's a Floater Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Floating Rate Plan-D - Dividend Daily has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Floating Rate Plan-D - Dividend Daily is managed by ICICI Prudential. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Floating Rate Plan-D - Dividend Daily has delivered a absolute return of -1.28% — -2.93 pp behind the Floater Fund category average of 1.65%. The fund ranks #28 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Floating Rate Plan-D - Dividend Daily has delivered a CAGR of 0.00% — -2.31 pp behind the Floater Fund category average of 2.31%. The fund ranks #22 of 32 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Floating Rate Plan-D - Dividend Daily has delivered a CAGR of -0.06% — -2.22 pp behind the Floater Fund category average of 2.16%. The fund ranks #28 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Floating Rate Plan-D - Dividend Daily exactly 10 years ago would be worth approximately ₹100,000 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹123,363.

A ₹10,000 monthly SIP in ICICI Prudential Floating Rate Plan-D - Dividend Daily over the last 5 years — total invested ₹600,000 — would be worth ₹597,448 today. That's an XIRR (money-weighted annualised return) of -0.17%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Floating Rate Plan-D - Dividend Daily = ₹1,200,000 invested. It would currently be worth ₹1,196,125 (multiplier 1.00×). XIRR: -0.06%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Floating Rate Plan-D - Dividend Daily ranks #28 out of 32 funds in the Floater Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.16%; this fund delivered -0.06%.

The worst peak-to-trough decline ICICI Prudential Floating Rate Plan-D - Dividend Daily has experienced over the last 5-year window is 2.07% — its NAV fell from a high on 30 Aug 2021 to a low on 28 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Floating Rate Plan-D - Dividend Daily averaged 0.09% (best 0.35%, worst -0.23%). 86% of rolling windows ended positive. The 5-year Sharpe ratio is -8.29 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Floating Rate Plan-D - Dividend Daily returned -0.66% — lagging the Floater Fund category average of 2.97% by 3.63 pp. It ranked #16 of 16 in its category that year.

ICICI Prudential Floating Rate Plan-D - Dividend Daily is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-D - Dividend Daily is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: -0.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Floating Rate Plan-D - Dividend Daily

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

More from ICICI Prudential