Should I invest in Edelweiss Gilt Fund?

We don't give personal investment advice. Edelweiss Gilt Fund - Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.7%. 5-year CAGR: 4.98%.

Edelweiss

Edelweiss Gilt Fund - Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	+0.00	31 / 67	Q2
1W	+0.07%	-10.06%	+10.13	44 / 69	Q3
2W	+0.14%	-9.67%	+9.81	31 / 73	Q2
1M	+0.11%	-9.89%	+9.99	32 / 72	Q2
3M	+0.70%	-12.90%	+13.60	26 / 76	Q2
6M	+2.15%	-12.24%	+14.39	33 / 76	Q2
YTD	+0.20%	-12.22%	+12.42	40 / 75	Q3
1Y	+4.30%	-10.28%	+14.57	32 / 75	Q2
2Y	+7.91%	-12.45%	+20.36	13 / 71	Q1
3Y	+3.64%	-16.88%	+20.52	28 / 70	Q2
4Y	+4.75%	-23.11%	+27.86	23 / 65	Q2
5Y	+4.98%	-27.10%	+32.09	22 / 60	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.85%	-18.29%	+23.14	26 / 85	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.20%	+8.41%	-8.21	26 / 27
2015	+5.78%	+0.91%	+4.88	13 / 36
2014	+11.14%	+5.14%	+6.00	17 / 43
2013	-3.98%	-3.23%	-0.75	37 / 48
2012	+8.31%	+5.57%	+2.74	16 / 55
2011	+3.10%	+2.07%	+1.04	34 / 59
2010	+7.28%	+0.75%	+6.54	2 / 68
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.16%

69 windows

min -6.7% · max 12.4%

86% positive

3-Year rolling

+4.65%

45 windows

min 2.6% · max 7.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.81%

20 windows

min 3.7% · max 5.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.50%

3-year · annualised

Sharpe ratio

-0.63

vs risk-free 6.5%

Sortino ratio

-0.84

Downside-only deviation

Max drawdown

-10.72%

May 2013 → Dec 2013

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
18 Feb 2016	₹13.4697
17 Feb 2016	₹13.4686
16 Feb 2016	₹13.4673
15 Feb 2016	₹13.4660
12 Feb 2016	₹13.4618
11 Feb 2016	₹13.4605
10 Feb 2016	₹13.4577
9 Feb 2016	₹13.4565
8 Feb 2016	₹13.4560
5 Feb 2016	₹13.4543

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Edelweiss Gilt Fund - Dividend is a Gilt from Edelweiss (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Edelweiss Gilt Fund - Dividend has NAV history starting from 08 Jul 2009, a track record of about 16 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Edelweiss Gilt Fund - Dividend is managed by Edelweiss. It's classified by AMFI under the 'Gilt' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Edelweiss Gilt Fund - Dividend has delivered a absolute return of 4.30% — +14.57 pp ahead of the Gilt category average of -10.28%. The fund ranks #32 of 75 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Edelweiss Gilt Fund - Dividend has delivered a CAGR of 3.64% — +20.52 pp ahead of the Gilt category average of -16.88%. The fund ranks #28 of 70 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Edelweiss Gilt Fund - Dividend has delivered a CAGR of 4.98% — +32.09 pp ahead of the Gilt category average of -27.10%. The fund ranks #22 of 60 in its category — the second (Q2) quartile.

₹1 lakh invested in Edelweiss Gilt Fund - Dividend exactly 5 years ago would be worth approximately ₹127,519 today — a multiplier of 1.28×, based on the 5-year CAGR of 4.98%. The category average over the same window would have grown ₹1 lakh to ₹20,585.

A ₹10,000 monthly SIP in Edelweiss Gilt Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹683,423 today. That's an XIRR (money-weighted annualised return) of 5.14%.

Edelweiss Gilt Fund - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹683,423 — XIRR 5.14%.

On a 5-year basis, Edelweiss Gilt Fund - Dividend ranks #22 out of 60 funds in the Gilt category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -27.10%; this fund delivered 4.98%.

The worst peak-to-trough decline Edelweiss Gilt Fund - Dividend has experienced over the last 5-year window is 10.72% — its NAV fell from a high on 27 May 2013 to a low on 09 Dec 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Edelweiss Gilt Fund - Dividend averaged 4.81% (best 5.36%, worst 3.73%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.37 — negative risk-adjusted performance.

In calendar year 2015, Edelweiss Gilt Fund - Dividend returned 5.78% — beating the Gilt category average of 0.91% by 4.88 pp. It ranked #13 of 36 in its category that year.

Edelweiss Gilt Fund - Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Edelweiss Gilt Fund - Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.7%. 5-year CAGR: 4.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.