Should I invest in ICICI Prudential Floating Interest Fund - Bonus?

We don't give personal investment advice. ICICI Prudential Floating Interest Fund - Bonus is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 7.53%.

ICICI Prudential

ICICI Prudential Floating Interest Fund - Bonus

Latest NAV

₹151.7062

As of

24 Apr 2020

1,319 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.24%	-0.08%	-0.16	31 / 32	Q4
1W	+0.14%	+0.02%	+0.12	8 / 32	Q1
2W	+0.46%	+0.08%	+0.38	6 / 32	Q1
1M	+1.91%	+0.64%	+1.28	6 / 32	Q1
3M	+1.01%	+0.54%	+0.47	12 / 32	Q2
6M	+3.03%	+1.11%	+1.92	10 / 32	Q2
YTD	+1.58%	+0.87%	+0.71	11 / 32	Q2
1Y	+7.57%	+1.92%	+5.65	4 / 32	Q1
2Y	+7.34%	+2.39%	+4.96	6 / 32	Q1
3Y	+6.92%	+2.36%	+4.56	8 / 32	Q1
4Y	+7.35%	+2.45%	+4.90	6 / 32	Q1
5Y	+7.53%	+2.21%	+5.33	2 / 32	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.62%	+2.31%	+5.31	3 / 32	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+1.58%	+2.32%	-0.73	11 / 30
2019	+8.44%	+2.64%	+5.79	4 / 30
2018	+6.51%	+2.06%	+4.44	5 / 30
2017	+6.67%	+1.74%	+4.93	2 / 31
2016	+8.84%	+2.71%	+6.14	3 / 31
2015	+8.04%	+1.69%	+6.35	1 / 16
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.62%

55 windows

min 5.6% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.41%

31 windows

min 6.5% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.66%

6 windows

min 7.3% · max 7.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.68%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.22

Downside-only deviation

Max drawdown

-1.89%

Mar 2020 → Mar 2020

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Dividend - Daily	HDFC	₹10.0679	17 Jul 2026
NIPPON INDIA FLOATER FUND - IDCW Option	Nippon India	₹21.6888	17 Jul 2026
ICICI Prudential Floating Interest Fund - IDCW Others	ICICI Prudential	₹200.1701	17 Jul 2026
Templeton India Cash Management Account-Dividend Plan	Franklin Templeton	₹10.1651	17 Jul 2026
Reliance Floating Rate Fund-Dividend Plan-Daily Dividend Option	Reliance	₹10.2547	17 Jul 2026

Recent NAVs

Date	NAV
24 Apr 2020	₹151.7062
23 Apr 2020	₹152.0716
22 Apr 2020	₹151.9272
21 Apr 2020	₹151.8596
20 Apr 2020	₹151.8014
17 Apr 2020	₹151.4902
16 Apr 2020	₹151.0970
15 Apr 2020	₹151.0859
13 Apr 2020	₹151.0759
9 Apr 2020	₹151.0091

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Apr 2020, the NAV of ICICI Prudential Floating Interest Fund - Bonus is ₹151.7062. It's a Floater Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Floating Interest Fund - Bonus has NAV history starting from 05 Nov 2014, a track record of about 11 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Floating Interest Fund - Bonus is managed by ICICI Prudential. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Floating Interest Fund - Bonus has delivered a absolute return of 7.57% — +5.65 pp ahead of the Floater Fund category average of 1.92%. The fund ranks #4 of 32 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Floating Interest Fund - Bonus has delivered a CAGR of 6.92% — +4.56 pp ahead of the Floater Fund category average of 2.36%. The fund ranks #8 of 32 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Floating Interest Fund - Bonus has delivered a CAGR of 7.53% — +5.33 pp ahead of the Floater Fund category average of 2.21%. The fund ranks #2 of 32 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Floating Interest Fund - Bonus exactly 5 years ago would be worth approximately ₹143,795 today — a multiplier of 1.44×, based on the 5-year CAGR of 7.53%. The category average over the same window would have grown ₹1 lakh to ₹111,527.

A ₹10,000 monthly SIP in ICICI Prudential Floating Interest Fund - Bonus over the last 5 years — total invested ₹600,000 — would be worth ₹721,486 today. That's an XIRR (money-weighted annualised return) of 7.30%.

ICICI Prudential Floating Interest Fund - Bonus doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹721,486 — XIRR 7.30%.

On a 5-year basis, ICICI Prudential Floating Interest Fund - Bonus ranks #2 out of 32 funds in the Floater Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.21%; this fund delivered 7.53%.

The worst peak-to-trough decline ICICI Prudential Floating Interest Fund - Bonus has experienced over the last 5-year window is 1.89% — its NAV fell from a high on 05 Mar 2020 to a low on 26 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Floating Interest Fund - Bonus averaged 7.66% (best 7.81%, worst 7.29%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2019, ICICI Prudential Floating Interest Fund - Bonus returned 8.44% — beating the Floater Fund category average of 2.64% by 5.79 pp. It ranked #4 of 30 in its category that year.

ICICI Prudential Floating Interest Fund - Bonus is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Floating Interest Fund - Bonus is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 7.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Floating Interest Fund - Bonus

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

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