Should I invest in ICICI Prudential Floating Rate Plan-D?

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-D - Dividend Daily is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: -0.10%.

ICICI Prudential

ICICI Prudential Floating Rate Plan-D - Dividend Daily

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 3 Nov 2009. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹100.8760

As of

12 Jun 2026

4,941 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	-0.12%	+0.06	13 / 32	Q2
1W	-0.06%	+0.20%	-0.26	27 / 32	Q4
2W	+0.11%	+0.42%	-0.31	27 / 32	Q4
1M	+0.03%	+0.80%	-0.77	26 / 32	Q4
3M	-0.02%	+0.49%	-0.51	22 / 32	Q3
6M	-0.65%	+0.91%	-1.56	29 / 32	Q4
YTD	-0.35%	+0.76%	-1.11	27 / 32	Q4
1Y	-1.33%	+1.84%	-3.18	28 / 32	Q4
2Y	-0.38%	+2.43%	-2.80	32 / 32	Q4
3Y	-0.02%	+2.36%	-2.38	23 / 32	Q3
4Y	+0.07%	+2.47%	-2.41	28 / 32	Q4
5Y	-0.10%	+2.19%	-2.29	30 / 32	Q4
7Y	-0.01%	+2.10%	-2.11	28 / 31	Q4
10Y	-0.01%	+2.14%	-2.14	26 / 27	Q4
Inception	+0.04%	+2.31%	-2.27	27 / 32	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.35%	+0.82%	-1.17	13 / 16
2025	-0.66%	+2.97%	-3.63	16 / 16
2024	+0.55%	+3.25%	-2.70	10 / 16
2023	+0.38%	+2.96%	-2.59	10 / 16
2022	-0.01%	+1.31%	-1.32	18 / 19
2021	-0.94%	+0.36%	-1.30	16 / 19
2020	+0.67%	+2.32%	-1.64	14 / 30
2019	+0.18%	+2.64%	-2.47	17 / 30
2018	+0.00%	+2.06%	-2.06	23 / 30
2017	-0.42%	+1.74%	-2.16	26 / 31
2016	+0.32%	+2.71%	-2.39	26 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.06%

234 windows

min -1.3% · max 1.0%

64% positive

3-Year rolling

+0.08%

210 windows

min -0.3% · max 0.7%

75% positive

5-Year rolling

+0.09%

186 windows

min -0.2% · max 0.4%

87% positive

7-Year rolling

+0.09%

161 windows

min -0.1% · max 0.3%

84% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.76%

3-year · annualised

Sharpe ratio

-8.52

vs risk-free 6.5%

Sortino ratio

-11.46

Downside-only deviation

Max drawdown

-1.87%

Jun 2025 → May 2026

% positive months

44.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Dividend - Daily	HDFC	₹10.0809	12 Jun 2026
NIPPON INDIA FLOATER FUND - IDCW Option	Nippon India	₹21.5131	12 Jun 2026
ICICI Prudential Floating Interest Fund - IDCW Others	ICICI Prudential	₹198.6221	12 Jun 2026
Templeton India Cash Management Account-Dividend Plan	Franklin Templeton	₹10.1450	12 Jun 2026
Reliance Floating Rate Fund-Dividend Plan-Daily Dividend Option	Reliance	₹10.2525	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹100.8760
11 Jun 2026	₹100.8158
10 Jun 2026	₹100.8760
9 Jun 2026	₹100.8760
8 Jun 2026	₹100.8760
5 Jun 2026	₹100.8760
4 Jun 2026	₹100.8760
3 Jun 2026	₹100.8489
2 Jun 2026	₹100.8760
1 Jun 2026	₹100.8362

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of ICICI Prudential Floating Rate Plan-D - Dividend Daily is ₹100.8760. It's a Floater Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Floating Rate Plan-D - Dividend Daily has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Floating Rate Plan-D - Dividend Daily is managed by ICICI Prudential. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Floating Rate Plan-D - Dividend Daily has delivered a absolute return of -1.33% — -3.18 pp behind the Floater Fund category average of 1.84%. The fund ranks #28 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Floating Rate Plan-D - Dividend Daily has delivered a CAGR of -0.02% — -2.38 pp behind the Floater Fund category average of 2.36%. The fund ranks #23 of 32 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Floating Rate Plan-D - Dividend Daily has delivered a CAGR of -0.10% — -2.29 pp behind the Floater Fund category average of 2.19%. The fund ranks #30 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Floating Rate Plan-D - Dividend Daily exactly 10 years ago would be worth approximately ₹99,940 today — a multiplier of 1.00×, based on the 10-year CAGR of -0.01%. The category average over the same window would have grown ₹1 lakh to ₹123,547.

A ₹10,000 monthly SIP in ICICI Prudential Floating Rate Plan-D - Dividend Daily over the last 5 years — total invested ₹600,000 — would be worth ₹597,072 today. That's an XIRR (money-weighted annualised return) of -0.19%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Floating Rate Plan-D - Dividend Daily = ₹1,200,000 invested. It would currently be worth ₹1,195,386 (multiplier 1.00×). XIRR: -0.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Floating Rate Plan-D - Dividend Daily ranks #30 out of 32 funds in the Floater Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.19%; this fund delivered -0.10%.

The worst peak-to-trough decline ICICI Prudential Floating Rate Plan-D - Dividend Daily has experienced over the last 5-year window is 2.07% — its NAV fell from a high on 30 Aug 2021 to a low on 28 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Floating Rate Plan-D - Dividend Daily averaged 0.09% (best 0.36%, worst -0.21%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is -8.40 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Floating Rate Plan-D - Dividend Daily returned -0.66% — lagging the Floater Fund category average of 2.97% by 3.63 pp. It ranked #16 of 16 in its category that year.

ICICI Prudential Floating Rate Plan-D - Dividend Daily is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Floating Rate Plan-D - Dividend Daily is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: -0.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.