Should I invest in HDFC Infrastructure Fund?

We don't give personal investment advice. HDFC Infrastructure Fund - IDCW Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.3%. 5-year CAGR: 15.14%.

HDFC

HDFC Infrastructure Fund - IDCW Option - Direct Plan

Latest NAV

₹32.2800

As of

17 Jul 2026

3,332 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	0.00%	-0.04%	+0.03	131 / 249	Q3
1W	-0.83%	-0.15%	-0.67	223 / 249	Q4
2W	-1.50%	-0.61%	-0.88	235 / 251	Q4
1M	-0.69%	+1.14%	-1.83	222 / 251	Q4
3M	+0.53%	+3.90%	-3.36	196 / 251	Q4
6M	+1.82%	+2.59%	-0.76	129 / 243	Q3
YTD	-0.34%	+0.68%	-1.02	131 / 241	Q3
1Y	-1.15%	+2.39%	-3.54	158 / 229	Q3
2Y	-3.91%	+0.44%	-4.35	136 / 186	Q3
3Y	+15.36%	+11.53%	+3.84	54 / 151	Q2
4Y	+19.94%	+12.75%	+7.18	22 / 125	Q1
5Y	+15.14%	+9.05%	+6.09	25 / 113	Q1
7Y	+13.97%	+14.43%	-0.47	50 / 92	Q3
10Y	+6.85%	+11.87%	-5.02	68 / 77	Q4
Inception	+8.16%	+10.06%	-1.90	166 / 251	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.34%	+1.51%	-1.85	130 / 237
2025	-2.77%	+1.49%	-4.26	138 / 204
2024	+16.94%	+20.10%	-3.16	93 / 158
2023	+47.55%	+30.21%	+17.34	8 / 131
2022	+12.51%	+1.48%	+11.02	24 / 119
2021	+43.98%	+31.54%	+12.44	24 / 106
2020	-7.24%	+19.90%	-27.13	91 / 95
2019	-10.73%	+6.43%	-17.16	86 / 87
2018	-35.23%	-9.17%	-26.06	78 / 78
2017	+31.37%	+32.45%	-1.08	43 / 77
2016	-2.65%	+2.96%	-5.61	54 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.07%

153 windows

min -47.0% · max 119.0%

61% positive

3-Year rolling

+10.44%

129 windows

min -26.2% · max 38.9%

71% positive

5-Year rolling

+7.33%

105 windows

min -15.0% · max 34.2%

60% positive

7-Year rolling

+5.05%

80 windows

min -4.5% · max 14.5%

86% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.87%

3-year · annualised

Sharpe ratio

0.52

vs risk-free 6.5%

Sortino ratio

0.85

Downside-only deviation

Max drawdown

-25.33%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹32.2800
16 Jul 2026	₹32.2810
15 Jul 2026	₹32.3180
14 Jul 2026	₹32.2960
13 Jul 2026	₹32.5380
10 Jul 2026	₹32.5490
9 Jul 2026	₹32.1470
8 Jul 2026	₹31.8690
7 Jul 2026	₹32.5820
6 Jul 2026	₹32.8910

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Infrastructure Fund - IDCW Option - Direct Plan is ₹32.2800. It's a Sectoral/Thematic Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Infrastructure Fund - IDCW Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Infrastructure Fund - IDCW Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Infrastructure Fund - IDCW Option - Direct Plan has delivered a absolute return of -1.15% — -3.54 pp behind the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #158 of 229 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC Infrastructure Fund - IDCW Option - Direct Plan has delivered a CAGR of 15.36% — +3.84 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #54 of 151 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Infrastructure Fund - IDCW Option - Direct Plan has delivered a CAGR of 15.14% — +6.09 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #25 of 113 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Infrastructure Fund - IDCW Option - Direct Plan exactly 10 years ago would be worth approximately ₹193,991 today — a multiplier of 1.94×, based on the 10-year CAGR of 6.85%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in HDFC Infrastructure Fund - IDCW Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹844,096 today. That's an XIRR (money-weighted annualised return) of 13.62%.

A ₹10,000 monthly SIP for 10 years in HDFC Infrastructure Fund - IDCW Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,280,174 (multiplier 1.90×). XIRR: 12.33%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Infrastructure Fund - IDCW Option - Direct Plan ranks #25 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.05%; this fund delivered 15.14%.

The worst peak-to-trough decline HDFC Infrastructure Fund - IDCW Option - Direct Plan has experienced over the last 5-year window is 25.33% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Infrastructure Fund - IDCW Option - Direct Plan averaged 7.33% (best 34.25%, worst -15.02%). 60% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Infrastructure Fund - IDCW Option - Direct Plan returned -2.77% — lagging the Sectoral/Thematic Fund category average of 1.49% by 4.26 pp. It ranked #138 of 204 in its category that year.

HDFC Infrastructure Fund - IDCW Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Infrastructure Fund - IDCW Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.3%. 5-year CAGR: 15.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.