Should I invest in Edelweiss Liquid Fund Monthly?

We don't give personal investment advice. Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 0.02%.

Edelweiss

Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 2 Jul 2017. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹1,245.5639

As of

3 Jun 2026

2,980 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.00%	+0.01	4 / 13	Q2
1W	+0.13%	+0.08%	+0.05	6 / 13	Q2
2W	-0.20%	+0.04%	-0.24	13 / 13	Q4
1M	+0.05%	+0.15%	-0.11	8 / 13	Q3
3M	+0.05%	+0.50%	-0.44	7 / 13	Q3
6M	+0.04%	+0.83%	-0.79	8 / 13	Q3
YTD	+0.02%	+0.77%	-0.76	8 / 13	Q3
1Y	+0.01%	+1.46%	-1.46	9 / 13	Q3
2Y	0.00%	+1.35%	-1.35	11 / 13	Q4
3Y	+0.00%	+1.26%	-1.26	8 / 13	Q3
4Y	+0.01%	+1.28%	-1.27	7 / 13	Q3
5Y	+0.02%	+1.13%	-1.11	7 / 13	Q3
7Y	+1.19%	+1.16%	+0.03	5 / 13	Q2
10Y	—	—	—	—	—
Inception	+2.25%	+1.63%	+0.63	3 / 11	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.02%	+0.77%	-0.76	8 / 13
2025	-0.06%	+1.37%	-1.43	11 / 13
2024	-0.01%	+1.07%	-1.09	10 / 13
2023	+0.01%	+1.14%	-1.14	5 / 13
2022	+0.05%	+1.01%	-0.96	7 / 13
2021	+0.76%	+0.57%	+0.19	4 / 13
2020	+4.11%	+1.21%	+2.90	2 / 13
2019	+6.59%	+1.96%	+4.63	3 / 13
2018	+7.39%	+2.21%	+5.18	3 / 13
2017	+3.20%	+1.35%	+1.85	3 / 13
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.53%

104 windows

min -0.1% · max 7.6%

81% positive

3-Year rolling

+2.39%

80 windows

min 0.0% · max 6.6%

91% positive

5-Year rolling

+2.20%

56 windows

min 0.0% · max 4.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+2.39%

31 windows

min 1.2% · max 3.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.27%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.75%

Apr 2026 → May 2026

% positive months

41.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
Edelweiss Liquid Fund - Retail Plan - Weekly Dividend Option	Edelweiss	₹1,231.1341	3 Jun 2026
Axis Liquid Fund - Retail Plan - Daily IDCW	Axis	₹1,000.9559	3 Jun 2026
Birla Sun Life Cash Plus-Retail (Dividend)	Birla Sun Life	₹163.6940	3 Jun 2026
Reliance Liquid Fund-Treasury Plan-Retail Option - Daily Dividend Option	Reliance	₹1,524.2800	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,245.5639
2 Jun 2026	₹1,245.3916
1 Jun 2026	₹1,245.2171
31 May 2026	₹1,244.9671
29 May 2026	₹1,244.5374
28 May 2026	₹1,244.1886
26 May 2026	₹1,243.7484
25 May 2026	₹1,243.5738
24 May 2026	₹1,248.8434
23 May 2026	₹1,248.6344

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option is ₹1,245.5639. It's a Liquid Fund from Edelweiss, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option has NAV history starting from 27 Nov 2016, a track record of about 9 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option is managed by Edelweiss. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option has delivered a absolute return of 0.01% — -1.46 pp behind the Liquid Fund category average of 1.46%. The fund ranks #9 of 13 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option has delivered a CAGR of 0.00% — -1.26 pp behind the Liquid Fund category average of 1.26%. The fund ranks #8 of 13 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option has delivered a CAGR of 0.02% — -1.11 pp behind the Liquid Fund category average of 1.13%. The fund ranks #7 of 13 in its category — the third (Q3) quartile.

₹1 lakh invested in Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option exactly 5 years ago would be worth approximately ₹100,079 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.02%. The category average over the same window would have grown ₹1 lakh to ₹105,781.

A ₹10,000 monthly SIP in Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹600,163 today. That's an XIRR (money-weighted annualised return) of 0.01%.

Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹848,611 — XIRR 0.29%.

On a 5-year basis, Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option ranks #7 out of 13 funds in the Liquid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.13%; this fund delivered 0.02%.

The worst peak-to-trough decline Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option has experienced over the last 5-year window is 0.75% — its NAV fell from a high on 24 Apr 2026 to a low on 25 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option averaged 2.20% (best 4.46%, worst 0.01%). 100% of rolling windows ended positive.

In calendar year 2025, Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option returned -0.06% — lagging the Liquid Fund category average of 1.37% by 1.43 pp. It ranked #11 of 13 in its category that year.

Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Edelweiss Liquid Fund - Retail Plan Monthly - IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 0.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.