Should I invest in ICICI Prudential Blended Plan B - Daily Dividend Option - I?

We don't give personal investment advice. ICICI Prudential Blended Plan B - Daily Dividend Option - I is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.7%. 5-year CAGR: 4.54%.

ICICI Prudential

ICICI Prudential Blended Plan B - Daily Dividend Option - I

Latest NAV

₹12.4926

As of

7 Oct 2016

1,425 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.08%	-8.05%	+7.97	671 / 904	Q3
1W	+0.42%	-11.71%	+12.13	6 / 779	Q1
2W	+0.66%	-11.75%	+12.42	11 / 776	Q1
1M	+1.18%	-11.75%	+12.92	11 / 772	Q1
3M	+3.82%	-11.29%	+15.11	8 / 763	Q1
6M	+6.03%	-10.39%	+16.43	20 / 749	Q1
YTD	+9.57%	-10.45%	+20.01	8 / 747	Q1
1Y	+10.49%	-8.25%	+18.73	21 / 728	Q1
2Y	+8.38%	-5.23%	+13.61	37 / 660	Q1
3Y	+7.43%	-3.98%	+11.41	163 / 644	Q2
4Y	+5.70%	+3.39%	+2.31	51 / 134	Q2
5Y	+4.54%	+3.38%	+1.16	44 / 92	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+3.82%	-1.09%	+4.92	449 / 904	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+9.57%	+3.44%	+6.13	35 / 223
2015	+7.13%	+2.41%	+4.71	85 / 205
2014	+5.04%	+7.92%	-2.88	69 / 107
2013	+0.84%	+4.19%	-3.34	36 / 50
2012	+0.16%	+5.17%	-5.00	26 / 34
2011	+0.00%	+1.60%	-1.60	6 / 12
2010	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.43%

61 windows

min -2.1% · max 10.9%

75% positive

3-Year rolling

+3.19%

36 windows

min 0.2% · max 7.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+3.38%

12 windows

min 2.6% · max 4.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.96%

3-year · annualised

Sharpe ratio

0.51

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.12%

Nov 2014 → Dec 2014

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.0046	3 Jun 2026
SBI Magnum Income Fund-Bonus	SBI	₹43.7200	3 Jun 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.0548	3 Jun 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.4210	3 Jun 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹55.9906	3 Jun 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹74.6017	3 Jun 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹12.9049	3 Jun 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.6743	3 Jun 2026
JM Income Fund-Dividend	JM Financial	₹21.5269	3 Jun 2026

Recent NAVs

Date	NAV
7 Oct 2016	₹12.4926
6 Oct 2016	₹12.5031
5 Oct 2016	₹12.5053
4 Oct 2016	₹12.4671
3 Oct 2016	₹12.4589
30 Sep 2016	₹12.4404
29 Sep 2016	₹12.4261
28 Sep 2016	₹12.4462
27 Sep 2016	₹12.4405
26 Sep 2016	₹12.4294

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Oct 2016, the NAV of ICICI Prudential Blended Plan B - Daily Dividend Option - I is ₹12.4926. It's a Medium to Long Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Blended Plan B - Daily Dividend Option - I has NAV history starting from 04 Nov 2010, a track record of about 15 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Blended Plan B - Daily Dividend Option - I is managed by ICICI Prudential. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Blended Plan B - Daily Dividend Option - I has delivered a absolute return of 10.49% — +18.73 pp ahead of the Medium to Long Duration Fund category average of -8.25%. The fund ranks #21 of 728 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Blended Plan B - Daily Dividend Option - I has delivered a CAGR of 7.43% — +11.41 pp ahead of the Medium to Long Duration Fund category average of -3.98%. The fund ranks #163 of 644 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Blended Plan B - Daily Dividend Option - I has delivered a CAGR of 4.54% — +1.16 pp ahead of the Medium to Long Duration Fund category average of 3.38%. The fund ranks #44 of 92 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Blended Plan B - Daily Dividend Option - I exactly 5 years ago would be worth approximately ₹124,832 today — a multiplier of 1.25×, based on the 5-year CAGR of 4.54%. The category average over the same window would have grown ₹1 lakh to ₹118,068.

A ₹10,000 monthly SIP in ICICI Prudential Blended Plan B - Daily Dividend Option - I over the last 5 years — total invested ₹600,000 — would be worth ₹712,416 today. That's an XIRR (money-weighted annualised return) of 6.79%.

ICICI Prudential Blended Plan B - Daily Dividend Option - I doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹712,416 — XIRR 6.79%.

On a 5-year basis, ICICI Prudential Blended Plan B - Daily Dividend Option - I ranks #44 out of 92 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.38%; this fund delivered 4.54%.

The worst peak-to-trough decline ICICI Prudential Blended Plan B - Daily Dividend Option - I has experienced over the last 5-year window is 5.67% — its NAV fell from a high on 17 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Blended Plan B - Daily Dividend Option - I averaged 3.38% (best 4.54%, worst 2.55%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.89 — negative risk-adjusted performance.

In calendar year 2015, ICICI Prudential Blended Plan B - Daily Dividend Option - I returned 7.13% — beating the Medium to Long Duration Fund category average of 2.41% by 4.71 pp. It ranked #85 of 205 in its category that year.

ICICI Prudential Blended Plan B - Daily Dividend Option - I is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Blended Plan B - Daily Dividend Option - I is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.7%. 5-year CAGR: 4.54%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.