Should I invest in Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Monthly Dividend Option?

We don't give personal investment advice. Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Fortis

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-14.54%	+14.54	134 / 373	Q2
1W	-0.46%	-15.89%	+15.43	177 / 369	Q2
2W	-0.36%	-15.78%	+15.43	160 / 371	Q2
1M	-0.69%	-16.05%	+15.37	199 / 373	Q3
3M	-1.81%	-17.27%	+15.46	255 / 366	Q3
6M	-1.68%	-30.18%	+28.49	227 / 393	Q3
YTD	-2.23%	-32.85%	+30.63	249 / 414	Q3
1Y	-1.81%	-15.79%	+13.98	227 / 309	Q3
2Y	+0.56%	-13.41%	+13.97	77 / 142	Q3
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.60%	-35.69%	+36.30	141 / 497	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-2.23%	-11.73%	+9.50	104 / 132
2009	+0.77%	-33.69%	+34.46	99 / 316
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.33%

11 windows

min -1.8% · max 4.0%

27% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
20 Sep 2010	₹10.0000
17 Sep 2010	₹10.0514
16 Sep 2010	₹10.0501
15 Sep 2010	₹10.0488
14 Sep 2010	₹10.0476
13 Sep 2010	₹10.0462
9 Sep 2010	₹10.0405
8 Sep 2010	₹10.0391
7 Sep 2010	₹10.0379
6 Sep 2010	₹10.0360

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option is a Income from Fortis (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option has NAV history starting from 10 Nov 2008, a track record of about 17 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option is managed by Fortis. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option has delivered a absolute return of -1.81% — +13.98 pp ahead of the Income category average of -15.79%. The fund ranks #227 of 309 in its category — the third (Q3) quartile.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option over the last 1 year — total invested ₹120,000 — would be worth ₹117,688 today. That's an XIRR (money-weighted annualised return) of -3.53%.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹117,688 — XIRR -3.53%.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option doesn't have a computed drawdown figure yet.

Consistency stats for Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2009, Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option returned 0.77% — beating the Income category average of -33.69% by 34.46 pp. It ranked #99 of 316 in its category that year.

Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Fortis FIXED TERM PLAN - SERIES 9: THREE YEARLY PLAN A - Regular Plan - Monthly Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.