HDFC

HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth

Latest NAV

₹53.3037

As of

17 Jul 2026

4,527 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.08%	+0.11	13 / 32	Q2
1W	-0.02%	+0.02%	-0.03	23 / 32	Q3
2W	-0.09%	+0.08%	-0.17	25 / 32	Q4
1M	+0.63%	+0.64%	-0.01	16 / 32	Q2
3M	+1.72%	+0.54%	+1.18	5 / 32	Q1
6M	+3.34%	+1.11%	+2.23	3 / 32	Q1
YTD	+3.25%	+0.87%	+2.38	4 / 32	Q1
1Y	+5.95%	+1.92%	+4.03	7 / 32	Q1
2Y	+7.43%	+2.39%	+5.04	2 / 32	Q1
3Y	+7.59%	+2.36%	+5.24	2 / 32	Q1
4Y	+7.57%	+2.45%	+5.12	4 / 32	Q1
5Y	+6.66%	+2.21%	+4.45	5 / 32	Q1
7Y	+6.93%	+2.09%	+4.84	6 / 31	Q1
10Y	+7.14%	+2.13%	+5.01	3 / 27	Q1
Inception	+7.74%	+2.31%	+5.43	2 / 32	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.25%	+1.05%	+2.20	3 / 16
2025	+7.84%	+2.97%	+4.87	4 / 16
2024	+8.22%	+3.25%	+4.97	1 / 16
2023	+7.66%	+2.96%	+4.70	3 / 16
2022	+4.59%	+1.31%	+3.28	1 / 19
2021	+4.05%	+0.36%	+3.69	1 / 19
2020	+9.09%	+2.32%	+6.77	5 / 30
2019	+8.52%	+2.64%	+5.88	3 / 30
2018	+7.11%	+2.06%	+5.05	1 / 30
2017	+6.75%	+1.74%	+5.01	1 / 31
2016	+8.95%	+2.71%	+6.25	2 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.76%

217 windows

min 3.1% · max 10.3%

100% positive

3-Year rolling

+7.76%

192 windows

min 5.4% · max 9.4%

100% positive

5-Year rolling

+7.84%

168 windows

min 6.5% · max 9.4%

100% positive

7-Year rolling

+7.91%

144 windows

min 6.8% · max 8.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.98%

3-year · annualised

Sharpe ratio

0.88

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.36%

May 2026 → May 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Dividend - Daily	HDFC	₹10.0679	17 Jul 2026
NIPPON INDIA FLOATER FUND - IDCW Option	Nippon India	₹21.6888	17 Jul 2026
ICICI Prudential Floating Interest Fund - IDCW Others	ICICI Prudential	₹200.1701	17 Jul 2026
Templeton India Cash Management Account-Dividend Plan	Franklin Templeton	₹10.1651	17 Jul 2026
Reliance Floating Rate Fund-Dividend Plan-Daily Dividend Option	Reliance	₹10.2547	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹53.3037
16 Jul 2026	₹53.2870
15 Jul 2026	₹53.2604
14 Jul 2026	₹53.2452
13 Jul 2026	₹53.3352
10 Jul 2026	₹53.3119
9 Jul 2026	₹53.2713
8 Jul 2026	₹53.2468
7 Jul 2026	₹53.3593
6 Jul 2026	₹53.3728

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth is ₹53.3037. It's a Floater Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth has NAV history starting from 23 Oct 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth is managed by HDFC. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth has delivered a absolute return of 5.95% — +4.03 pp ahead of the Floater Fund category average of 1.92%. The fund ranks #7 of 32 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth has delivered a CAGR of 7.59% — +5.24 pp ahead of the Floater Fund category average of 2.36%. The fund ranks #2 of 32 in its category — the top (Q1) quartile.

Over the trailing 5-year window, HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth has delivered a CAGR of 6.66% — +4.45 pp ahead of the Floater Fund category average of 2.21%. The fund ranks #5 of 32 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth exactly 10 years ago would be worth approximately ₹199,239 today — a multiplier of 1.99×, based on the 10-year CAGR of 7.14%. The category average over the same window would have grown ₹1 lakh to ₹123,438.

A ₹10,000 monthly SIP in HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹720,670 today. That's an XIRR (money-weighted annualised return) of 7.26%.

A ₹10,000 monthly SIP for 10 years in HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth = ₹1,200,000 invested. It would currently be worth ₹1,723,341 (multiplier 1.44×). XIRR: 7.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth ranks #5 out of 32 funds in the Floater Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.21%; this fund delivered 6.66%.

The worst peak-to-trough decline HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth has experienced over the last 5-year window is 0.54% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth averaged 7.84% (best 9.35%, worst 6.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.02 — negative risk-adjusted performance.

In calendar year 2025, HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth returned 7.84% — beating the Floater Fund category average of 2.97% by 4.87 pp. It ranked #4 of 16 in its category that year.

HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 6.66%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC Floating Rate Income Fund-Short Term Plan - Wholesale Option - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

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