Should I invest in HDFC Corporate Bond Fund?

We don't give personal investment advice. HDFC Corporate Bond Fund - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 6.21%.

HDFC

HDFC Corporate Bond Fund - Growth Option

Latest NAV

₹34.3363

As of

17 Jul 2026

3,877 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	+0.02%	-0.03	4 / 4	Q4
1W	-0.12%	-0.04%	-0.09	4 / 4	Q4
2W	-0.23%	-0.08%	-0.15	4 / 4	Q4
1M	+0.87%	+0.61%	+0.26	1 / 4	Q1
3M	+2.03%	+1.57%	+0.46	2 / 4	Q2
6M	+3.10%	+2.78%	+0.32	2 / 4	Q2
YTD	+2.69%	+2.09%	+0.61	2 / 4	Q2
1Y	+4.67%	+4.76%	-0.08	2 / 4	Q2
2Y	+6.97%	+7.05%	-0.08	2 / 4	Q2
3Y	+7.16%	+7.25%	-0.09	3 / 4	Q3
4Y	+7.19%	+7.02%	+0.17	3 / 4	Q3
5Y	+6.21%	+6.24%	-0.03	2 / 3	Q3
7Y	+6.82%	+6.53%	+0.30	1 / 2	Q2
10Y	+7.26%	+6.76%	+0.51	1 / 2	Q2
Inception	+7.98%	+7.09%	+0.89	1 / 4	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.69%	+2.73%	-0.04	2 / 3
2025	+7.34%	+7.66%	-0.33	3 / 3
2024	+8.50%	+8.12%	+0.38	1 / 3
2023	+7.22%	+6.86%	+0.36	1 / 3
2022	+3.27%	+2.17%	+1.09	1 / 3
2021	+3.85%	+4.05%	-0.20	3 / 3
2020	+11.70%	+10.38%	+1.32	1 / 3
2019	+10.36%	+9.64%	+0.72	1 / 3
2018	+6.38%	+5.24%	+1.14	1 / 3
2017	+6.27%	+5.46%	+0.81	1 / 3
2016	+10.59%	+10.59%	+0.00	1 / 1

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.10%

184 windows

min 1.8% · max 13.2%

100% positive

3-Year rolling

+8.06%

160 windows

min 4.8% · max 10.5%

100% positive

5-Year rolling

+8.08%

135 windows

min 5.8% · max 9.9%

100% positive

7-Year rolling

+8.14%

111 windows

min 6.8% · max 9.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.69%

3-year · annualised

Sharpe ratio

0.28

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.09%

Mar 2026 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
HDFC Corporate Bond Fund - Growth Option - Direct Plan	HDFC	₹35.1786	17 Jul 2026
Nippon India Corporate Bond Fund - Direct Plan Growth Plan - Bonus	Nippon India	₹47.7824	17 Jul 2026
SBI Corporate Bond Fund - Direct Plan - Growth	SBI	₹16.9438	17 Jul 2026
ICICI Prudential Corporate Bond Fund - Direct Plan - Growth	ICICI Prudential	₹33.3928	17 Jul 2026
Invesco India Corporate Bond Fund - Direct Plan - Growth	Invesco	₹3,612.3962	17 Jul 2026
BANDHAN Corporate Bond Fund - Direct Growth	Bandhan	₹21.0929	17 Jul 2026
Aditya Birla Sun Life Corporate Bond Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹121.5081	17 Jul 2026
Franklin India Corporate Debt Fund - Direct - GROWTH	Franklin India	₹115.3450	17 Jul 2026
Mirae Asset Corporate Bond Fund Direct Growth Plan	Mirae Asset	₹13.7647	17 Jul 2026
Kotak Corporate Bond Fund- Direct Plan- Growth Option	Kotak	₹4,186.0394	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹34.3363
16 Jul 2026	₹34.3399
15 Jul 2026	₹34.3199
14 Jul 2026	₹34.3016
13 Jul 2026	₹34.3926
10 Jul 2026	₹34.3791
9 Jul 2026	₹34.3328
8 Jul 2026	₹34.3201
7 Jul 2026	₹34.4213
6 Jul 2026	₹34.4356

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Corporate Bond Fund - Growth Option is ₹34.3363. It's a Corporate Bond Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Corporate Bond Fund - Growth Option has NAV history starting from 29 Jun 2010, a track record of about 16 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Corporate Bond Fund - Growth Option is managed by HDFC. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Corporate Bond Fund - Growth Option has delivered a absolute return of 4.67% — -0.08 pp behind the Corporate Bond Fund category average of 4.76%. The fund ranks #2 of 4 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Corporate Bond Fund - Growth Option has delivered a CAGR of 7.16% — -0.09 pp behind the Corporate Bond Fund category average of 7.25%. The fund ranks #3 of 4 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Corporate Bond Fund - Growth Option has delivered a CAGR of 6.21% — -0.03 pp behind the Corporate Bond Fund category average of 6.24%. The fund ranks #2 of 3 in its category — the third (Q3) quartile.

₹1 lakh invested in HDFC Corporate Bond Fund - Growth Option exactly 10 years ago would be worth approximately ₹201,617 today — a multiplier of 2.02×, based on the 10-year CAGR of 7.26%. The category average over the same window would have grown ₹1 lakh to ₹192,284.

A ₹10,000 monthly SIP in HDFC Corporate Bond Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹712,172 today. That's an XIRR (money-weighted annualised return) of 6.79%.

A ₹10,000 monthly SIP for 10 years in HDFC Corporate Bond Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,714,632 (multiplier 1.43×). XIRR: 6.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Corporate Bond Fund - Growth Option ranks #2 out of 3 funds in the Corporate Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.24%; this fund delivered 6.21%.

The worst peak-to-trough decline HDFC Corporate Bond Fund - Growth Option has experienced over the last 5-year window is 1.59% — its NAV fell from a high on 05 Apr 2022 to a low on 07 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Corporate Bond Fund - Growth Option averaged 8.08% (best 9.91%, worst 5.79%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.26 — negative risk-adjusted performance.

In calendar year 2025, HDFC Corporate Bond Fund - Growth Option returned 7.34% — lagging the Corporate Bond Fund category average of 7.66% by 0.33 pp. It ranked #3 of 3 in its category that year.

HDFC Corporate Bond Fund - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC Corporate Bond Fund - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 6.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC Corporate Bond Fund - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Corporate Bond Fund

Recent NAVs

Frequently asked questions

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