Should I invest in HDFC FMP 1861D March 2022?

We don't give personal investment advice. HDFC FMP 1861D March 2022 - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HDFC

HDFC FMP 1861D March 2022 - Growth Option

Latest NAV

₹13.1764

As of

17 Jul 2026

1,055 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-3.05%	+3.07	143 / 796	Q1
1W	+0.07%	-3.63%	+3.70	394 / 666	Q3
2W	+0.17%	-3.63%	+3.80	303 / 651	Q2
1M	+0.52%	-3.45%	+3.96	194 / 645	Q2
3M	+1.40%	-2.57%	+3.97	284 / 637	Q2
6M	+2.95%	-1.23%	+4.18	292 / 623	Q2
YTD	+3.19%	-1.33%	+4.52	187 / 618	Q2
1Y	+5.82%	+1.97%	+3.85	335 / 590	Q3
2Y	+7.35%	+2.60%	+4.75	260 / 556	Q2
3Y	+7.36%	+2.95%	+4.41	372 / 551	Q3
4Y	+7.41%	+7.91%	-0.49	83 / 96	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.49%	+4.26%	+2.24	648 / 796	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.19%	+2.70%	+0.48	2 / 12
2025	+7.80%	+6.86%	+0.94	5 / 14
2024	+8.25%	+7.60%	+0.64	4 / 14
2023	+7.19%	+5.69%	+1.51	3 / 19
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.43%

42 windows

min 2.6% · max 9.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.59%

17 windows

min 6.2% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.87%

3-year · annualised

Sharpe ratio

0.73

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.35%

Sep 2023 → Oct 2023

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option	HDFC	₹12.5020	17 Jul 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Growth Option	Nippon India	₹17.3494	17 Jul 2026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I - Cumulative Option	ICICI Prudential	₹17.7722	17 Jul 2026
Franklin India Medium to Long Duration Fund - Growth	Franklin India	₹11.1773	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.1764
16 Jul 2026	₹13.1743
15 Jul 2026	₹13.1720
14 Jul 2026	₹13.1732
13 Jul 2026	₹13.1741
10 Jul 2026	₹13.1671
9 Jul 2026	₹13.1644
8 Jul 2026	₹13.1601
7 Jul 2026	₹13.1598
6 Jul 2026	₹13.1592

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC FMP 1861D March 2022 - Growth Option is ₹13.1764. It's a Medium to Long Duration Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC FMP 1861D March 2022 - Growth Option has NAV history starting from 09 Mar 2022, a track record of about 4 years 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC FMP 1861D March 2022 - Growth Option is managed by HDFC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC FMP 1861D March 2022 - Growth Option has delivered a absolute return of 5.82% — +3.85 pp ahead of the Medium to Long Duration Fund category average of 1.97%. The fund ranks #335 of 590 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC FMP 1861D March 2022 - Growth Option has delivered a CAGR of 7.36% — +4.41 pp ahead of the Medium to Long Duration Fund category average of 2.95%. The fund ranks #372 of 551 in its category — the third (Q3) quartile.

HDFC FMP 1861D March 2022 - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC FMP 1861D March 2022 - Growth Option exactly 3 years ago would be worth approximately ₹123,751 today — a multiplier of 1.24×, based on the 3-year CAGR of 7.36%. The category average over the same window would have grown ₹1 lakh to ₹109,111.

A ₹10,000 monthly SIP in HDFC FMP 1861D March 2022 - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹401,304 today. That's an XIRR (money-weighted annualised return) of 7.18%.

HDFC FMP 1861D March 2022 - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹401,304 — XIRR 7.18%.

On a 3-year basis, HDFC FMP 1861D March 2022 - Growth Option ranks #372 out of 551 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.95%; this fund delivered 7.36%.

The worst peak-to-trough decline HDFC FMP 1861D March 2022 - Growth Option has experienced over the last 3-year window is 0.35% — its NAV fell from a high on 26 Sep 2023 to a low on 10 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC FMP 1861D March 2022 - Growth Option averaged 7.59% (best 8.12%, worst 6.24%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.73 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC FMP 1861D March 2022 - Growth Option returned 7.80% — beating the Medium to Long Duration Fund category average of 6.86% by 0.94 pp. It ranked #5 of 14 in its category that year.

HDFC FMP 1861D March 2022 - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC FMP 1861D March 2022 - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.