Should I invest in ICICI Prudential Banking and PSU Debt Fund?

We don't give personal investment advice. ICICI Prudential Banking and PSU Debt Fund - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 6.17%.

ICICI Prudential

ICICI Prudential Banking and PSU Debt Fund - Growth

Latest NAV

₹34.0911

As of

3 Jun 2026

3,962 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.05%	+0.00	4 / 6	Q3
1W	+0.23%	+0.16%	+0.07	3 / 6	Q2
2W	+0.41%	+0.28%	+0.13	3 / 6	Q2
1M	+0.14%	+0.05%	+0.09	3 / 6	Q2
3M	+0.31%	+0.31%	+0.00	2 / 6	Q2
6M	+1.34%	+1.23%	+0.11	2 / 6	Q2
YTD	+1.03%	+0.91%	+0.12	2 / 6	Q2
1Y	+4.01%	+3.96%	+0.05	3 / 6	Q2
2Y	+6.55%	+6.79%	-0.24	4 / 6	Q3
3Y	+6.81%	+6.67%	+0.14	2 / 5	Q2
4Y	+6.90%	+6.72%	+0.18	1 / 5	Q1
5Y	+6.17%	+5.87%	+0.30	1 / 5	Q1
7Y	+6.73%	+6.65%	+0.09	2 / 5	Q2
10Y	+7.09%	+7.03%	+0.06	2 / 5	Q2
Inception	+7.76%	+7.55%	+0.20	2 / 6	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.03%	+1.08%	-0.05	2 / 5
2025	+7.62%	+7.58%	+0.04	3 / 5
2024	+7.84%	+7.82%	+0.02	2 / 5
2023	+7.31%	+6.90%	+0.41	1 / 5
2022	+4.27%	+3.52%	+0.75	1 / 5
2021	+4.17%	+3.81%	+0.36	1 / 5
2020	+9.19%	+9.99%	-0.79	4 / 5
2019	+10.14%	+10.61%	-0.47	5 / 5
2018	+5.64%	+5.21%	+0.43	5 / 6
2017	+5.16%	+5.74%	-0.57	6 / 6
2016	+12.51%	+10.50%	+2.01	1 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.99%

188 windows

min 3.0% · max 13.7%

100% positive

3-Year rolling

+7.99%

164 windows

min 5.2% · max 11.1%

100% positive

5-Year rolling

+7.98%

140 windows

min 6.2% · max 10.2%

100% positive

7-Year rolling

+8.01%

115 windows

min 6.5% · max 9.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.21%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.67%

May 2026 → May 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - Growth Option	HDFC	₹23.8416	3 Jun 2026
Nippon India Banking and PSU Fund- Growth Plan- Growth Option	Nippon India	₹21.4737	3 Jun 2026
Franklin India Banking & PSU Debt Fund - Growth	Franklin India	₹23.6120	3 Jun 2026
Kotak Banking and PSU Debt - Growth	Kotak	₹68.0401	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹34.0911
2 Jun 2026	₹34.1053
1 Jun 2026	₹34.0856
29 May 2026	₹34.0784
27 May 2026	₹34.0508
26 May 2026	₹34.0266
25 May 2026	₹34.0188
22 May 2026	₹33.9506
21 May 2026	₹33.9179
20 May 2026	₹33.9595

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Banking and PSU Debt Fund - Growth is ₹34.0911. It's a Banking & PSU Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Banking and PSU Debt Fund - Growth has NAV history starting from 04 Jan 2010, a track record of about 16 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Banking and PSU Debt Fund - Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Banking and PSU Debt Fund - Growth has delivered a absolute return of 4.01% — +0.05 pp ahead of the Banking & PSU Fund category average of 3.96%. The fund ranks #3 of 6 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Banking and PSU Debt Fund - Growth has delivered a CAGR of 6.81% — +0.14 pp ahead of the Banking & PSU Fund category average of 6.67%. The fund ranks #2 of 5 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Banking and PSU Debt Fund - Growth has delivered a CAGR of 6.17% — +0.3 pp ahead of the Banking & PSU Fund category average of 5.87%. The fund ranks #1 of 5 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Banking and PSU Debt Fund - Growth exactly 10 years ago would be worth approximately ₹198,369 today — a multiplier of 1.98×, based on the 10-year CAGR of 7.09%. The category average over the same window would have grown ₹1 lakh to ₹197,236.

A ₹10,000 monthly SIP in ICICI Prudential Banking and PSU Debt Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹706,714 today. That's an XIRR (money-weighted annualised return) of 6.48%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Banking and PSU Debt Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹1,688,049 (multiplier 1.41×). XIRR: 6.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Banking and PSU Debt Fund - Growth ranks #1 out of 5 funds in the Banking & PSU Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 5.87%; this fund delivered 6.17%.

The worst peak-to-trough decline ICICI Prudential Banking and PSU Debt Fund - Growth has experienced over the last 5-year window is 0.79% — its NAV fell from a high on 16 Dec 2021 to a low on 04 Feb 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Banking and PSU Debt Fund - Growth averaged 7.98% (best 10.21%, worst 6.17%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.40 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Banking and PSU Debt Fund - Growth returned 7.62% — beating the Banking & PSU Fund category average of 7.58% by 0.04 pp. It ranked #3 of 5 in its category that year.

ICICI Prudential Banking and PSU Debt Fund - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Banking and PSU Debt Fund - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 6.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Banking and PSU Debt Fund - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

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