Should I invest in HDFC FMP 3360D March 2014 (1) - Flexi Option?

We don't give personal investment advice. HDFC FMP 3360D March 2014 (1) - Flexi Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 7.40%.

HDFC

HDFC FMP 3360D March 2014 (1) - Flexi Option

Latest NAV

₹18.4345

As of

6 Jun 2023

2,218 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-8.11%	+8.12	99 / 904	Q1
1W	+0.11%	-11.78%	+11.89	92 / 779	Q1
2W	+0.21%	-11.83%	+12.04	97 / 776	Q1
1M	+0.45%	-11.79%	+12.24	125 / 772	Q1
3M	+1.52%	-11.26%	+12.78	128 / 763	Q1
6M	+2.94%	-10.36%	+13.30	130 / 749	Q1
YTD	+2.50%	-10.43%	+12.93	126 / 747	Q1
1Y	+5.61%	-8.21%	+13.82	151 / 728	Q1
2Y	+4.11%	-5.24%	+9.35	282 / 660	Q2
3Y	+4.55%	-3.97%	+8.51	276 / 646	Q2
4Y	+6.38%	+3.38%	+3.00	39 / 136	Q2
5Y	+7.40%	+3.48%	+3.92	11 / 92	Q1
7Y	+7.23%	+3.34%	+3.89	3 / 76	Q1
10Y	—	—	—	—	—
Inception	+6.88%	-1.10%	+7.99	339 / 904	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2023 YTD	+2.50%	+3.66%	-1.16	43 / 69
2022	+3.86%	-8.21%	+12.07	30 / 224
2021	+3.25%	-6.85%	+10.10	146 / 355
2020	+10.50%	+3.44%	+7.06	32 / 433
2019	+11.05%	+4.28%	+6.77	8 / 449
2018	+6.34%	+0.48%	+5.86	74 / 205
2017	+4.30%	+1.61%	+2.69	113 / 223
2016	+16.20%	+3.44%	+12.76	1 / 223
2015	+2.41%	+2.41%	-0.01	106 / 205
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.30%

100 windows

min -0.4% · max 16.9%

99% positive

3-Year rolling

+7.84%

76 windows

min 4.5% · max 9.7%

100% positive

5-Year rolling

+7.92%

52 windows

min 6.5% · max 10.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.80%

27 windows

min 7.2% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.29%

3-year · annualised

Sharpe ratio

-1.58

vs risk-free 6.5%

Sortino ratio

-3.99

Downside-only deviation

Max drawdown

-0.88%

Jan 2021 → Feb 2021

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.1158	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.3494	17 Jul 2026
SBI Magnum Income Fund-Bonus	SBI	₹44.6708	17 Jul 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.3293	17 Jul 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.5884	17 Jul 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹56.9903	17 Jul 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹76.0625	17 Jul 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹13.0862	17 Jul 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.9547	17 Jul 2026
JM Income Fund-Dividend	JM Financial	₹21.9310	17 Jul 2026

Recent NAVs

Date	NAV
6 Jun 2023	₹18.4345
5 Jun 2023	₹18.4318
2 Jun 2023	₹18.4235
1 Jun 2023	₹18.4207
31 May 2023	₹18.4179
30 May 2023	₹18.4151
29 May 2023	₹18.4123
26 May 2023	₹18.4038
25 May 2023	₹18.4010
24 May 2023	₹18.3982

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 06 Jun 2023, the NAV of HDFC FMP 3360D March 2014 (1) - Flexi Option is ₹18.4345. It's a Medium to Long Duration Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC FMP 3360D March 2014 (1) - Flexi Option has NAV history starting from 26 Mar 2014, a track record of about 12 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC FMP 3360D March 2014 (1) - Flexi Option is managed by HDFC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC FMP 3360D March 2014 (1) - Flexi Option has delivered a absolute return of 5.61% — +13.82 pp ahead of the Medium to Long Duration Fund category average of -8.21%. The fund ranks #151 of 728 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HDFC FMP 3360D March 2014 (1) - Flexi Option has delivered a CAGR of 4.55% — +8.51 pp ahead of the Medium to Long Duration Fund category average of -3.97%. The fund ranks #276 of 646 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC FMP 3360D March 2014 (1) - Flexi Option has delivered a CAGR of 7.40% — +3.92 pp ahead of the Medium to Long Duration Fund category average of 3.48%. The fund ranks #11 of 92 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC FMP 3360D March 2014 (1) - Flexi Option exactly 5 years ago would be worth approximately ₹142,876 today — a multiplier of 1.43×, based on the 5-year CAGR of 7.40%. The category average over the same window would have grown ₹1 lakh to ₹118,665.

A ₹10,000 monthly SIP in HDFC FMP 3360D March 2014 (1) - Flexi Option over the last 5 years — total invested ₹600,000 — would be worth ₹696,320 today. That's an XIRR (money-weighted annualised return) of 5.89%.

HDFC FMP 3360D March 2014 (1) - Flexi Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,052,186 — XIRR 6.33%.

On a 5-year basis, HDFC FMP 3360D March 2014 (1) - Flexi Option ranks #11 out of 92 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.48%; this fund delivered 7.40%.

The worst peak-to-trough decline HDFC FMP 3360D March 2014 (1) - Flexi Option has experienced over the last 5-year window is 0.98% — its NAV fell from a high on 09 Mar 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC FMP 3360D March 2014 (1) - Flexi Option averaged 7.92% (best 10.07%, worst 6.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2022, HDFC FMP 3360D March 2014 (1) - Flexi Option returned 3.86% — beating the Medium to Long Duration Fund category average of -8.21% by 12.07 pp. It ranked #30 of 224 in its category that year.

HDFC FMP 3360D March 2014 (1) - Flexi Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC FMP 3360D March 2014 (1) - Flexi Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 7.40%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC FMP 3360D March 2014 (1) - Flexi Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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