Should I invest in ICICI Prudential Bharat Consumption Fund?

We don't give personal investment advice. ICICI Prudential Bharat Consumption Fund - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.3%. 5-year CAGR: 13.98%.

ICICI Prudential

ICICI Prudential Bharat Consumption Fund - Growth Option

Latest NAV

₹24.5800

As of

17 Jul 2026

1,786 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.20%	-0.07%	+0.28	53 / 122	Q2
1W	-0.57%	-0.15%	-0.42	89 / 122	Q3
2W	-1.68%	-0.13%	-1.55	110 / 122	Q4
1M	+1.24%	+1.33%	-0.09	63 / 122	Q3
3M	+2.76%	+3.32%	-0.56	67 / 122	Q3
6M	-0.32%	+2.87%	-3.19	75 / 122	Q3
YTD	-3.34%	+1.43%	-4.77	86 / 122	Q3
1Y	-3.30%	+2.53%	-5.84	88 / 120	Q3
2Y	-0.80%	+1.69%	-2.49	63 / 116	Q3
3Y	+10.74%	+13.72%	-2.98	77 / 114	Q3
4Y	+12.60%	+15.46%	-2.86	71 / 106	Q3
5Y	+13.98%	+12.16%	+1.81	39 / 104	Q2
7Y	+14.77%	+15.00%	-0.23	49 / 99	Q2
10Y	—	—	—	—	—
Inception	+13.17%	+11.17%	+2.00	40 / 122	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.34%	+1.37%	-4.72	83 / 118
2025	+2.98%	+3.20%	-0.22	46 / 115
2024	+15.71%	+19.60%	-3.89	74 / 113
2023	+34.09%	+31.56%	+2.53	44 / 108
2022	+9.98%	+2.19%	+7.79	29 / 104
2021	+22.91%	+32.41%	-9.50	68 / 102
2020	+10.71%	+18.32%	-7.61	61 / 100
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.66%

77 windows

min -15.7% · max 47.9%

87% positive

3-Year rolling

+18.98%

53 windows

min 10.7% · max 26.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.71%

28 windows

min 13.0% · max 23.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+13.75%

4 windows

min 13.1% · max 14.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.50%

3-year · annualised

Sharpe ratio

0.36

vs risk-free 6.5%

Sortino ratio

0.55

Downside-only deviation

Max drawdown

-22.33%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹18.4020	17 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.0439	17 Jul 2026
Magnum Equity Fund -Dividend	SBI	₹75.2678	17 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.7400	17 Jul 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹20.5340	17 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.5442	17 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.7640	17 Jul 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹64.5500	17 Jul 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹397.9086	17 Jul 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹66.3400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.5800
16 Jul 2026	₹24.5300
15 Jul 2026	₹24.5400
14 Jul 2026	₹24.4600
13 Jul 2026	₹24.6500
10 Jul 2026	₹24.7200
9 Jul 2026	₹24.6000
8 Jul 2026	₹24.4600
7 Jul 2026	₹25.0200
6 Jul 2026	₹25.1400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Bharat Consumption Fund - Growth Option is ₹24.5800. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Bharat Consumption Fund - Growth Option has NAV history starting from 15 Apr 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Bharat Consumption Fund - Growth Option is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Bharat Consumption Fund - Growth Option has delivered a absolute return of -3.30% — -5.84 pp behind the Sectoral/Thematic Fund category average of 2.53%. The fund ranks #88 of 120 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Bharat Consumption Fund - Growth Option has delivered a CAGR of 10.74% — -2.98 pp behind the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #77 of 114 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Bharat Consumption Fund - Growth Option has delivered a CAGR of 13.98% — +1.81 pp ahead of the Sectoral/Thematic Fund category average of 12.16%. The fund ranks #39 of 104 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Bharat Consumption Fund - Growth Option exactly 5 years ago would be worth approximately ₹192,332 today — a multiplier of 1.92×, based on the 5-year CAGR of 13.98%. The category average over the same window would have grown ₹1 lakh to ₹177,535.

A ₹10,000 monthly SIP in ICICI Prudential Bharat Consumption Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹772,963 today. That's an XIRR (money-weighted annualised return) of 10.07%.

ICICI Prudential Bharat Consumption Fund - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,341,076 — XIRR 13.13%.

On a 5-year basis, ICICI Prudential Bharat Consumption Fund - Growth Option ranks #39 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.16%; this fund delivered 13.98%.

The worst peak-to-trough decline ICICI Prudential Bharat Consumption Fund - Growth Option has experienced over the last 5-year window is 22.33% — its NAV fell from a high on 27 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Bharat Consumption Fund - Growth Option averaged 18.71% (best 23.19%, worst 13.05%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Bharat Consumption Fund - Growth Option returned 2.98% — lagging the Sectoral/Thematic Fund category average of 3.20% by 0.22 pp. It ranked #46 of 115 in its category that year.

ICICI Prudential Bharat Consumption Fund - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Bharat Consumption Fund - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.3%. 5-year CAGR: 13.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Bharat Consumption Fund - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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