Deutsche

DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 29 Mar 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.11%	+0.34%	-0.45	106 / 110	Q4
1W	-0.15%	+0.31%	-0.45	101 / 107	Q4
2W	-0.11%	+0.36%	-0.47	101 / 106	Q4
1M	-0.08%	+0.37%	-0.45	97 / 106	Q4
3M	-0.12%	+0.70%	-0.82	99 / 105	Q4
6M	-0.12%	-0.73%	+0.60	98 / 105	Q4
YTD	-0.17%	-1.59%	+1.41	94 / 102	Q4
1Y	-0.12%	-0.61%	+0.49	93 / 100	Q4
2Y	-0.05%	-0.86%	+0.81	80 / 96	Q4
3Y	-0.02%	-1.06%	+1.04	74 / 89	Q4
4Y	+0.08%	-1.39%	+1.47	37 / 86	Q2
5Y	+0.10%	+0.08%	+0.02	37 / 76	Q2
7Y	+0.07%	-1.37%	+1.44	28 / 53	Q3
10Y	—	—	—	—	—
Inception	+0.06%	-1.26%	+1.32	47 / 110	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-0.17%	+1.80%	-1.97	32 / 33
2015	+0.03%	+2.35%	-2.32	19 / 38
2014	0.00%	+2.71%	-2.71	41 / 47
2013	+0.00%	+0.78%	-0.78	36 / 64
2012	—	—	—	—
2011	—	—	—	—
2010	—	—	—	—
2009	—	—	—	—
2008	-0.15%	+2.60%	-2.75	60 / 61
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.04%

50 windows

min -0.6% · max 0.9%

64% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.06%

30 windows

min -0.2% · max 0.2%

70% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.08%

28 windows

min -0.1% · max 0.1%

89% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.05%

13 windows

min 0.0% · max 0.1%

92% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.27%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.42%

Apr 2013 → Jul 2013

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
4 Mar 2016	₹100.5269
3 Mar 2016	₹100.6355
2 Mar 2016	₹100.6127
1 Mar 2016	₹100.5899
29 Feb 2016	₹100.5687
28 Feb 2016	₹100.5471
26 Feb 2016	₹100.6745
25 Feb 2016	₹100.6537
24 Feb 2016	₹100.6325
23 Feb 2016	₹100.6112

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend is a Liquid from Deutsche (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend has NAV history starting from 22 Nov 2007, a track record of about 18 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend is managed by Deutsche. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend has delivered a absolute return of -0.12% — +0.49 pp ahead of the Liquid category average of -0.61%. The fund ranks #93 of 100 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend has delivered a CAGR of -0.02% — +1.04 pp ahead of the Liquid category average of -1.06%. The fund ranks #74 of 89 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend has delivered a CAGR of 0.10% — +0.02 pp ahead of the Liquid category average of 0.08%. The fund ranks #37 of 76 in its category — the second (Q2) quartile.

₹1 lakh invested in DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend exactly 5 years ago would be worth approximately ₹100,502 today — a multiplier of 1.01×, based on the 5-year CAGR of 0.10%. The category average over the same window would have grown ₹1 lakh to ₹100,422.

A ₹10,000 monthly SIP in DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹359,645 today. That's an XIRR (money-weighted annualised return) of -0.06%.

DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹359,645 — XIRR -0.06%.

On a 5-year basis, DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend ranks #37 out of 76 funds in the Liquid category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.08%; this fund delivered 0.10%.

The worst peak-to-trough decline DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend has experienced over the last 3-year window is 0.42% — its NAV fell from a high on 05 Apr 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend averaged 0.08% (best 0.13%, worst -0.10%). 89% of rolling windows ended positive.

In calendar year 2015, DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend returned 0.03% — lagging the Liquid category average of 2.35% by 2.32 pp. It ranked #19 of 38 in its category that year.

DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Insta Cash Plus Fund Super Institutional Plan- Weekly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 0.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.