Should I invest in Franklin India Technology Fund?

We don't give personal investment advice. Franklin India Technology Fund - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.4%. 5-year CAGR: -1.62%.

Franklin Templeton

Franklin India Technology Fund - IDCW

Latest NAV

₹38.9480

As of

24 Jul 2026

4,992 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	-0.24%	+0.09	41 / 122	Q2
1W	-1.37%	-1.20%	-0.16	75 / 122	Q3
2W	-0.77%	-1.38%	+0.61	40 / 122	Q2
1M	+3.34%	-0.33%	+3.67	9 / 122	Q1
3M	+2.24%	+2.77%	-0.53	61 / 122	Q2
6M	-13.89%	+4.75%	-18.64	117 / 122	Q4
YTD	-16.34%	+0.21%	-16.55	116 / 122	Q4
1Y	-19.85%	+1.48%	-21.33	120 / 120	Q4
2Y	-14.89%	+1.54%	-16.42	116 / 116	Q4
3Y	+0.78%	+13.01%	-12.23	110 / 114	Q4
4Y	+3.04%	+14.55%	-11.51	103 / 106	Q4
5Y	-1.62%	+11.72%	-13.34	103 / 104	Q4
7Y	+6.44%	+14.88%	-8.44	91 / 99	Q4
10Y	+5.05%	+11.23%	-6.17	82 / 93	Q4
Inception	+2.96%	+10.97%	-8.01	119 / 122	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.34%	+0.11%	-16.45	112 / 118
2025	-9.51%	+3.20%	-12.71	111 / 115
2024	+17.13%	+19.60%	-2.48	66 / 113
2023	+38.15%	+31.56%	+6.59	38 / 108
2022	-29.64%	+2.19%	-31.82	104 / 104
2021	+26.66%	+32.41%	-5.75	60 / 102
2020	+43.76%	+18.32%	+25.44	14 / 100
2019	+3.32%	+5.50%	-2.18	52 / 97
2018	+3.00%	-10.07%	+13.07	11 / 94
2017	+8.56%	+30.10%	-21.54	85 / 93
2016	-11.18%	-0.25%	-10.93	86 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.52%

236 windows

min -58.3% · max 143.4%

54% positive

3-Year rolling

+6.19%

211 windows

min -23.1% · max 35.9%

80% positive

5-Year rolling

+6.11%

187 windows

min -7.7% · max 26.1%

81% positive

7-Year rolling

+6.04%

163 windows

min -3.2% · max 16.8%

91% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.01%

3-year · annualised

Sharpe ratio

-0.27

vs risk-free 6.5%

Sortino ratio

-0.36

Downside-only deviation

Max drawdown

-36.40%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹17.7760	24 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.1441	24 Jul 2026
SBI COMMA Fund - REGULAR PLAN - Growth	SBI	₹114.8349	24 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5800	24 Jul 2026
Franklin Asian Equity Fund - Growth Plan	Franklin Templeton	₹43.3220	24 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.3942	24 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.1110	24 Jul 2026
CANARA ROBECO INFRASTRUCTURE FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹166.1100	24 Jul 2026
UTI - MNC Fund - Regular Plan - Growth Option	UTI	₹392.8627	24 Jul 2026
Aditya Birla Sun Life Consumption Fund -Regular - IDCW	Birla Sun Life	₹35.4300	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹38.9480
23 Jul 2026	₹39.0081
22 Jul 2026	₹39.2429
21 Jul 2026	₹39.6418
20 Jul 2026	₹39.6337
17 Jul 2026	₹39.4882
16 Jul 2026	₹39.4711
15 Jul 2026	₹39.4924
14 Jul 2026	₹39.4538
13 Jul 2026	₹39.5243

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Franklin India Technology Fund - IDCW is ₹38.9480. It's a Sectoral/Thematic Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Technology Fund - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Technology Fund - IDCW is managed by Franklin Templeton. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Technology Fund - IDCW has delivered a absolute return of -19.85% — -21.33 pp behind the Sectoral/Thematic Fund category average of 1.48%. The fund ranks #120 of 120 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Technology Fund - IDCW has delivered a CAGR of 0.78% — -12.23 pp behind the Sectoral/Thematic Fund category average of 13.01%. The fund ranks #110 of 114 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Technology Fund - IDCW has delivered a CAGR of -1.62% — -13.34 pp behind the Sectoral/Thematic Fund category average of 11.72%. The fund ranks #103 of 104 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Technology Fund - IDCW exactly 10 years ago would be worth approximately ₹163,726 today — a multiplier of 1.64×, based on the 10-year CAGR of 5.05%. The category average over the same window would have grown ₹1 lakh to ₹289,792.

A ₹10,000 monthly SIP in Franklin India Technology Fund - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹564,801 today. That's an XIRR (money-weighted annualised return) of -2.37%.

A ₹10,000 monthly SIP for 10 years in Franklin India Technology Fund - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,486,135 (multiplier 1.24×). XIRR: 4.19%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Technology Fund - IDCW ranks #103 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.72%; this fund delivered -1.62%.

The worst peak-to-trough decline Franklin India Technology Fund - IDCW has experienced over the last 5-year window is 36.40% — its NAV fell from a high on 17 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Technology Fund - IDCW averaged 6.11% (best 26.05%, worst -7.68%). 81% of rolling windows ended positive. The 5-year Sharpe ratio is -0.35 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Technology Fund - IDCW returned -9.51% — lagging the Sectoral/Thematic Fund category average of 3.20% by 12.71 pp. It ranked #111 of 115 in its category that year.

Franklin India Technology Fund - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Technology Fund - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.4%. 5-year CAGR: -1.62%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.