Should I invest in Fidelity Equity Fund?

We don't give personal investment advice. Fidelity Equity Fund-Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 62.6%. 5-year CAGR: -1.96%.

Fidelity

Fidelity Equity Fund-Dividend Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+0.06%	+0.21	92 / 299	Q2
1W	-0.18%	-3.61%	+3.43	173 / 303	Q3
2W	-1.53%	-4.52%	+2.99	184 / 303	Q3
1M	-0.93%	-5.64%	+4.70	155 / 302	Q3
3M	+4.10%	-4.27%	+8.37	97 / 302	Q2
6M	+13.70%	+1.48%	+12.22	69 / 307	Q1
YTD	+20.63%	-0.18%	+20.81	57 / 309	Q1
1Y	+11.00%	+7.10%	+3.90	128 / 307	Q2
2Y	-7.54%	+2.20%	-9.74	226 / 303	Q3
3Y	+1.31%	+0.76%	+0.56	165 / 264	Q3
4Y	+19.50%	+0.58%	+18.92	20 / 235	Q1
5Y	-1.96%	+0.02%	-1.98	179 / 208	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+3.50%	+0.51%	+2.98	185 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2012 YTD	+20.63%	+23.57%	-2.94	131 / 190
2011	-30.02%	-23.68%	-6.34	205 / 241
2010	+20.52%	+11.69%	+8.84	49 / 256
2009	+82.88%	+65.86%	+17.01	63 / 238
2008	-57.09%	-52.86%	-4.24	103 / 198
2007	+33.97%	+42.91%	-8.94	98 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.56%

69 windows

min -57.9% · max 103.0%

59% positive

3-Year rolling

+6.62%

45 windows

min -8.8% · max 26.0%

89% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+2.22%

21 windows

min -2.0% · max 9.5%

62% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.19%

3-year · annualised

Sharpe ratio

-0.24

vs risk-free 6.5%

Sortino ratio

-0.33

Downside-only deviation

Max drawdown

-33.10%

Nov 2010 → Dec 2011

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
22 Nov 2012	₹20.2750
21 Nov 2012	₹20.2200
20 Nov 2012	₹20.1110
19 Nov 2012	₹20.1190
16 Nov 2012	₹20.1230
15 Nov 2012	₹20.3110
12 Nov 2012	₹20.4780
9 Nov 2012	₹20.4600
8 Nov 2012	₹20.5890
7 Nov 2012	₹20.6880

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Fidelity Equity Fund-Dividend Option is a Growth from Fidelity (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Fidelity Equity Fund-Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Fidelity Equity Fund-Dividend Option is managed by Fidelity. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Fidelity Equity Fund-Dividend Option has delivered a absolute return of 11.00% — +3.9 pp ahead of the Growth category average of 7.10%. The fund ranks #128 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Fidelity Equity Fund-Dividend Option has delivered a CAGR of 1.31% — +0.56 pp ahead of the Growth category average of 0.76%. The fund ranks #165 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Fidelity Equity Fund-Dividend Option has delivered a CAGR of -1.96% — -1.98 pp behind the Growth category average of 0.02%. The fund ranks #179 of 208 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Fidelity Equity Fund-Dividend Option exactly 5 years ago would be worth approximately ₹90,594 today — a multiplier of 0.91×, based on the 5-year CAGR of -1.96%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in Fidelity Equity Fund-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹702,856 today. That's an XIRR (money-weighted annualised return) of 6.25%.

Fidelity Equity Fund-Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹702,856 — XIRR 6.25%.

On a 5-year basis, Fidelity Equity Fund-Dividend Option ranks #179 out of 208 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.02%; this fund delivered -1.96%.

The worst peak-to-trough decline Fidelity Equity Fund-Dividend Option has experienced over the last 5-year window is 62.64% — its NAV fell from a high on 02 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Fidelity Equity Fund-Dividend Option averaged 2.22% (best 9.54%, worst -1.96%). 62% of rolling windows ended positive. The 5-year Sharpe ratio is -0.16 — negative risk-adjusted performance.

In calendar year 2011, Fidelity Equity Fund-Dividend Option returned -30.02% — lagging the Growth category average of -23.68% by 6.34 pp. It ranked #205 of 241 in its category that year.

Fidelity Equity Fund-Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Fidelity Equity Fund-Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 62.6%. 5-year CAGR: -1.96%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.