ICICI Prudential

ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-11.79%	+11.79	22 / 57	Q2
1W	+0.07%	-11.61%	+11.68	29 / 54	Q3
2W	+0.21%	-11.22%	+11.43	28 / 54	Q3
1M	+0.77%	-9.19%	+9.96	30 / 54	Q3
3M	+2.35%	-5.07%	+7.42	25 / 52	Q2
6M	+4.43%	+1.88%	+2.55	27 / 53	Q3
YTD	+8.37%	-1.37%	+9.74	25 / 54	Q2
1Y	+9.86%	+8.01%	+1.85	30 / 52	Q3
2Y	+9.94%	-3.93%	+13.86	18 / 40	Q2
3Y	+9.45%	-0.61%	+10.06	10 / 28	Q2
4Y	+8.13%	+7.84%	+0.29	10 / 18	Q3
5Y	+6.72%	+12.24%	-5.51	12 / 16	Q3
7Y	+5.32%	+9.45%	-4.13	11 / 12	Q4
10Y	—	—	—	—	—
Inception	+5.42%	-6.62%	+12.04	22 / 52	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	+8.37%	-2.06%	+10.43	3 / 16
2012	+10.40%	+28.53%	-18.13	19 / 21
2011	+8.00%	-27.09%	+35.08	2 / 22
2010	+6.71%	-8.68%	+15.40	19 / 42
2009	-0.57%	+72.50%	-73.08	44 / 44
2008	-2.23%	-49.57%	+47.34	2 / 25
2007	+7.30%	+31.63%	-24.33	7 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.89%

72 windows

min -8.3% · max 11.3%

74% positive

3-Year rolling

+4.55%

48 windows

min -0.3% · max 9.5%

94% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.43%

23 windows

min 3.4% · max 7.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.80%

3-year · annualised

Sharpe ratio

3.27

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.42%

Sep 2011 → Sep 2011

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
11 Nov 2013	₹14.3700
8 Nov 2013	₹14.3600
7 Nov 2013	₹14.3700
6 Nov 2013	₹14.3600
5 Nov 2013	₹14.3600
1 Nov 2013	₹14.3400
31 Oct 2013	₹14.3600
30 Oct 2013	₹14.3500
29 Oct 2013	₹14.3400
28 Oct 2013	₹14.3400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option is a Growth from ICICI Prudential (Institutional plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option has NAV history starting from 01 Jan 2007, a track record of about 19 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option is managed by ICICI Prudential. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option has delivered a absolute return of 9.86% — +1.85 pp ahead of the Growth category average of 8.01%. The fund ranks #30 of 52 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option has delivered a CAGR of 9.45% — +10.06 pp ahead of the Growth category average of -0.61%. The fund ranks #10 of 28 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option has delivered a CAGR of 6.72% — -5.51 pp behind the Growth category average of 12.24%. The fund ranks #12 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option exactly 5 years ago would be worth approximately ₹138,439 today — a multiplier of 1.38×, based on the 5-year CAGR of 6.72%. The category average over the same window would have grown ₹1 lakh to ₹178,092.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹743,868 today. That's an XIRR (money-weighted annualised return) of 8.51%.

ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹743,868 — XIRR 8.51%.

On a 5-year basis, ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option ranks #12 out of 16 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.24%; this fund delivered 6.72%.

The worst peak-to-trough decline ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option has experienced over the last 5-year window is 6.19% — its NAV fell from a high on 22 Apr 2009 to a low on 28 Aug 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option averaged 4.42% (best 7.04%, worst 3.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2012, ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option returned 10.40% — lagging the Growth category average of 28.53% by 18.13 pp. It ranked #19 of 21 in its category that year.

ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Equity & Derivatives Fund-Income Optimiser Plan-Institutional Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.2%. 5-year CAGR: 6.72%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.