Should I invest in Fidelity Equity Fund?

We don't give personal investment advice. Fidelity Equity Fund-Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 56.9%. 5-year CAGR: 4.47%.

Fidelity

Fidelity Equity Fund-Growth Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+0.06%	+0.21	93 / 299	Q2
1W	-0.18%	-3.61%	+3.43	172 / 303	Q3
2W	-1.53%	-4.52%	+2.99	185 / 303	Q3
1M	-0.93%	-5.64%	+4.70	156 / 302	Q3
3M	+4.10%	-4.27%	+8.37	98 / 302	Q2
6M	+13.70%	+1.48%	+12.22	70 / 307	Q1
YTD	+20.62%	-0.18%	+20.80	58 / 309	Q1
1Y	+17.07%	+7.10%	+9.96	96 / 307	Q2
2Y	-1.73%	+2.20%	-3.94	199 / 303	Q3
3Y	+7.34%	+0.76%	+6.58	116 / 264	Q2
4Y	+24.80%	+0.58%	+24.21	9 / 235	Q1
5Y	+4.47%	+0.02%	+4.45	118 / 208	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.82%	+0.51%	+10.31	48 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+20.62%	+23.57%	-2.95	133 / 190
2011	-20.96%	-23.68%	+2.72	77 / 241
2010	+26.91%	+11.69%	+15.22	21 / 256
2009	+82.86%	+65.86%	+17.00	64 / 238
2008	-50.45%	-52.86%	+2.41	46 / 198
2007	+53.64%	+42.91%	+10.72	46 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.04%

69 windows

min -51.4% · max 113.8%

68% positive

3-Year rolling

+14.06%

45 windows

min 0.2% · max 31.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.44%

21 windows

min 4.5% · max 18.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.90%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.18

Downside-only deviation

Max drawdown

-24.44%

Nov 2010 → Dec 2011

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
22 Nov 2012	₹36.1870
21 Nov 2012	₹36.0900
20 Nov 2012	₹35.8950
19 Nov 2012	₹35.9100
16 Nov 2012	₹35.9170
15 Nov 2012	₹36.2510
12 Nov 2012	₹36.5490
9 Nov 2012	₹36.5180
8 Nov 2012	₹36.7480
7 Nov 2012	₹36.9240

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Fidelity Equity Fund-Growth Option is a Growth from Fidelity (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Fidelity Equity Fund-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Fidelity Equity Fund-Growth Option is managed by Fidelity. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Fidelity Equity Fund-Growth Option has delivered a absolute return of 17.07% — +9.96 pp ahead of the Growth category average of 7.10%. The fund ranks #96 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Fidelity Equity Fund-Growth Option has delivered a CAGR of 7.34% — +6.58 pp ahead of the Growth category average of 0.76%. The fund ranks #116 of 264 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Fidelity Equity Fund-Growth Option has delivered a CAGR of 4.47% — +4.45 pp ahead of the Growth category average of 0.02%. The fund ranks #118 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in Fidelity Equity Fund-Growth Option exactly 5 years ago would be worth approximately ₹124,422 today — a multiplier of 1.24×, based on the 5-year CAGR of 4.47%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Fidelity Equity Fund-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹799,830 today. That's an XIRR (money-weighted annualised return) of 11.42%.

Fidelity Equity Fund-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹799,830 — XIRR 11.42%.

On a 5-year basis, Fidelity Equity Fund-Growth Option ranks #118 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 4.47%.

The worst peak-to-trough decline Fidelity Equity Fund-Growth Option has experienced over the last 5-year window is 56.86% — its NAV fell from a high on 02 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Fidelity Equity Fund-Growth Option averaged 10.44% (best 18.69%, worst 4.47%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.05 — weak risk-adjusted performance.

In calendar year 2011, Fidelity Equity Fund-Growth Option returned -20.96% — beating the Growth category average of -23.68% by 2.72 pp. It ranked #77 of 241 in its category that year.

Fidelity Equity Fund-Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Fidelity Equity Fund-Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 56.9%. 5-year CAGR: 4.47%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.