Should I invest in HDFC FMP 1359D September?

We don't give personal investment advice. HDFC FMP 1359D September - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HDFC

HDFC FMP 1359D September - Growth Option

Latest NAV

₹12.8784

As of

30 Jun 2026

899 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-3.05%	+3.07	207 / 796	Q2
1W	+0.09%	-3.63%	+3.72	276 / 666	Q2
2W	+0.19%	-3.63%	+3.82	282 / 651	Q2
1M	+0.39%	-3.45%	+3.84	302 / 645	Q2
3M	+1.27%	-2.57%	+3.85	309 / 637	Q2
6M	+2.57%	-1.23%	+3.80	339 / 623	Q3
YTD	+2.53%	-1.33%	+3.86	256 / 618	Q2
1Y	+5.32%	+1.97%	+3.35	373 / 590	Q3
2Y	+6.63%	+2.60%	+4.04	373 / 556	Q3
3Y	+6.75%	+2.95%	+3.80	454 / 551	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.03%	+4.26%	+2.77	605 / 796	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.53%	+2.70%	-0.18	10 / 12
2025	+6.84%	+6.86%	-0.02	11 / 14
2024	+7.49%	+7.60%	-0.11	10 / 14
2023	+7.12%	+5.69%	+1.43	5 / 19
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.10%

34 windows

min 5.3% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.03%

9 windows

min 6.7% · max 7.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.55%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.22%

Sep 2023 → Oct 2023

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option	HDFC	₹12.5020	17 Jul 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Growth Option	Nippon India	₹17.3494	17 Jul 2026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I - Cumulative Option	ICICI Prudential	₹17.7722	17 Jul 2026
Franklin India Medium to Long Duration Fund - Growth	Franklin India	₹11.1773	17 Jul 2026

Recent NAVs

Date	NAV
30 Jun 2026	₹12.8784
29 Jun 2026	₹12.8767
25 Jun 2026	₹12.8697
24 Jun 2026	₹12.8679
23 Jun 2026	₹12.8662
22 Jun 2026	₹12.8645
19 Jun 2026	₹12.8594
18 Jun 2026	₹12.8577
17 Jun 2026	₹12.8561
16 Jun 2026	₹12.8544

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 Jun 2026, the NAV of HDFC FMP 1359D September - Growth Option is ₹12.8784. It's a Medium to Long Duration Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC FMP 1359D September - Growth Option has NAV history starting from 11 Oct 2022, a track record of about 3 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC FMP 1359D September - Growth Option is managed by HDFC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC FMP 1359D September - Growth Option has delivered a absolute return of 5.32% — +3.35 pp ahead of the Medium to Long Duration Fund category average of 1.97%. The fund ranks #373 of 590 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC FMP 1359D September - Growth Option has delivered a CAGR of 6.75% — +3.8 pp ahead of the Medium to Long Duration Fund category average of 2.95%. The fund ranks #454 of 551 in its category — the bottom (Q4) quartile.

HDFC FMP 1359D September - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC FMP 1359D September - Growth Option exactly 3 years ago would be worth approximately ₹121,662 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.75%. The category average over the same window would have grown ₹1 lakh to ₹109,111.

A ₹10,000 monthly SIP in HDFC FMP 1359D September - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹397,191 today. That's an XIRR (money-weighted annualised return) of 6.48%.

HDFC FMP 1359D September - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹397,191 — XIRR 6.48%.

On a 3-year basis, HDFC FMP 1359D September - Growth Option ranks #454 out of 551 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.95%; this fund delivered 6.75%.

The worst peak-to-trough decline HDFC FMP 1359D September - Growth Option has experienced over the last 3-year window is 0.22% — its NAV fell from a high on 25 Sep 2023 to a low on 06 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC FMP 1359D September - Growth Option averaged 7.03% (best 7.50%, worst 6.68%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.10 — weak risk-adjusted performance.

In calendar year 2025, HDFC FMP 1359D September - Growth Option returned 6.84% — lagging the Medium to Long Duration Fund category average of 6.86% by 0.02 pp. It ranked #11 of 14 in its category that year.

HDFC FMP 1359D September - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC FMP 1359D September - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.