Should I invest in HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option?

We don't give personal investment advice. HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.4%. 5-year CAGR: -0.05%.

HDFC

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option

Latest NAV

₹10.0000

As of

6 Jun 2023

2,218 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.22%	-8.05%	+6.83	690 / 904	Q4
1W	-1.13%	-11.71%	+10.58	451 / 779	Q3
2W	-1.03%	-11.75%	+10.73	438 / 776	Q3
1M	-0.79%	-11.75%	+10.96	420 / 772	Q3
3M	-1.19%	-11.29%	+10.10	424 / 763	Q3
6M	-1.17%	-10.39%	+9.23	403 / 749	Q3
YTD	-0.24%	-10.45%	+10.21	396 / 747	Q3
1Y	-0.02%	-8.25%	+8.22	355 / 728	Q2
2Y	-1.91%	-5.23%	+3.32	411 / 660	Q3
3Y	-1.96%	-3.98%	+2.02	570 / 644	Q4
4Y	-0.54%	+3.39%	-3.92	121 / 134	Q4
5Y	-0.05%	+3.38%	-3.43	74 / 92	Q4
7Y	-0.50%	+3.38%	-3.88	74 / 76	Q4
10Y	—	—	—	—	—
Inception	+0.01%	-1.09%	+1.10	559 / 904	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2023 YTD	-0.24%	+3.66%	-3.90	66 / 69
2022	+0.07%	-8.21%	+8.28	143 / 224
2021	-4.03%	-6.85%	+2.82	296 / 355
2020	+2.78%	+3.44%	-0.66	273 / 433
2019	+1.92%	+4.28%	-2.36	335 / 449
2018	-0.23%	+0.48%	-0.71	157 / 205
2017	-3.55%	+1.61%	-5.16	178 / 223
2016	-0.35%	+3.44%	-3.79	186 / 223
2015	+0.88%	+2.41%	-1.53	115 / 205
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.05%

100 windows

min -4.3% · max 7.0%

46% positive

3-Year rolling

-0.13%

76 windows

min -2.0% · max 1.3%

45% positive

5-Year rolling

-0.03%

52 windows

min -0.8% · max 1.1%

52% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

-0.11%

27 windows

min -0.8% · max 0.6%

37% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.89%

3-year · annualised

Sharpe ratio

-2.92

vs risk-free 6.5%

Sortino ratio

-3.28

Downside-only deviation

Max drawdown

-6.38%

Jun 2020 → May 2022

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.0046	3 Jun 2026
SBI Magnum Income Fund-Bonus	SBI	₹43.7200	3 Jun 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.0548	3 Jun 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.4210	3 Jun 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹55.9906	3 Jun 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹74.6017	3 Jun 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹12.9049	3 Jun 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.6743	3 Jun 2026
JM Income Fund-Dividend	JM Financial	₹21.5269	3 Jun 2026

Recent NAVs

Date	NAV
6 Jun 2023	₹10.0000
5 Jun 2023	₹10.1236
2 Jun 2023	₹10.1190
1 Jun 2023	₹10.1175
31 May 2023	₹10.1160
30 May 2023	₹10.1145
29 May 2023	₹10.1129
26 May 2023	₹10.1082
25 May 2023	₹10.1067
24 May 2023	₹10.1051

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 06 Jun 2023, the NAV of HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option is ₹10.0000. It's a Medium to Long Duration Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option has NAV history starting from 26 Mar 2014, a track record of about 12 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option is managed by HDFC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option has delivered a absolute return of -0.02% — +8.22 pp ahead of the Medium to Long Duration Fund category average of -8.25%. The fund ranks #355 of 728 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option has delivered a CAGR of -1.96% — +2.02 pp ahead of the Medium to Long Duration Fund category average of -3.98%. The fund ranks #570 of 644 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option has delivered a CAGR of -0.05% — -3.43 pp behind the Medium to Long Duration Fund category average of 3.38%. The fund ranks #74 of 92 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option exactly 5 years ago would be worth approximately ₹99,752 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.05%. The category average over the same window would have grown ₹1 lakh to ₹118,068.

A ₹10,000 monthly SIP in HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹587,699 today. That's an XIRR (money-weighted annualised return) of -0.81%.

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹821,115 — XIRR -0.64%.

On a 5-year basis, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option ranks #74 out of 92 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.38%; this fund delivered -0.05%.

The worst peak-to-trough decline HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option has experienced over the last 5-year window is 6.38% — its NAV fell from a high on 25 Jun 2020 to a low on 12 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option averaged -0.03% (best 1.10%, worst -0.78%). 52% of rolling windows ended positive. The 5-year Sharpe ratio is -1.53 — negative risk-adjusted performance.

In calendar year 2022, HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option returned 0.07% — beating the Medium to Long Duration Fund category average of -8.21% by 8.28 pp. It ranked #143 of 224 in its category that year.

HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC FMP 3360D March 2014 (1) - Quarterly IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.4%. 5-year CAGR: -0.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.