ICICI Prudential

ICICI Prudential Banking and Financial Services Fund - Retail Growth

Latest NAV

₹128.4000

As of

12 Jun 2026

4,375 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.10%	-0.22%	+0.12	4 / 9	Q2
1W	+0.29%	-0.50%	+0.79	2 / 9	Q1
2W	-2.33%	-1.68%	-0.65	4 / 9	Q2
1M	-0.91%	+1.16%	-2.07	5 / 9	Q3
3M	-1.34%	+0.56%	-1.90	5 / 9	Q3
6M	-9.84%	-7.68%	-2.16	8 / 9	Q4
YTD	-9.95%	-8.02%	-1.94	8 / 9	Q4
1Y	-6.92%	-5.03%	-1.88	8 / 9	Q4
2Y	+5.33%	+3.94%	+1.39	5 / 9	Q3
3Y	+9.68%	+12.76%	-3.08	8 / 9	Q4
4Y	+13.78%	+13.60%	+0.18	6 / 9	Q3
5Y	+9.00%	+9.32%	-0.33	6 / 9	Q3
7Y	+9.06%	+9.47%	-0.40	6 / 9	Q3
10Y	+12.65%	+10.03%	+2.62	6 / 9	Q3
Inception	+15.22%	+10.20%	+5.02	2 / 9	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.95%	-9.78%	-0.17	6 / 7
2025	+15.29%	+8.84%	+6.45	1 / 7
2024	+11.67%	+14.74%	-3.07	6 / 7
2023	+17.11%	+18.76%	-1.65	6 / 9
2022	+11.95%	+8.46%	+3.49	3 / 9
2021	+22.55%	+23.38%	-0.83	6 / 9
2020	-5.97%	+3.87%	-9.84	8 / 9
2019	+13.71%	+9.64%	+4.07	3 / 9
2018	+0.21%	-4.46%	+4.68	3 / 9
2017	+44.78%	+28.82%	+15.96	3 / 9
2016	+20.23%	+10.01%	+10.23	1 / 9

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.75%

205 windows

min -37.1% · max 145.5%

77% positive

3-Year rolling

+16.32%

181 windows

min -8.2% · max 38.3%

93% positive

5-Year rolling

+16.32%

156 windows

min 2.1% · max 29.5%

100% positive

7-Year rolling

+15.77%

132 windows

min 9.1% · max 26.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.46%

3-year · annualised

Sharpe ratio

0.30

vs risk-free 6.5%

Sortino ratio

0.51

Downside-only deviation

Max drawdown

-17.17%

Jan 2026 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹17.4470	12 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6500	12 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.6000	12 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.7600	12 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹69.2700	12 Jun 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹20.8871	12 Jun 2026
Franklin India Multi-Factor Fund- Direct- Growth	Franklin India	₹9.4220	12 Jun 2026
Edelweiss Business Cycle Fund - Direct Plan - Growth	Edelweiss	₹8.9151	12 Jun 2026
DSP Banking & Financial Services Fund - Direct - Growth	DSP	₹14.6710	12 Jun 2026
DSP BlackRock India T.I.G.E.R. Fund - Regular Plan - Growth	DSP BlackRock	₹351.0150	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹128.4000
11 Jun 2026	₹125.1100
10 Jun 2026	₹125.2300
9 Jun 2026	₹125.0900
8 Jun 2026	₹123.6500
5 Jun 2026	₹125.0200
4 Jun 2026	₹124.7500
3 Jun 2026	₹124.6800
2 Jun 2026	₹124.4300
1 Jun 2026	₹124.9600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of ICICI Prudential Banking and Financial Services Fund - Retail Growth is ₹128.4000. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Retail plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Banking and Financial Services Fund - Retail Growth has NAV history starting from 25 Aug 2008, a track record of about 17 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Banking and Financial Services Fund - Retail Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Banking and Financial Services Fund - Retail Growth has delivered a absolute return of -6.92% — -1.88 pp behind the Sectoral/Thematic Fund category average of -5.03%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Banking and Financial Services Fund - Retail Growth has delivered a CAGR of 9.68% — -3.08 pp behind the Sectoral/Thematic Fund category average of 12.76%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Banking and Financial Services Fund - Retail Growth has delivered a CAGR of 9.00% — -0.33 pp behind the Sectoral/Thematic Fund category average of 9.32%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Banking and Financial Services Fund - Retail Growth exactly 10 years ago would be worth approximately ₹328,977 today — a multiplier of 3.29×, based on the 10-year CAGR of 12.65%. The category average over the same window would have grown ₹1 lakh to ₹260,002.

A ₹10,000 monthly SIP in ICICI Prudential Banking and Financial Services Fund - Retail Growth over the last 5 years — total invested ₹600,000 — would be worth ₹737,215 today. That's an XIRR (money-weighted annualised return) of 8.16%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Banking and Financial Services Fund - Retail Growth = ₹1,200,000 invested. It would currently be worth ₹2,074,096 (multiplier 1.73×). XIRR: 10.54%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Banking and Financial Services Fund - Retail Growth ranks #6 out of 9 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.32%; this fund delivered 9.00%.

The worst peak-to-trough decline ICICI Prudential Banking and Financial Services Fund - Retail Growth has experienced over the last 5-year window is 20.72% — its NAV fell from a high on 26 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Banking and Financial Services Fund - Retail Growth averaged 16.32% (best 29.50%, worst 2.13%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Banking and Financial Services Fund - Retail Growth returned 15.29% — beating the Sectoral/Thematic Fund category average of 8.84% by 6.45 pp. It ranked #1 of 7 in its category that year.

ICICI Prudential Banking and Financial Services Fund - Retail Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Banking and Financial Services Fund - Retail Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.7%. 5-year CAGR: 9.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.