UTI

Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option

Latest NAV

₹10.0325

As of

23 Sep 2020

3,083 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.24%	-0.07%	-0.17	32 / 35	Q4
1W	-0.19%	+0.02%	-0.21	6 / 7	Q4
2W	-0.13%	+0.70%	-0.83	6 / 7	Q4
1M	+0.00%	+1.68%	-1.68	6 / 7	Q4
3M	-0.01%	+0.67%	-0.68	6 / 7	Q4
6M	0.00%	+1.27%	-1.27	5 / 7	Q3
YTD	-0.10%	+0.83%	-0.93	6 / 7	Q4
1Y	-0.01%	+3.43%	-3.45	5 / 7	Q3
2Y	-0.06%	+3.62%	-3.68	10 / 10	Q4
3Y	-0.03%	+3.35%	-3.38	8 / 9	Q4
4Y	-0.14%	+2.81%	-2.95	6 / 8	Q3
5Y	-0.01%	+2.95%	-2.96	18 / 25	Q3
7Y	+0.01%	+3.73%	-3.72	22 / 32	Q3
10Y	+0.02%	+4.27%	-4.25	9 / 9	Q4
Inception	+0.02%	+3.05%	-3.03	26 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-0.10%	+1.21%	-1.30	5 / 6
2019	-0.16%	+2.72%	-2.88	3 / 6
2018	-0.02%	+2.49%	-2.50	6 / 6
2017	+0.04%	+1.89%	-1.85	5 / 6
2016	-0.17%	+2.29%	-2.46	4 / 7
2015	+0.08%	+1.51%	-1.43	2 / 5
2014	+0.11%	+3.47%	-3.36	4 / 5
2013	+0.03%	-0.64%	+0.67	3 / 5
2012	-0.02%	+3.49%	-3.51	4 / 5
2011	+0.13%	+2.78%	-2.65	5 / 5
2010	+0.12%	+1.73%	-1.62	7 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.01%

146 windows

min -0.6% · max 0.9%

49% positive

3-Year rolling

+0.03%

122 windows

min -0.1% · max 0.3%

66% positive

5-Year rolling

+0.03%

97 windows

min -0.1% · max 0.2%

77% positive

7-Year rolling

+0.04%

73 windows

min -0.1% · max 0.1%

90% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.33%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.62%

Feb 2018 → Feb 2018

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹47.6827	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026

Recent NAVs

Date	NAV
23 Sep 2020	₹10.0325
22 Sep 2020	₹10.0566
21 Sep 2020	₹10.0558
18 Sep 2020	₹10.0532
17 Sep 2020	₹10.0524
16 Sep 2020	₹10.0515
15 Sep 2020	₹10.0507
14 Sep 2020	₹10.0498
11 Sep 2020	₹10.0473
10 Sep 2020	₹10.0464

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 23 Sep 2020, the NAV of Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option is ₹10.0325. It's a Medium to Long Duration Fund from UTI, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option has NAV history starting from 13 Sep 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option has delivered a absolute return of -0.01% — -3.45 pp behind the Medium to Long Duration Fund category average of 3.43%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option has delivered a CAGR of -0.03% — -3.38 pp behind the Medium to Long Duration Fund category average of 3.35%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option has delivered a CAGR of -0.01% — -2.96 pp behind the Medium to Long Duration Fund category average of 2.95%. The fund ranks #18 of 25 in its category — the third (Q3) quartile.

₹1 lakh invested in Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option exactly 10 years ago would be worth approximately ₹100,231 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.02%. The category average over the same window would have grown ₹1 lakh to ₹151,975.

A ₹10,000 monthly SIP in Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹599,373 today. That's an XIRR (money-weighted annualised return) of -0.04%.

A ₹10,000 monthly SIP for 10 years in Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,199,005 (multiplier 1.00×). XIRR: -0.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option ranks #18 out of 25 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.95%; this fund delivered -0.01%.

The worst peak-to-trough decline Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option has experienced over the last 5-year window is 0.72% — its NAV fell from a high on 18 Apr 2016 to a low on 20 Mar 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option averaged 0.03% (best 0.19%, worst -0.10%). 77% of rolling windows ended positive.

In calendar year 2019, Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option returned -0.16% — lagging the Medium to Long Duration Fund category average of 2.72% by 2.88 pp. It ranked #3 of 6 in its category that year.

Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Fixed Income Interval Fund â€“ Monthly Interval Plan â€“ Institutional Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: -0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.