Should I invest in ICICI Prudential Blended Plan B?

We don't give personal investment advice. ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

ICICI Prudential

ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I

Latest NAV

₹17.7362

As of

7 Oct 2016

862 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.08%	-6.86%	+6.78	667 / 1087	Q3
1W	+0.42%	-9.76%	+10.18	8 / 998	Q1
2W	+0.66%	-9.73%	+10.40	6 / 997	Q1
1M	+1.18%	-9.76%	+10.94	19 / 991	Q1
3M	+3.83%	-9.36%	+13.19	7 / 984	Q1
6M	+6.06%	-8.72%	+14.78	16 / 949	Q1
YTD	+9.62%	-8.84%	+18.46	7 / 949	Q1
1Y	+10.57%	-6.67%	+17.24	15 / 916	Q1
2Y	+10.09%	-2.45%	+12.53	14 / 867	Q1
3Y	+7.11%	-1.11%	+8.22	208 / 835	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.90%	+0.47%	+5.43	362 / 1085	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+9.62%	+3.56%	+6.06	37 / 167
2015	+7.37%	+2.26%	+5.12	46 / 131
2014	+2.58%	+7.09%	-4.52	33 / 58
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.83%

32 windows

min 0.6% · max 12.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.78%

8 windows

min 4.1% · max 7.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.49%

3-year · annualised

Sharpe ratio

0.17

vs risk-free 6.5%

Sortino ratio

0.21

Downside-only deviation

Max drawdown

-7.60%

Sep 2014 → Sep 2014

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.1159	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.7273	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.7206	17 Jul 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹11.0090	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.5431	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Direct Plan - Payout of IDCW Option	Aditya Birla Sun Life	₹13.6183	17 Jul 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.6701	17 Jul 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹30.1720	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.3392	17 Jul 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.4928	17 Jul 2026

Recent NAVs

Date	NAV
7 Oct 2016	₹17.7362
6 Oct 2016	₹17.7512
5 Oct 2016	₹17.7542
4 Oct 2016	₹17.6999
3 Oct 2016	₹17.6882
30 Sep 2016	₹17.6620
29 Sep 2016	₹17.6416
28 Sep 2016	₹17.6701
27 Sep 2016	₹17.6620
26 Sep 2016	₹17.6462

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Oct 2016, the NAV of ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I is ₹17.7362. It's a Medium to Long Duration Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I has NAV history starting from 06 Mar 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I is managed by ICICI Prudential. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I has delivered a absolute return of 10.57% — +17.24 pp ahead of the Medium to Long Duration Fund category average of -6.67%. The fund ranks #15 of 916 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I has delivered a CAGR of 7.11% — +8.22 pp ahead of the Medium to Long Duration Fund category average of -1.11%. The fund ranks #208 of 835 in its category — the top (Q1) quartile.

ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I exactly 3 years ago would be worth approximately ₹122,871 today — a multiplier of 1.23×, based on the 3-year CAGR of 7.11%. The category average over the same window would have grown ₹1 lakh to ₹96,695.

A ₹10,000 monthly SIP in ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I over the last 3 years — total invested ₹360,000 — would be worth ₹410,124 today. That's an XIRR (money-weighted annualised return) of 8.63%.

ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹410,124 — XIRR 8.63%.

On a 3-year basis, ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I ranks #208 out of 835 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -1.11%; this fund delivered 7.11%.

The worst peak-to-trough decline ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I has experienced over the last 3-year window is 7.60% — its NAV fell from a high on 22 Sep 2014 to a low on 25 Sep 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I averaged 5.78% (best 7.52%, worst 4.14%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2015, ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I returned 7.37% — beating the Medium to Long Duration Fund category average of 2.26% by 5.12 pp. It ranked #46 of 131 in its category that year.

ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Blended Plan B - Direct Plan - Dividend Option - I is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.