HDFC
HDFC Liquid Fund-PREMIUM PLUS- Growth
Latest NAV
₹10.0000
As of
17 Dec 2012
2,060 NAV records on file
Category
Liquid Fund
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
100872
ISIN (Growth)
INF179K01KQ7
ISIN (Dividend)
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NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | -0.84% | +0.84 | 78 / 117 | Q3 |
| 1W | -56.41% | -1.30% | -55.11 | 115 / 116 | Q4 |
| 2W | -56.34% | -1.26% | -55.07 | 115 / 116 | Q4 |
| 1M | -56.17% | -1.18% | -54.99 | 114 / 115 | Q4 |
| 3M | -55.56% | -0.77% | -54.79 | 114 / 115 | Q4 |
| 6M | -54.55% | -0.25% | -54.30 | 115 / 116 | Q4 |
| YTD | -52.46% | -0.28% | -52.18 | 115 / 116 | Q4 |
| 1Y | -52.29% | +0.81% | -53.10 | 114 / 115 | Q4 |
| 2Y | -27.94% | +1.09% | -29.03 | 110 / 111 | Q4 |
| 3Y | -18.22% | +1.15% | -19.37 | 100 / 101 | Q4 |
| 4Y | -12.81% | +1.01% | -13.82 | 91 / 92 | Q4 |
| 5Y | -8.82% | +0.76% | -9.58 | 83 / 84 | Q4 |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | -4.88% | +1.27% | -6.15 | 113 / 114 | Q4 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2012 YTD | -52.46% | -1.05% | -51.41 | 18 / 18 |
| 2011 | +8.91% | +3.35% | +5.56 | 2 / 14 |
| 2010 | +5.40% | +1.97% | +3.43 | 2 / 13 |
| 2009 | +5.52% | -2.33% | +7.84 | 1 / 5 |
| 2008 | +9.04% | +3.19% | +5.85 | 1 / 5 |
| 2007 | +8.12% | +2.73% | +5.39 | 1 / 3 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+6.74%
70 windows
min -52.3% · max 9.8%
99% positive
3-Year rolling
+6.58%
46 windows
min -18.2% · max 8.1%
98% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
+6.67%
22 windows
min -8.8% · max 7.7%
95% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
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Insufficient history
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
32.34%
3-year · annualised
Sharpe ratio
-0.55
vs risk-free 6.5%
Sortino ratio
-0.55
Downside-only deviation
Max drawdown
-56.43%
Dec 2012 → Dec 2012
% positive months
97.2%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Liquid Fund
| Scheme | NAV |
|---|---|
| HDFC Liquid Fund-Dividend - Daily | ₹1,019.8200 |
| NIPPON INDIA LIQUID FUND - QUARTERLY IDCW OPTION | ₹1,017.6155 |
| ICICI Prudential Liquid Fund - IDCW Others | ₹189.7289 |
| Invesco India Liquid Fund - Unclaimed Dividend Plan - Above 3 Years | ₹1,000.0000 |
| BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years | ₹1.7935 |
| Quantum Liquid Fund - Unclaimed IDCW Plan Above 3 years | ₹10.0000 |
| Motilal Oswal Liquid Fund - Unclaimed Dividend - Greater than 3 years | ₹10.0000 |
| Templeton India Treasury Management - Institution-Daily | ₹1,000.0000 |
| Mirae Asset Cash Management Fund - Daily Dividend | ₹1,066.4347 |
| HSBC Liquid Fund - IDCW | ₹1,019.3000 |
Recent NAVs
| Date | NAV |
|---|---|
| 17 Dec 2012 | ₹10.0000 |
| 16 Dec 2012 | ₹10.0000 |
| 14 Dec 2012 | ₹10.0000 |
| 13 Dec 2012 | ₹10.0000 |
| 12 Dec 2012 | ₹22.9492 |
| 11 Dec 2012 | ₹22.9440 |
| 10 Dec 2012 | ₹22.9387 |
| 9 Dec 2012 | ₹22.9335 |
| 7 Dec 2012 | ₹22.9230 |
| 6 Dec 2012 | ₹22.9178 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 17 Dec 2012, the NAV of HDFC Liquid Fund-PREMIUM PLUS- Growth is ₹10.0000. It's a Liquid Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
HDFC Liquid Fund-PREMIUM PLUS- Growth has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
HDFC Liquid Fund-PREMIUM PLUS- Growth is managed by HDFC. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, HDFC Liquid Fund-PREMIUM PLUS- Growth has delivered a absolute return of -52.29% — -53.1 pp behind the Liquid Fund category average of 0.81%. The fund ranks #114 of 115 in its category — the bottom (Q4) quartile.
Over the trailing 3-year window, HDFC Liquid Fund-PREMIUM PLUS- Growth has delivered a CAGR of -18.22% — -19.37 pp behind the Liquid Fund category average of 1.15%. The fund ranks #100 of 101 in its category — the bottom (Q4) quartile.
Over the trailing 5-year window, HDFC Liquid Fund-PREMIUM PLUS- Growth has delivered a CAGR of -8.82% — -9.58 pp behind the Liquid Fund category average of 0.76%. The fund ranks #83 of 84 in its category — the bottom (Q4) quartile.
₹1 lakh invested in HDFC Liquid Fund-PREMIUM PLUS- Growth exactly 5 years ago would be worth approximately ₹63,030 today — a multiplier of 0.63×, based on the 5-year CAGR of -8.82%. The category average over the same window would have grown ₹1 lakh to ₹103,865.
We don't have enough NAV history yet to simulate a SIP on HDFC Liquid Fund-PREMIUM PLUS- Growth. The fund typically needs 12+ months for a 1-year SIP backtest.
HDFC Liquid Fund-PREMIUM PLUS- Growth doesn't have enough SIP-backtest history yet. Check the 1-year SIP simulation above as soon as it has 12+ months of NAVs.
On a 5-year basis, HDFC Liquid Fund-PREMIUM PLUS- Growth ranks #83 out of 84 funds in the Liquid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.76%; this fund delivered -8.82%.
The worst peak-to-trough decline HDFC Liquid Fund-PREMIUM PLUS- Growth has experienced over the last 5-year window is 56.43% — its NAV fell from a high on 12 Dec 2012 to a low on 13 Dec 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, HDFC Liquid Fund-PREMIUM PLUS- Growth averaged 6.67% (best 7.68%, worst -8.82%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is -0.41 — negative risk-adjusted performance.
In calendar year 2011, HDFC Liquid Fund-PREMIUM PLUS- Growth returned 8.91% — beating the Liquid Fund category average of 3.35% by 5.56 pp. It ranked #2 of 14 in its category that year.
HDFC Liquid Fund-PREMIUM PLUS- Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. HDFC Liquid Fund-PREMIUM PLUS- Growth is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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