Should I invest in HDFC Consumption Fund?

We don't give personal investment advice. HDFC Consumption Fund - Growth Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

HDFC

HDFC Consumption Fund - Growth Option - Direct Plan

Latest NAV

₹13.3730

As of

3 Jun 2026

710 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.83%	+0.27%	+0.56	32 / 258	Q1
1W	-1.42%	-1.34%	-0.08	120 / 258	Q2
2W	-0.94%	+0.04%	-0.97	191 / 259	Q3
1M	-2.26%	-0.39%	-1.87	197 / 259	Q4
3M	-1.58%	+2.19%	-3.78	181 / 257	Q3
6M	-9.35%	-1.09%	-8.26	220 / 247	Q4
YTD	-8.15%	-1.30%	-6.85	206 / 247	Q4
1Y	-5.05%	+5.02%	-10.06	206 / 230	Q4
2Y	+2.89%	+5.50%	-2.62	112 / 182	Q3
3Y	+10.28%	+16.94%	-6.66	124 / 139	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.68%	+10.45%	+0.23	159 / 259	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.15%	-0.94%	-7.21	204 / 244
2025	+0.06%	+4.41%	-4.34	139 / 208
2024	+23.85%	+23.18%	+0.67	64 / 155
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.73%

24 windows

min -7.0% · max 47.0%

75% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.3730
2 Jun 2026	₹13.4180
1 Jun 2026	₹13.3080
29 May 2026	₹13.5220
27 May 2026	₹13.6920
26 May 2026	₹13.6110
25 May 2026	₹13.5740
22 May 2026	₹13.5160
21 May 2026	₹13.4800
20 May 2026	₹13.5130

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Consumption Fund - Growth Option - Direct Plan is ₹13.3730. It's a Sectoral/Thematic Fund from HDFC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Consumption Fund - Growth Option - Direct Plan has NAV history starting from 12 Jul 2023, a track record of about 2 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC Consumption Fund - Growth Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Consumption Fund - Growth Option - Direct Plan has delivered a absolute return of -5.05% — -10.06 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #206 of 230 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Consumption Fund - Growth Option - Direct Plan has delivered a CAGR of 10.28% — -6.66 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #124 of 139 in its category — the bottom (Q4) quartile.

HDFC Consumption Fund - Growth Option - Direct Plan doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC Consumption Fund - Growth Option - Direct Plan exactly 3 years ago would be worth approximately ₹134,126 today — a multiplier of 1.34×, based on the 3-year CAGR of 10.28%. The category average over the same window would have grown ₹1 lakh to ₹159,907.

A ₹10,000 monthly SIP in HDFC Consumption Fund - Growth Option - Direct Plan over the last 1 year — total invested ₹120,000 — would be worth ₹113,059 today. That's an XIRR (money-weighted annualised return) of -10.52%.

HDFC Consumption Fund - Growth Option - Direct Plan doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹113,059 — XIRR -10.52%.

On a 3-year basis, HDFC Consumption Fund - Growth Option - Direct Plan ranks #124 out of 139 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 16.94%; this fund delivered 10.28%.

HDFC Consumption Fund - Growth Option - Direct Plan doesn't have a computed drawdown figure yet.

Consistency stats for HDFC Consumption Fund - Growth Option - Direct Plan need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, HDFC Consumption Fund - Growth Option - Direct Plan returned 0.06% — lagging the Sectoral/Thematic Fund category average of 4.41% by 4.34 pp. It ranked #139 of 208 in its category that year.

HDFC Consumption Fund - Growth Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Consumption Fund - Growth Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC Consumption Fund - Growth Option - Direct Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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