Should I invest in ICICI Prudential Dynamic Plan?

We don't give personal investment advice. ICICI Prudential Dynamic Plan-Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.6%. 5-year CAGR: 17.22%.

ICICI Prudential

ICICI Prudential Dynamic Plan-Growth Option

Latest NAV

₹812.2648

As of

17 Jul 2026

4,993 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.33%	+0.26%	+0.07	4 / 7	Q3
1W	-0.07%	-0.16%	+0.10	2 / 5	Q2
2W	-0.06%	-0.44%	+0.38	1 / 5	Q1
1M	+0.67%	-0.04%	+0.71	1 / 5	Q1
3M	-0.05%	-0.42%	+0.37	2 / 5	Q2
6M	-0.66%	-1.96%	+1.29	1 / 5	Q1
YTD	-0.92%	-1.73%	+0.81	2 / 5	Q2
1Y	+6.76%	+4.90%	+1.86	2 / 5	Q2
2Y	+7.94%	+4.18%	+3.76	1 / 4	Q1
3Y	+15.65%	+12.71%	+2.94	1 / 4	Q1
4Y	+17.43%	+14.17%	+3.26	1 / 4	Q1
5Y	+17.22%	+12.19%	+5.04	1 / 4	Q1
7Y	+17.23%	+11.58%	+5.65	1 / 4	Q1
10Y	+15.24%	+8.84%	+6.40	1 / 4	Q1
Inception	+14.21%	+6.27%	+7.95	1 / 7	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.92%	-1.73%	+0.81	2 / 5
2025	+18.15%	+11.85%	+6.30	1 / 4
2024	+15.98%	+15.53%	+0.45	3 / 4
2023	+23.54%	+22.53%	+1.01	2 / 4
2022	+16.84%	+7.09%	+9.76	1 / 4
2021	+34.22%	+18.89%	+15.33	1 / 4
2020	+9.70%	+6.92%	+2.78	2 / 4
2019	+7.55%	+0.72%	+6.83	1 / 4
2018	-1.93%	-5.53%	+3.60	2 / 4
2017	+27.24%	+17.19%	+10.05	1 / 4
2016	+11.90%	+6.37%	+5.53	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.80%

236 windows

min -46.8% · max 104.1%

81% positive

3-Year rolling

+15.18%

211 windows

min -2.0% · max 33.2%

99% positive

5-Year rolling

+14.69%

187 windows

min 2.4% · max 28.8%

100% positive

7-Year rolling

+14.22%

163 windows

min 9.9% · max 20.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.91%

3-year · annualised

Sharpe ratio

1.22

vs risk-free 6.5%

Sortino ratio

2.46

Downside-only deviation

Max drawdown

-9.58%

Feb 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Dynamic Plan-Dividend Option	ICICI Prudential	₹34.7279	17 Jul 2026
Franklin India Multi Asset Allocation Fund- Growth	Franklin India	₹10.9018	17 Jul 2026
UTI - Wealth Builder Fund - Series II - Dividend Option	UTI	₹29.5601	17 Jul 2026
Zerodha Life Cycle Fund 2036 - Direct - Growth		₹9.9551	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹812.2648
16 Jul 2026	₹809.5657
15 Jul 2026	₹809.6069
14 Jul 2026	₹807.3317
13 Jul 2026	₹811.8839
10 Jul 2026	₹812.7988
9 Jul 2026	₹807.6159
8 Jul 2026	₹803.2916
7 Jul 2026	₹815.4109
6 Jul 2026	₹815.1210

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Dynamic Plan-Growth Option is ₹812.2648. It's a Multi Asset Allocation Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Dynamic Plan-Growth Option has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Dynamic Plan-Growth Option is managed by ICICI Prudential. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Dynamic Plan-Growth Option has delivered a absolute return of 6.76% — +1.86 pp ahead of the Multi Asset Allocation Fund category average of 4.90%. The fund ranks #2 of 5 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Dynamic Plan-Growth Option has delivered a CAGR of 15.65% — +2.94 pp ahead of the Multi Asset Allocation Fund category average of 12.71%. The fund ranks #1 of 4 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Dynamic Plan-Growth Option has delivered a CAGR of 17.22% — +5.04 pp ahead of the Multi Asset Allocation Fund category average of 12.19%. The fund ranks #1 of 4 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Dynamic Plan-Growth Option exactly 10 years ago would be worth approximately ₹413,060 today — a multiplier of 4.13×, based on the 10-year CAGR of 15.24%. The category average over the same window would have grown ₹1 lakh to ₹233,188.

A ₹10,000 monthly SIP in ICICI Prudential Dynamic Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹866,617 today. That's an XIRR (money-weighted annualised return) of 14.68%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Dynamic Plan-Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,792,578 (multiplier 2.33×). XIRR: 16.11%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Dynamic Plan-Growth Option ranks #1 out of 4 funds in the Multi Asset Allocation Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.19%; this fund delivered 17.22%.

The worst peak-to-trough decline ICICI Prudential Dynamic Plan-Growth Option has experienced over the last 5-year window is 9.58% — its NAV fell from a high on 11 Feb 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Dynamic Plan-Growth Option averaged 14.69% (best 28.82%, worst 2.41%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.12 — strong risk-adjusted performance.

In calendar year 2025, ICICI Prudential Dynamic Plan-Growth Option returned 18.15% — beating the Multi Asset Allocation Fund category average of 11.85% by 6.30 pp. It ranked #1 of 4 in its category that year.

ICICI Prudential Dynamic Plan-Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Dynamic Plan-Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.6%. 5-year CAGR: 17.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.