Deutsche

DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 21 Feb 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.34%	-0.34	72 / 110	Q3
1W	+0.00%	+0.31%	-0.31	62 / 107	Q3
2W	+0.00%	+0.36%	-0.36	60 / 106	Q3
1M	+0.00%	+0.37%	-0.37	65 / 106	Q3
3M	+0.00%	+0.70%	-0.70	62 / 105	Q3
6M	+0.00%	-0.73%	+0.73	55 / 105	Q3
YTD	+0.00%	-1.59%	+1.59	63 / 102	Q3
1Y	+0.00%	-0.61%	+0.61	58 / 100	Q3
2Y	+0.00%	-0.86%	+0.86	58 / 96	Q3
3Y	+0.00%	-1.06%	+1.06	59 / 89	Q3
4Y	+0.00%	-1.39%	+1.39	52 / 86	Q3
5Y	+0.00%	+0.08%	-0.08	50 / 76	Q3
7Y	+0.01%	-1.37%	+1.38	33 / 53	Q3
10Y	—	—	—	—	—
Inception	+0.03%	-1.26%	+1.29	50 / 110	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+0.00%	+1.80%	-1.80	20 / 33
2015	+0.00%	+2.35%	-2.35	22 / 38
2014	+0.00%	+2.71%	-2.71	30 / 47
2013	+0.00%	+0.78%	-0.78	46 / 64
2012	+0.00%	+155.04%	-155.04	45 / 65
2011	+0.00%	-0.45%	+0.45	41 / 67
2010	-0.02%	-1.24%	+1.21	68 / 73
2009	+0.13%	+0.17%	-0.04	28 / 75
2008	+0.00%	+2.60%	-2.60	41 / 61
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.01%

92 windows

min -0.2% · max 0.2%

16% positive

3-Year rolling

+0.01%

67 windows

min -0.1% · max 0.0%

30% positive

5-Year rolling

+0.01%

43 windows

min 0.0% · max 0.0%

47% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.02%

19 windows

min 0.0% · max 0.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.00%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.26%

Mar 2013 → Jul 2013

% positive months

0.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
4 Mar 2016	₹100.3040
3 Mar 2016	₹100.3040
2 Mar 2016	₹100.3040
1 Mar 2016	₹100.3040
29 Feb 2016	₹100.3040
28 Feb 2016	₹100.3040
26 Feb 2016	₹100.3040
25 Feb 2016	₹100.3040
24 Feb 2016	₹100.3040
23 Feb 2016	₹100.3040

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend is a Liquid from Deutsche (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend has NAV history starting from 13 Sep 2007, a track record of about 18 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend is managed by Deutsche. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend has delivered a absolute return of 0.00% — +0.61 pp ahead of the Liquid category average of -0.61%. The fund ranks #58 of 100 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend has delivered a CAGR of 0.00% — +1.06 pp ahead of the Liquid category average of -1.06%. The fund ranks #59 of 89 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend has delivered a CAGR of 0.00% — -0.08 pp behind the Liquid category average of 0.08%. The fund ranks #50 of 76 in its category — the third (Q3) quartile.

₹1 lakh invested in DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend exactly 5 years ago would be worth approximately ₹100,000 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹100,422.

A ₹10,000 monthly SIP in DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹600,000 today. That's an XIRR (money-weighted annualised return) of 0.00%.

DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹840,014 — XIRR 0.00%.

On a 5-year basis, DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend ranks #50 out of 76 funds in the Liquid category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.08%; this fund delivered 0.00%.

The worst peak-to-trough decline DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend has experienced over the last 5-year window is 0.26% — its NAV fell from a high on 04 Mar 2011 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend averaged 0.01% (best 0.02%, worst -0.01%). 47% of rolling windows ended positive.

In calendar year 2015, DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend returned 0.00% — lagging the Liquid category average of 2.35% by 2.35 pp. It ranked #22 of 38 in its category that year.

DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DWS Insta Cash Plus Fund Super Institutional Plan-Daily Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.