Should I invest in ICICI Prudential Bond Fund?

We don't give personal investment advice. ICICI Prudential Bond Fund - IDCW Monthly is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.5%. 5-year CAGR: -0.10%.

ICICI Prudential

ICICI Prudential Bond Fund - IDCW Monthly

Latest NAV

₹11.2800

As of

24 Jul 2026

4,320 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.01%	+0.05	7 / 47	Q1
1W	-0.04%	-0.17%	+0.13	5 / 13	Q2
2W	-0.37%	-0.30%	-0.07	5 / 13	Q2
1M	-1.91%	+0.23%	-2.14	13 / 13	Q4
3M	+0.04%	+1.49%	-1.45	13 / 14	Q4
6M	-0.11%	+1.87%	-1.99	12 / 13	Q4
YTD	-0.26%	+1.52%	-1.78	11 / 13	Q4
1Y	-0.63%	+2.60%	-3.22	12 / 13	Q4
2Y	-0.45%	+3.02%	-3.47	14 / 15	Q4
3Y	-0.25%	+3.66%	-3.91	13 / 13	Q4
4Y	-0.02%	+3.92%	-3.95	13 / 13	Q4
5Y	-0.10%	+3.58%	-3.68	26 / 32	Q4
7Y	-0.32%	+3.89%	-4.21	41 / 43	Q4
10Y	-0.31%	+3.73%	-4.04	37 / 37	Q4
Inception	+0.67%	+3.59%	-2.93	32 / 47	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.26%	+1.52%	-1.78	11 / 13
2025	+0.46%	+3.37%	-2.91	11 / 13
2024	+0.49%	+4.39%	-3.90	11 / 13
2023	-0.06%	+4.14%	-4.20	12 / 13
2022	+0.50%	+2.53%	-2.03	12 / 13
2021	-0.25%	+0.14%	-0.39	7 / 13
2020	+0.02%	+2.73%	-2.71	9 / 13
2019	-0.91%	+4.14%	-5.06	12 / 13
2018	+0.58%	+3.59%	-3.01	12 / 13
2017	+0.17%	+0.11%	+0.06	7 / 13
2016	-1.17%	+5.21%	-6.38	13 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.33%

207 windows

min -4.9% · max 13.0%

51% positive

3-Year rolling

+0.22%

182 windows

min -2.1% · max 4.5%

53% positive

5-Year rolling

+0.10%

158 windows

min -1.2% · max 2.4%

46% positive

7-Year rolling

+0.07%

134 windows

min -0.7% · max 2.1%

45% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.74%

3-year · annualised

Sharpe ratio

-2.46

vs risk-free 6.5%

Sortino ratio

-3.39

Downside-only deviation

Max drawdown

-3.45%

Apr 2025 → Apr 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.1274	24 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.7208	24 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.7157	24 Jul 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹11.0050	24 Jul 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.5409	24 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Direct Plan - Payout of IDCW Option	Aditya Birla Sun Life	₹13.6316	24 Jul 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.6786	24 Jul 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹30.1360	24 Jul 2026
Kotak Bond Fund - Regular Plan - Standard IDCW Option	Kotak Mahindra	₹48.9044	24 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.3544	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹11.2800
23 Jul 2026	₹11.2727
22 Jul 2026	₹11.2766
21 Jul 2026	₹11.2860
20 Jul 2026	₹11.2817
17 Jul 2026	₹11.2850
16 Jul 2026	₹11.2974
15 Jul 2026	₹11.2794
14 Jul 2026	₹11.2704
13 Jul 2026	₹11.3210

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of ICICI Prudential Bond Fund - IDCW Monthly is ₹11.2800. It's a Medium to Long Duration Fund from ICICI Prudential, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Bond Fund - IDCW Monthly has NAV history starting from 20 Aug 2008, a track record of about 17 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Bond Fund - IDCW Monthly is managed by ICICI Prudential. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Bond Fund - IDCW Monthly has delivered a absolute return of -0.63% — -3.22 pp behind the Medium to Long Duration Fund category average of 2.60%. The fund ranks #12 of 13 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Bond Fund - IDCW Monthly has delivered a CAGR of -0.25% — -3.91 pp behind the Medium to Long Duration Fund category average of 3.66%. The fund ranks #13 of 13 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Bond Fund - IDCW Monthly has delivered a CAGR of -0.10% — -3.68 pp behind the Medium to Long Duration Fund category average of 3.58%. The fund ranks #26 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Bond Fund - IDCW Monthly exactly 10 years ago would be worth approximately ₹96,974 today — a multiplier of 0.97×, based on the 10-year CAGR of -0.31%. The category average over the same window would have grown ₹1 lakh to ₹144,248.

A ₹10,000 monthly SIP in ICICI Prudential Bond Fund - IDCW Monthly over the last 5 years — total invested ₹600,000 — would be worth ₹597,163 today. That's an XIRR (money-weighted annualised return) of -0.19%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Bond Fund - IDCW Monthly = ₹1,200,000 invested. It would currently be worth ₹1,189,913 (multiplier 0.99×). XIRR: -0.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Bond Fund - IDCW Monthly ranks #26 out of 32 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.58%; this fund delivered -0.10%.

The worst peak-to-trough decline ICICI Prudential Bond Fund - IDCW Monthly has experienced over the last 5-year window is 3.45% — its NAV fell from a high on 29 Apr 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Bond Fund - IDCW Monthly averaged 0.10% (best 2.35%, worst -1.25%). 46% of rolling windows ended positive. The 5-year Sharpe ratio is -2.60 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Bond Fund - IDCW Monthly returned 0.46% — lagging the Medium to Long Duration Fund category average of 3.37% by 2.91 pp. It ranked #11 of 13 in its category that year.

ICICI Prudential Bond Fund - IDCW Monthly is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Bond Fund - IDCW Monthly is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.5%. 5-year CAGR: -0.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.