Should I invest in Fidelity Fixed Maturity Plan - Series 1 - Plan B Growth Option?

We don't give personal investment advice. Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Fidelity

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-7.11%	+7.11	120 / 732	Q1
1W	+0.04%	-12.64%	+12.68	204 / 699	Q2
2W	+0.15%	-12.71%	+12.86	183 / 712	Q2
1M	+0.43%	-12.43%	+12.86	183 / 754	Q1
3M	+2.03%	-11.47%	+13.50	161 / 740	Q1
6M	+4.58%	-9.57%	+14.15	184 / 680	Q2
YTD	+7.01%	-9.94%	+16.95	82 / 704	Q1
1Y	+10.91%	-7.10%	+18.02	26 / 627	Q1
2Y	—	—	—	—	—
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.91%	-6.12%	+17.03	40 / 770	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2009 YTD	+7.01%	-9.70%	+16.71	108 / 552
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.91%

1 window

min 10.9% · max 10.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
15 Sep 2009	₹11.1153
14 Sep 2009	₹11.1147
11 Sep 2009	₹11.1137
10 Sep 2009	₹11.1131
9 Sep 2009	₹11.1120
8 Sep 2009	₹11.1109
7 Sep 2009	₹11.1093
4 Sep 2009	₹11.1043
3 Sep 2009	₹11.1027
2 Sep 2009	₹11.1009

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option is a Income from Fidelity (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option has NAV history starting from 17 Sep 2008, a track record of about 17 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option is managed by Fidelity. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option has delivered a absolute return of 10.91% — +18.02 pp ahead of the Income category average of -7.10%. The fund ranks #26 of 627 in its category — the top (Q1) quartile.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option over the last 1 year — total invested ₹120,000 — would be worth ₹126,482 today. That's an XIRR (money-weighted annualised return) of 10.10%.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹126,482 — XIRR 10.10%.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option doesn't have a computed drawdown figure yet.

Consistency stats for Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

We don't yet have a completed calendar-year return for Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option.

Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Fidelity Fixed Maturity Plan - Series 1 - Plan B - Retail Plan Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.