Should I invest in HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option?

We don't give personal investment advice. HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.4%. 5-year CAGR: -0.06%.

HDFC

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan

Latest NAV

₹10.0000

As of

6 Jun 2023

2,218 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.32%	-6.79%	+5.47	749 / 1087	Q3
1W	-1.23%	-9.68%	+8.45	526 / 998	Q3
2W	-1.11%	-9.65%	+8.53	515 / 997	Q3
1M	-0.85%	-9.71%	+8.85	482 / 991	Q2
3M	-1.29%	-9.39%	+8.10	480 / 984	Q2
6M	-1.27%	-8.74%	+7.47	444 / 949	Q2
YTD	-0.26%	-8.86%	+8.60	409 / 949	Q2
1Y	-0.07%	-6.69%	+6.63	352 / 916	Q2
2Y	-1.92%	-2.42%	+0.50	531 / 867	Q3
3Y	-1.97%	-1.12%	-0.85	765 / 833	Q4
4Y	-0.54%	+2.93%	-3.47	117 / 140	Q4
5Y	-0.06%	+2.47%	-2.53	67 / 87	Q4
7Y	-0.51%	+2.67%	-3.17	50 / 52	Q4
10Y	—	—	—	—	—
Inception	+0.01%	+0.48%	-0.47	554 / 1085	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2023 YTD	-0.26%	+4.21%	-4.47	109 / 117
2022	+0.09%	-7.69%	+7.78	132 / 273
2021	-4.04%	-4.54%	+0.51	347 / 458
2020	+2.79%	+2.15%	+0.64	335 / 625
2019	+1.92%	+3.58%	-1.67	382 / 607
2018	-0.23%	+1.75%	-1.98	263 / 314
2017	-3.56%	+2.07%	-5.63	164 / 207
2016	-0.38%	+3.56%	-3.93	137 / 167
2015	+0.86%	+2.26%	-1.40	70 / 131
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.04%

100 windows

min -4.3% · max 7.0%

46% positive

3-Year rolling

-0.13%

76 windows

min -2.0% · max 1.3%

45% positive

5-Year rolling

-0.03%

52 windows

min -0.8% · max 1.1%

52% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

-0.11%

27 windows

min -0.8% · max 0.6%

37% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.95%

3-year · annualised

Sharpe ratio

-2.86

vs risk-free 6.5%

Sortino ratio

-3.21

Downside-only deviation

Max drawdown

-6.38%

Jun 2020 → May 2022

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
6 Jun 2023	₹10.0000
5 Jun 2023	₹10.1342
2 Jun 2023	₹10.1293
1 Jun 2023	₹10.1276
31 May 2023	₹10.1259
30 May 2023	₹10.1243
29 May 2023	₹10.1226
26 May 2023	₹10.1175
25 May 2023	₹10.1158
24 May 2023	₹10.1141

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 06 Jun 2023, the NAV of HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan is ₹10.0000. It's a Medium to Long Duration Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan has NAV history starting from 26 Mar 2014, a track record of about 12 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan has delivered a absolute return of -0.07% — +6.63 pp ahead of the Medium to Long Duration Fund category average of -6.69%. The fund ranks #352 of 916 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan has delivered a CAGR of -1.97% — -0.85 pp behind the Medium to Long Duration Fund category average of -1.12%. The fund ranks #765 of 833 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan has delivered a CAGR of -0.06% — -2.53 pp behind the Medium to Long Duration Fund category average of 2.47%. The fund ranks #67 of 87 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan exactly 5 years ago would be worth approximately ₹99,704 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.06%. The category average over the same window would have grown ₹1 lakh to ₹112,999.

A ₹10,000 monthly SIP in HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹587,558 today. That's an XIRR (money-weighted annualised return) of -0.82%.

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹820,938 — XIRR -0.65%.

On a 5-year basis, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan ranks #67 out of 87 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.47%; this fund delivered -0.06%.

The worst peak-to-trough decline HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan has experienced over the last 5-year window is 6.38% — its NAV fell from a high on 25 Jun 2020 to a low on 12 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan averaged -0.03% (best 1.08%, worst -0.78%). 52% of rolling windows ended positive. The 5-year Sharpe ratio is -1.52 — negative risk-adjusted performance.

In calendar year 2022, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan returned 0.09% — beating the Medium to Long Duration Fund category average of -7.69% by 7.78 pp. It ranked #132 of 273 in its category that year.

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option - Direct Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.4%. 5-year CAGR: -0.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.