Should I invest in HDFC FMP 1100D April 2019 (1)?

We don't give personal investment advice. HDFC FMP 1100D April 2019 (1) - IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HDFC

HDFC FMP 1100D April 2019 (1) - IDCW Option

Latest NAV

₹10.0000

As of

11 May 2022

730 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-19.35%	-8.11%	-11.24	786 / 904	Q4
1W	-19.29%	-11.78%	-7.51	609 / 779	Q4
2W	-19.24%	-11.83%	-7.41	601 / 776	Q4
1M	-19.11%	-11.79%	-7.33	595 / 772	Q4
3M	-18.61%	-11.26%	-7.35	587 / 763	Q4
6M	-17.84%	-10.36%	-7.47	575 / 749	Q4
YTD	-18.28%	-10.43%	-7.84	586 / 747	Q4
1Y	-16.24%	-8.21%	-8.03	593 / 728	Q4
2Y	-4.79%	-5.24%	+0.46	514 / 660	Q4
3Y	-0.05%	-3.97%	+3.91	346 / 646	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	0.00%	-1.10%	+1.10	591 / 904	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	-18.28%	-8.21%	-10.07	183 / 224
2021	+3.89%	-6.85%	+10.74	112 / 355
2020	+9.66%	+3.44%	+6.22	107 / 433
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.45%

25 windows

min -16.2% · max 11.2%

96% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.05%

1 window

min -0.1% · max -0.1%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.36%

3-year · annualised

Sharpe ratio

-0.51

vs risk-free 6.5%

Sortino ratio

-0.52

Downside-only deviation

Max drawdown

-19.35%

May 2022 → May 2022

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.1158	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.3494	17 Jul 2026
SBI Magnum Income Fund-Bonus	SBI	₹44.6708	17 Jul 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.3293	17 Jul 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.5884	17 Jul 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹56.9903	17 Jul 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹76.0625	17 Jul 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹13.0862	17 Jul 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.9547	17 Jul 2026
JM Income Fund-Dividend	JM Financial	₹21.9310	17 Jul 2026

Recent NAVs

Date	NAV
11 May 2022	₹10.0000
10 May 2022	₹12.3987
9 May 2022	₹12.3974
6 May 2022	₹12.3934
5 May 2022	₹12.3921
4 May 2022	₹12.3907
2 May 2022	₹12.3884
29 Apr 2022	₹12.3846
28 Apr 2022	₹12.3834
27 Apr 2022	₹12.3822

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 11 May 2022, the NAV of HDFC FMP 1100D April 2019 (1) - IDCW Option is ₹10.0000. It's a Medium to Long Duration Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC FMP 1100D April 2019 (1) - IDCW Option has NAV history starting from 08 May 2019, a track record of about 7 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC FMP 1100D April 2019 (1) - IDCW Option is managed by HDFC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC FMP 1100D April 2019 (1) - IDCW Option has delivered a absolute return of -16.24% — -8.03 pp behind the Medium to Long Duration Fund category average of -8.21%. The fund ranks #593 of 728 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC FMP 1100D April 2019 (1) - IDCW Option has delivered a CAGR of -0.05% — +3.91 pp ahead of the Medium to Long Duration Fund category average of -3.97%. The fund ranks #346 of 646 in its category — the third (Q3) quartile.

HDFC FMP 1100D April 2019 (1) - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC FMP 1100D April 2019 (1) - IDCW Option exactly 3 years ago would be worth approximately ₹99,845 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.05%. The category average over the same window would have grown ₹1 lakh to ₹88,568.

A ₹10,000 monthly SIP in HDFC FMP 1100D April 2019 (1) - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹316,201 today. That's an XIRR (money-weighted annualised return) of -8.24%.

HDFC FMP 1100D April 2019 (1) - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹316,201 — XIRR -8.24%.

On a 3-year basis, HDFC FMP 1100D April 2019 (1) - IDCW Option ranks #346 out of 646 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -3.97%; this fund delivered -0.05%.

The worst peak-to-trough decline HDFC FMP 1100D April 2019 (1) - IDCW Option has experienced over the last 3-year window is 19.35% — its NAV fell from a high on 10 May 2022 to a low on 11 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC FMP 1100D April 2019 (1) - IDCW Option averaged -0.05% (best -0.05%, worst -0.05%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.51 — negative risk-adjusted performance.

In calendar year 2021, HDFC FMP 1100D April 2019 (1) - IDCW Option returned 3.89% — beating the Medium to Long Duration Fund category average of -6.85% by 10.74 pp. It ranked #112 of 355 in its category that year.

HDFC FMP 1100D April 2019 (1) - IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC FMP 1100D April 2019 (1) - IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.