Should I invest in DSP Large & Mid Cap Fund?

We don't give personal investment advice. DSP Large & Mid Cap Fund - Regular Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.2%. 5-year CAGR: 2.61%.

DSP BlackRock

DSP Large & Mid Cap Fund - Regular Plan - IDCW

Latest NAV

₹35.8710

As of

24 Jul 2026

5,001 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	-0.16%	+0.09	9 / 24	Q2
1W	-2.34%	-1.63%	-0.72	22 / 24	Q4
2W	-2.26%	-1.92%	-0.33	17 / 24	Q3
1M	-1.50%	-0.81%	-0.69	21 / 24	Q4
3M	+0.73%	+2.79%	-2.06	22 / 24	Q4
6M	-9.18%	+3.99%	-13.18	24 / 24	Q4
YTD	-12.68%	-1.40%	-11.28	24 / 24	Q4
1Y	-8.85%	+0.90%	-9.76	23 / 24	Q4
2Y	-7.74%	+1.49%	-9.23	21 / 21	Q4
3Y	+5.15%	+13.36%	-8.21	17 / 17	Q4
4Y	+6.70%	+14.68%	-7.98	17 / 17	Q4
5Y	+2.61%	+11.83%	-9.21	17 / 17	Q4
7Y	+5.85%	+15.09%	-9.24	13 / 13	Q4
10Y	+3.13%	+11.17%	-8.05	10 / 10	Q4
Inception	+1.35%	+10.25%	-8.90	22 / 24	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.68%	-1.40%	-11.28	24 / 24
2025	-2.15%	+3.12%	-5.27	20 / 22
2024	+13.40%	+22.31%	-8.91	18 / 18
2023	+21.81%	+29.01%	-7.21	17 / 17
2022	-6.29%	-0.46%	-5.83	16 / 17
2021	+17.80%	+33.85%	-16.06	17 / 17
2020	+1.17%	+16.04%	-14.87	16 / 16
2019	-1.25%	+8.45%	-9.70	12 / 12
2018	-17.68%	-13.79%	-3.89	9 / 11
2017	+25.54%	+38.05%	-12.51	11 / 11
2016	-1.11%	+3.18%	-4.29	8 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.23%

236 windows

min -60.6% · max 100.4%

52% positive

3-Year rolling

+2.71%

211 windows

min -14.3% · max 22.6%

68% positive

5-Year rolling

+2.00%

187 windows

min -8.7% · max 17.4%

60% positive

7-Year rolling

+1.45%

163 windows

min -4.6% · max 9.1%

69% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.60%

3-year · annualised

Sharpe ratio

0.01

vs risk-free 6.5%

Sortino ratio

0.01

Downside-only deviation

Max drawdown

-27.24%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
Motilal Oswal Large and Midcap Fund - Regular Plan Growth	Motilal Oswal	₹35.1852	24 Jul 2026
Mirae Asset Large & Midcap Fund - Regular Plan - Growth	Mirae Asset	₹153.8610	24 Jul 2026
Edelweiss Large & Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹88.2680	24 Jul 2026
DSP Large & Mid Cap Fund - Regular Plan - Growth	DSP BlackRock	₹612.9780	24 Jul 2026
HSBC Large & Mid Cap Fund - Regular Growth	HSBC	₹28.8593	24 Jul 2026
Baroda BNP Paribas Large and Mid Cap Fund-Regular Plan-Growth Option	Baroda BNP Paribas	₹27.0258	24 Jul 2026
PGIM India Large and Midcap Fund - Regular Plan - Growth Option	PGIM India	₹12.3800	24 Jul 2026
Axis Large & Mid Cap Fund - Regular Plan - Growth	Axis	₹33.8400	24 Jul 2026
Bajaj Finserv Large and Mid Cap Fund- Regular Plan- Growth	Bajaj Finserv	₹12.1220	24 Jul 2026
BANK OF INDIA Large & Mid Cap Fund Eco Plan-Regular IDCW	Bharti AXA	₹28.3500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹35.8710
23 Jul 2026	₹35.8940
22 Jul 2026	₹36.1450
21 Jul 2026	₹36.5520
20 Jul 2026	₹36.5530
17 Jul 2026	₹36.7320
16 Jul 2026	₹36.5010
15 Jul 2026	₹36.6690
14 Jul 2026	₹36.5110
13 Jul 2026	₹36.7030

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of DSP Large & Mid Cap Fund - Regular Plan - IDCW is ₹35.8710. It's a Large & Mid Cap Fund from DSP BlackRock, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Large & Mid Cap Fund - Regular Plan - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Large & Mid Cap Fund - Regular Plan - IDCW is managed by DSP BlackRock. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Large & Mid Cap Fund - Regular Plan - IDCW has delivered a absolute return of -8.85% — -9.76 pp behind the Large & Mid Cap Fund category average of 0.90%. The fund ranks #23 of 24 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Large & Mid Cap Fund - Regular Plan - IDCW has delivered a CAGR of 5.15% — -8.21 pp behind the Large & Mid Cap Fund category average of 13.36%. The fund ranks #17 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Large & Mid Cap Fund - Regular Plan - IDCW has delivered a CAGR of 2.61% — -9.21 pp behind the Large & Mid Cap Fund category average of 11.83%. The fund ranks #17 of 17 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Large & Mid Cap Fund - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹136,039 today — a multiplier of 1.36×, based on the 10-year CAGR of 3.13%. The category average over the same window would have grown ₹1 lakh to ₹288,440.

A ₹10,000 monthly SIP in DSP Large & Mid Cap Fund - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹637,657 today. That's an XIRR (money-weighted annualised return) of 2.40%.

A ₹10,000 monthly SIP for 10 years in DSP Large & Mid Cap Fund - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,479,668 (multiplier 1.23×). XIRR: 4.10%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Large & Mid Cap Fund - Regular Plan - IDCW ranks #17 out of 17 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.83%; this fund delivered 2.61%.

The worst peak-to-trough decline DSP Large & Mid Cap Fund - Regular Plan - IDCW has experienced over the last 5-year window is 28.18% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Large & Mid Cap Fund - Regular Plan - IDCW averaged 2.00% (best 17.39%, worst -8.66%). 60% of rolling windows ended positive. The 5-year Sharpe ratio is -0.15 — negative risk-adjusted performance.

In calendar year 2025, DSP Large & Mid Cap Fund - Regular Plan - IDCW returned -2.15% — lagging the Large & Mid Cap Fund category average of 3.12% by 5.27 pp. It ranked #20 of 22 in its category that year.

DSP Large & Mid Cap Fund - Regular Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Large & Mid Cap Fund - Regular Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.2%. 5-year CAGR: 2.61%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.