Should I invest in ICICI Prudential Bharat Consumption Fund?

We don't give personal investment advice. ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 13.94%.

ICICI Prudential

ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option

Latest NAV

₹25.3700

As of

3 Jun 2026

1,755 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.75%	+0.27%	+0.48	37 / 258	Q1
1W	-1.74%	-1.34%	-0.40	150 / 258	Q3
2W	-1.36%	+0.04%	-1.40	215 / 259	Q4
1M	-2.53%	-0.39%	-2.15	206 / 259	Q4
3M	-0.98%	+2.19%	-3.17	170 / 257	Q3
6M	-9.13%	-1.09%	-8.03	215 / 247	Q4
YTD	-7.47%	-1.30%	-6.17	192 / 247	Q4
1Y	-4.19%	+5.02%	-9.21	199 / 230	Q4
2Y	+1.53%	+5.50%	-3.97	139 / 182	Q4
3Y	+12.50%	+16.94%	-4.43	102 / 139	Q3
4Y	+13.46%	+16.57%	-3.11	88 / 119	Q3
5Y	+13.94%	+13.73%	+0.22	51 / 109	Q2
7Y	+14.11%	+16.42%	-2.32	61 / 91	Q3
10Y	—	—	—	—	—
Inception	+13.93%	+10.45%	+3.48	110 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.47%	-0.94%	-6.54	190 / 244
2025	+3.88%	+4.41%	-0.53	102 / 208
2024	+16.83%	+23.18%	-6.35	114 / 155
2023	+35.13%	+33.51%	+1.62	54 / 127
2022	+10.98%	+4.32%	+6.65	40 / 116
2021	+24.63%	+34.43%	-9.80	68 / 104
2020	+12.57%	+21.19%	-8.62	58 / 94
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.30%

75 windows

min -10.3% · max 52.2%

88% positive

3-Year rolling

+20.00%

51 windows

min 12.5% · max 26.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+20.10%

27 windows

min 13.9% · max 24.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+14.53%

2 windows

min 14.1% · max 15.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.17%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

0.66

Downside-only deviation

Max drawdown

-21.27%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹25.3700
2 Jun 2026	₹25.3900
1 Jun 2026	₹25.2000
29 May 2026	₹25.5800
27 May 2026	₹25.9400
26 May 2026	₹25.8400
25 May 2026	₹25.8300
22 May 2026	₹25.6700
21 May 2026	₹25.6200
20 May 2026	₹25.6700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option is ₹25.3700. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option has NAV history starting from 15 Apr 2019, a track record of about 7 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option has delivered a absolute return of -4.19% — -9.21 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #199 of 230 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option has delivered a CAGR of 12.50% — -4.43 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #102 of 139 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option has delivered a CAGR of 13.94% — +0.22 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #51 of 109 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹192,057 today — a multiplier of 1.92×, based on the 5-year CAGR of 13.94%. The category average over the same window would have grown ₹1 lakh to ₹190,234.

A ₹10,000 monthly SIP in ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹769,304 today. That's an XIRR (money-weighted annualised return) of 9.87%.

ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,352,274 — XIRR 13.36%.

On a 5-year basis, ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option ranks #51 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.73%; this fund delivered 13.94%.

The worst peak-to-trough decline ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 21.27% — its NAV fell from a high on 27 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option averaged 20.10% (best 24.62%, worst 13.94%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option returned 3.88% — lagging the Sectoral/Thematic Fund category average of 4.41% by 0.53 pp. It ranked #102 of 208 in its category that year.

ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 13.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Bharat Consumption Fund - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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