Should I invest in HSBC Floating Rate Fund - Long Term - Regular?

We don't give personal investment advice. HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: -0.01%.

HSBC

HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.02%	0.00	3 / 7	Q2
1W	+0.00%	+0.04%	-0.04	5 / 7	Q3
2W	0.00%	+0.10%	-0.11	7 / 7	Q4
1M	+0.03%	+0.14%	-0.11	4 / 7	Q3
3M	-0.02%	+0.05%	-0.07	5 / 7	Q3
6M	-0.01%	+0.70%	-0.71	5 / 7	Q3
YTD	+0.01%	+0.68%	-0.67	5 / 7	Q3
1Y	-0.07%	+1.61%	-1.67	5 / 7	Q3
2Y	-0.02%	+1.63%	-1.65	5 / 7	Q3
3Y	-0.02%	+1.77%	-1.79	5 / 7	Q3
4Y	-0.02%	+1.90%	-1.92	5 / 7	Q3
5Y	-0.01%	+2.33%	-2.34	4 / 6	Q3
7Y	+0.00%	+2.40%	-2.40	2 / 3	Q3
10Y	—	—	—	—	—
Inception	+0.02%	+1.92%	-1.91	4 / 7	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.01%	+0.91%	-0.90	3 / 3
2015	+0.01%	+2.48%	-2.48	2 / 3
2014	-0.09%	+2.68%	-2.77	3 / 3
2013	-0.01%	+1.51%	-1.52	3 / 4
2012	0.00%	+2.49%	-2.50	3 / 4
2011	+0.03%	+1.90%	-1.87	5 / 7
2010	+0.04%	+1.37%	-1.33	6 / 7
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

77 windows

min -0.1% · max 0.2%

62% positive

3-Year rolling

+0.00%

52 windows

min 0.0% · max 0.1%

33% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.00%

28 windows

min 0.0% · max 0.0%

61% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.00%

4 windows

min 0.0% · max 0.0%

50% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.30%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.33%

Sep 2013 → Jul 2014

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 May 2016	₹10.0142
23 May 2016	₹10.0127
20 May 2016	₹10.0083
19 May 2016	₹10.0067
18 May 2016	₹10.0053
17 May 2016	₹10.0142
16 May 2016	₹10.0130
13 May 2016	₹10.0084
12 May 2016	₹10.0070
11 May 2016	₹10.0055

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly is a Floating Rate from HSBC (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly has NAV history starting from 25 Feb 2009, a track record of about 17 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly is managed by HSBC. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly has delivered a absolute return of -0.07% — -1.67 pp behind the Floating Rate category average of 1.61%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly has delivered a CAGR of -0.02% — -1.79 pp behind the Floating Rate category average of 1.77%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly has delivered a CAGR of -0.01% — -2.34 pp behind the Floating Rate category average of 2.33%. The fund ranks #4 of 6 in its category — the third (Q3) quartile.

₹1 lakh invested in HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly exactly 5 years ago would be worth approximately ₹99,968 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.01%. The category average over the same window would have grown ₹1 lakh to ₹112,204.

A ₹10,000 monthly SIP in HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly over the last 5 years — total invested ₹600,000 — would be worth ₹600,049 today. That's an XIRR (money-weighted annualised return) of 0.00%.

HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹840,114 — XIRR 0.00%.

On a 5-year basis, HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly ranks #4 out of 6 funds in the Floating Rate category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.33%; this fund delivered -0.01%.

The worst peak-to-trough decline HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly has experienced over the last 5-year window is 0.41% — its NAV fell from a high on 13 Apr 2012 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly averaged 0.00% (best 0.05%, worst -0.03%). 61% of rolling windows ended positive.

In calendar year 2015, HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly returned 0.01% — lagging the Floating Rate category average of 2.48% by 2.48 pp. It ranked #2 of 3 in its category that year.

HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: -0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HSBC Floating Rate Fund - Long Term - Regular - Dividend - weekly

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

More from HSBC