Should I invest in HDFC FMP 1158D July 2022?

We don't give personal investment advice. HDFC FMP 1158D July 2022 - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HDFC

HDFC FMP 1158D July 2022 - Growth Option

Latest NAV

₹12.3088

As of

25 Sep 2025

769 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-3.05%	+3.07	178 / 796	Q1
1W	+0.10%	-3.63%	+3.73	268 / 666	Q2
2W	+0.19%	-3.63%	+3.82	270 / 651	Q2
1M	+0.42%	-3.45%	+3.87	276 / 645	Q2
3M	+1.27%	-2.59%	+3.86	305 / 637	Q2
6M	+2.93%	-1.24%	+4.17	291 / 623	Q2
YTD	+4.54%	-1.35%	+5.89	102 / 618	Q1
1Y	+6.26%	+1.96%	+4.30	310 / 590	Q3
2Y	+6.88%	+2.60%	+4.29	341 / 556	Q3
3Y	+6.99%	+2.95%	+4.05	427 / 551	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.69%	+4.26%	+2.44	636 / 796	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+4.54%	+6.86%	-2.32	13 / 14
2024	+7.32%	+7.60%	-0.28	12 / 14
2023	+6.81%	+5.69%	+1.12	10 / 19
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.99%

27 windows

min 6.1% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.79%

3 windows

min 6.6% · max 7.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.62%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.23%

Feb 2023 → Mar 2023

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option	HDFC	₹12.4260	3 Jun 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Growth Option	Nippon India	₹17.0046	3 Jun 2026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I - Cumulative Option	ICICI Prudential	₹17.4336	3 Jun 2026
Franklin India Medium to Long Duration Fund - Growth	Franklin India	₹10.9122	3 Jun 2026

Recent NAVs

Date	NAV
25 Sep 2025	₹12.3088
24 Sep 2025	₹12.3070
23 Sep 2025	₹12.3053
22 Sep 2025	₹12.3035
19 Sep 2025	₹12.2984
18 Sep 2025	₹12.2967
17 Sep 2025	₹12.2949
16 Sep 2025	₹12.2932
15 Sep 2025	₹12.2914
12 Sep 2025	₹12.2864

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Sep 2025, the NAV of HDFC FMP 1158D July 2022 - Growth Option is ₹12.3088. It's a Medium to Long Duration Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC FMP 1158D July 2022 - Growth Option has NAV history starting from 26 Jul 2022, a track record of about 3 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC FMP 1158D July 2022 - Growth Option is managed by HDFC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC FMP 1158D July 2022 - Growth Option has delivered a absolute return of 6.26% — +4.3 pp ahead of the Medium to Long Duration Fund category average of 1.96%. The fund ranks #310 of 590 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC FMP 1158D July 2022 - Growth Option has delivered a CAGR of 6.99% — +4.05 pp ahead of the Medium to Long Duration Fund category average of 2.95%. The fund ranks #427 of 551 in its category — the bottom (Q4) quartile.

HDFC FMP 1158D July 2022 - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC FMP 1158D July 2022 - Growth Option exactly 3 years ago would be worth approximately ₹122,486 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.99%. The category average over the same window would have grown ₹1 lakh to ₹109,098.

A ₹10,000 monthly SIP in HDFC FMP 1158D July 2022 - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹398,762 today. That's an XIRR (money-weighted annualised return) of 6.74%.

HDFC FMP 1158D July 2022 - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹398,762 — XIRR 6.74%.

On a 3-year basis, HDFC FMP 1158D July 2022 - Growth Option ranks #427 out of 551 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.95%; this fund delivered 6.99%.

The worst peak-to-trough decline HDFC FMP 1158D July 2022 - Growth Option has experienced over the last 3-year window is 0.23% — its NAV fell from a high on 03 Feb 2023 to a low on 01 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC FMP 1158D July 2022 - Growth Option averaged 6.79% (best 6.99%, worst 6.62%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2024, HDFC FMP 1158D July 2022 - Growth Option returned 7.32% — lagging the Medium to Long Duration Fund category average of 7.60% by 0.28 pp. It ranked #12 of 14 in its category that year.

HDFC FMP 1158D July 2022 - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC FMP 1158D July 2022 - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.