Should I invest in ICICI Prudential Dynamic Bond Fund - Premium Plus Growth?

We don't give personal investment advice. ICICI Prudential Dynamic Bond Fund - Premium Plus Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.6%. 5-year CAGR: 8.80%.

ICICI Prudential

ICICI Prudential Dynamic Bond Fund - Premium Plus Growth

Latest NAV

₹20.7632

As of

25 May 2018

2,014 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.41%	-3.05%	+3.46	5 / 796	Q1
1W	+0.43%	-3.63%	+4.06	8 / 666	Q1
2W	+0.00%	-3.63%	+3.63	589 / 651	Q4
1M	+0.30%	-3.45%	+3.75	367 / 645	Q3
3M	+2.03%	-2.59%	+4.62	42 / 637	Q1
6M	+1.21%	-1.24%	+2.45	542 / 623	Q4
YTD	+1.64%	-1.35%	+3.00	385 / 618	Q3
1Y	+4.71%	+1.96%	+2.75	405 / 590	Q3
2Y	+8.59%	+2.60%	+5.99	53 / 556	Q1
3Y	+9.23%	+2.95%	+6.29	16 / 551	Q1
4Y	+10.32%	+7.92%	+2.40	1 / 95	Q1
5Y	+8.80%	+7.58%	+1.22	5 / 30	Q1
7Y	+9.60%	+7.57%	+2.03	1 / 9	Q1
10Y	—	—	—	—	—
Inception	+9.13%	+4.26%	+4.87	32 / 796	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+1.64%	+5.25%	-3.61	148 / 156
2017	+5.40%	+5.65%	-0.26	119 / 217
2016	+14.99%	+7.49%	+7.49	2 / 202
2015	+8.66%	+6.75%	+1.91	26 / 185
2014	+14.39%	+12.50%	+1.89	17 / 82
2013	+5.97%	+5.14%	+0.83	11 / 20
2012	+9.68%	+10.52%	-0.84	2 / 4
2011	+8.79%	+6.01%	+2.78	1 / 4
2010	+5.91%	+5.48%	+0.43	2 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.72%

90 windows

min 2.4% · max 16.9%

100% positive

3-Year rolling

+10.04%

66 windows

min 6.8% · max 13.5%

100% positive

5-Year rolling

+10.01%

42 windows

min 8.8% · max 11.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.89%

17 windows

min 9.6% · max 10.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.07%

3-year · annualised

Sharpe ratio

0.60

vs risk-free 6.5%

Sortino ratio

1.45

Downside-only deviation

Max drawdown

-2.64%

Nov 2016 → Mar 2017

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option	HDFC	₹12.4260	3 Jun 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Growth Option	Nippon India	₹17.0046	3 Jun 2026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I - Cumulative Option	ICICI Prudential	₹17.4336	3 Jun 2026
Franklin India Medium to Long Duration Fund - Growth	Franklin India	₹10.9122	3 Jun 2026

Recent NAVs

Date	NAV
25 May 2018	₹20.7632
24 May 2018	₹20.6790
23 May 2018	₹20.6924
22 May 2018	₹20.7230
21 May 2018	₹20.7003
18 May 2018	₹20.6738
17 May 2018	₹20.6420
16 May 2018	₹20.6223
15 May 2018	₹20.6254
14 May 2018	₹20.6970

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 May 2018, the NAV of ICICI Prudential Dynamic Bond Fund - Premium Plus Growth is ₹20.7632. It's a Medium to Long Duration Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Dynamic Bond Fund - Premium Plus Growth has NAV history starting from 15 Jan 2010, a track record of about 16 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Dynamic Bond Fund - Premium Plus Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Dynamic Bond Fund - Premium Plus Growth has delivered a absolute return of 4.71% — +2.75 pp ahead of the Medium to Long Duration Fund category average of 1.96%. The fund ranks #405 of 590 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Dynamic Bond Fund - Premium Plus Growth has delivered a CAGR of 9.23% — +6.29 pp ahead of the Medium to Long Duration Fund category average of 2.95%. The fund ranks #16 of 551 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Dynamic Bond Fund - Premium Plus Growth has delivered a CAGR of 8.80% — +1.22 pp ahead of the Medium to Long Duration Fund category average of 7.58%. The fund ranks #5 of 30 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Dynamic Bond Fund - Premium Plus Growth exactly 5 years ago would be worth approximately ₹152,490 today — a multiplier of 1.52×, based on the 5-year CAGR of 8.80%. The category average over the same window would have grown ₹1 lakh to ₹144,123.

A ₹10,000 monthly SIP in ICICI Prudential Dynamic Bond Fund - Premium Plus Growth over the last 5 years — total invested ₹600,000 — would be worth ₹757,645 today. That's an XIRR (money-weighted annualised return) of 9.26%.

ICICI Prudential Dynamic Bond Fund - Premium Plus Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,175,771 — XIRR 9.45%.

On a 5-year basis, ICICI Prudential Dynamic Bond Fund - Premium Plus Growth ranks #5 out of 30 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.58%; this fund delivered 8.80%.

The worst peak-to-trough decline ICICI Prudential Dynamic Bond Fund - Premium Plus Growth has experienced over the last 5-year window is 7.55% — its NAV fell from a high on 27 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Dynamic Bond Fund - Premium Plus Growth averaged 10.01% (best 11.32%, worst 8.80%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.49 — weak risk-adjusted performance.

In calendar year 2017, ICICI Prudential Dynamic Bond Fund - Premium Plus Growth returned 5.40% — lagging the Medium to Long Duration Fund category average of 5.65% by 0.26 pp. It ranked #119 of 217 in its category that year.

ICICI Prudential Dynamic Bond Fund - Premium Plus Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Dynamic Bond Fund - Premium Plus Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.6%. 5-year CAGR: 8.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Dynamic Bond Fund - Premium Plus Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

More from ICICI Prudential