Should I invest in HDFC Infrastructure Fund?

We don't give personal investment advice. HDFC Infrastructure Fund - IDCW Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.3%. 5-year CAGR: 16.71%.

HDFC

HDFC Infrastructure Fund - IDCW Option - Direct Plan

Latest NAV

₹31.6090

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+0.27%	-0.29	172 / 249	Q3
1W	-2.01%	-1.33%	-0.68	169 / 249	Q3
2W	+0.34%	-0.44%	+0.78	115 / 251	Q2
1M	-2.88%	-0.98%	-1.91	212 / 251	Q4
3M	-0.09%	+0.91%	-1.00	145 / 249	Q3
6M	-2.53%	-3.35%	+0.82	100 / 241	Q2
YTD	-2.47%	-3.40%	+0.93	101 / 241	Q2
1Y	-1.48%	+2.11%	-3.59	142 / 225	Q3
2Y	-2.28%	+1.79%	-4.07	133 / 181	Q3
3Y	+18.88%	+12.30%	+6.57	36 / 142	Q2
4Y	+19.47%	+11.74%	+7.73	20 / 122	Q1
5Y	+16.71%	+8.93%	+7.78	18 / 111	Q1
7Y	+12.00%	+13.08%	-1.09	54 / 92	Q3
10Y	+7.66%	+12.03%	-4.36	63 / 77	Q4
Inception	+8.06%	+8.52%	-0.46	141 / 251	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.47%	-2.64%	+0.17	99 / 237
2025	-2.77%	+1.49%	-4.26	138 / 204
2024	+16.94%	+20.10%	-3.16	93 / 158
2023	+47.55%	+30.21%	+17.34	8 / 131
2022	+12.51%	+1.48%	+11.02	24 / 119
2021	+43.98%	+31.54%	+12.44	24 / 106
2020	-7.24%	+19.90%	-27.13	91 / 95
2019	-10.73%	+6.43%	-17.16	86 / 87
2018	-35.23%	-9.17%	-26.06	78 / 78
2017	+31.37%	+32.45%	-1.08	43 / 77
2016	-2.65%	+2.96%	-5.61	54 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.87%

152 windows

min -49.0% · max 130.0%

60% positive

3-Year rolling

+9.90%

128 windows

min -25.9% · max 40.2%

70% positive

5-Year rolling

+7.03%

103 windows

min -16.5% · max 31.3%

58% positive

7-Year rolling

+4.77%

79 windows

min -3.9% · max 14.4%

85% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.22%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.17

Downside-only deviation

Max drawdown

-25.33%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹31.6090
2 Jun 2026	₹31.5900
1 Jun 2026	₹31.5960
29 May 2026	₹31.9880
27 May 2026	₹32.3020
26 May 2026	₹32.2380
25 May 2026	₹32.2210
22 May 2026	₹31.8040
21 May 2026	₹31.7810
20 May 2026	₹31.4860

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Infrastructure Fund - IDCW Option - Direct Plan is ₹31.6090. It's a Sectoral/Thematic Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Infrastructure Fund - IDCW Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Infrastructure Fund - IDCW Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Infrastructure Fund - IDCW Option - Direct Plan has delivered a absolute return of -1.48% — -3.59 pp behind the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #142 of 225 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC Infrastructure Fund - IDCW Option - Direct Plan has delivered a CAGR of 18.88% — +6.57 pp ahead of the Sectoral/Thematic Fund category average of 12.30%. The fund ranks #36 of 142 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Infrastructure Fund - IDCW Option - Direct Plan has delivered a CAGR of 16.71% — +7.78 pp ahead of the Sectoral/Thematic Fund category average of 8.93%. The fund ranks #18 of 111 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Infrastructure Fund - IDCW Option - Direct Plan exactly 10 years ago would be worth approximately ₹209,248 today — a multiplier of 2.09×, based on the 10-year CAGR of 7.66%. The category average over the same window would have grown ₹1 lakh to ₹311,351.

A ₹10,000 monthly SIP in HDFC Infrastructure Fund - IDCW Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹842,803 today. That's an XIRR (money-weighted annualised return) of 13.55%.

A ₹10,000 monthly SIP for 10 years in HDFC Infrastructure Fund - IDCW Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,247,141 (multiplier 1.87×). XIRR: 12.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Infrastructure Fund - IDCW Option - Direct Plan ranks #18 out of 111 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.93%; this fund delivered 16.71%.

The worst peak-to-trough decline HDFC Infrastructure Fund - IDCW Option - Direct Plan has experienced over the last 5-year window is 25.33% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Infrastructure Fund - IDCW Option - Direct Plan averaged 7.03% (best 31.30%, worst -16.50%). 58% of rolling windows ended positive. The 5-year Sharpe ratio is 0.60 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Infrastructure Fund - IDCW Option - Direct Plan returned -2.77% — lagging the Sectoral/Thematic Fund category average of 1.49% by 4.26 pp. It ranked #138 of 204 in its category that year.

HDFC Infrastructure Fund - IDCW Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Infrastructure Fund - IDCW Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.3%. 5-year CAGR: 16.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.