Should I invest in HSBC Floating Rate Fund - Short Term - Regular?

We don't give personal investment advice. HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 0.03%.

HSBC

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.02%	+0.02	2 / 7	Q2
1W	-0.04%	+0.04%	-0.08	7 / 7	Q4
2W	+0.02%	+0.10%	-0.09	4 / 7	Q3
1M	+0.04%	+0.14%	-0.10	3 / 7	Q2
3M	+0.01%	+0.05%	-0.04	3 / 7	Q2
6M	+0.03%	+0.70%	-0.67	3 / 7	Q2
YTD	+0.02%	+0.68%	-0.67	4 / 7	Q3
1Y	+0.06%	+1.61%	-1.54	3 / 7	Q2
2Y	+0.05%	+1.63%	-1.58	3 / 7	Q2
3Y	+0.07%	+1.77%	-1.71	3 / 7	Q2
4Y	+0.05%	+1.90%	-1.85	3 / 7	Q2
5Y	+0.03%	+2.33%	-2.30	3 / 6	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.03%	+1.92%	-1.89	3 / 7	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	+0.02%	+1.90%	-1.88	6 / 7
2010	+0.05%	+1.37%	-1.32	5 / 7
2009	-0.06%	+1.32%	-1.38	5 / 6
2008	+0.15%	+3.54%	-3.39	3 / 5
2007	-0.02%	+3.36%	-3.38	5 / 5
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.02%

54 windows

min -0.1% · max 0.2%

74% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.03%

30 windows

min 0.0% · max 0.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.02%

6 windows

min 0.0% · max 0.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.14%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.33%

Dec 2008 → Aug 2009

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Sep 2011	₹10.0276
30 Aug 2011	₹10.0237
29 Aug 2011	₹10.0218
28 Aug 2011	₹10.0198
26 Aug 2011	₹10.0340
25 Aug 2011	₹10.0317
24 Aug 2011	₹10.0294
23 Aug 2011	₹10.0271
22 Aug 2011	₹10.0248
21 Aug 2011	₹10.0225

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly is a Floating Rate from HSBC (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly is managed by HSBC. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly has delivered a absolute return of 0.06% — -1.54 pp behind the Floating Rate category average of 1.61%. The fund ranks #3 of 7 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly has delivered a CAGR of 0.07% — -1.71 pp behind the Floating Rate category average of 1.77%. The fund ranks #3 of 7 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly has delivered a CAGR of 0.03% — -2.3 pp behind the Floating Rate category average of 2.33%. The fund ranks #3 of 6 in its category — the second (Q2) quartile.

₹1 lakh invested in HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly exactly 5 years ago would be worth approximately ₹100,135 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.03%. The category average over the same window would have grown ₹1 lakh to ₹112,204.

A ₹10,000 monthly SIP in HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly over the last 5 years — total invested ₹600,000 — would be worth ₹600,631 today. That's an XIRR (money-weighted annualised return) of 0.04%.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹600,631 — XIRR 0.04%.

On a 5-year basis, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly ranks #3 out of 6 funds in the Floating Rate category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.33%; this fund delivered 0.03%.

The worst peak-to-trough decline HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly has experienced over the last 5-year window is 0.33% — its NAV fell from a high on 12 Dec 2008 to a low on 30 Aug 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly averaged 0.02% (best 0.04%, worst 0.02%). 100% of rolling windows ended positive.

In calendar year 2010, HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly returned 0.05% — lagging the Floating Rate category average of 1.37% by 1.32 pp. It ranked #5 of 7 in its category that year.

HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HSBC Floating Rate Fund - Short Term - Regular - Dividend - Weekly is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 0.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.