Should I invest in DSP India T.I.G.E.R. Fund?

We don't give personal investment advice. DSP India T.I.G.E.R. Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.9%. 5-year CAGR: 12.79%.

DSP

DSP India T.I.G.E.R. Fund - Direct Plan - IDCW

Latest NAV

₹58.2680

As of

17 Jul 2026

3,332 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.32%	-0.04%	-0.29	178 / 249	Q3
1W	-0.66%	-0.15%	-0.51	204 / 249	Q4
2W	-0.58%	-0.61%	+0.03	197 / 251	Q4
1M	+0.02%	+1.14%	-1.12	207 / 251	Q4
3M	+6.55%	+3.90%	+2.66	76 / 251	Q2
6M	+7.81%	+2.59%	+5.22	72 / 243	Q2
YTD	+6.20%	+0.68%	+5.51	66 / 241	Q2
1Y	+4.74%	+2.39%	+2.35	81 / 229	Q2
2Y	-4.48%	+0.44%	-4.93	141 / 186	Q4
3Y	+14.60%	+11.53%	+3.08	61 / 151	Q2
4Y	+17.35%	+12.75%	+4.60	48 / 125	Q2
5Y	+12.80%	+9.05%	+3.74	41 / 113	Q2
7Y	+11.77%	+14.43%	-2.67	66 / 92	Q3
10Y	+8.28%	+11.87%	-3.59	62 / 77	Q4
Inception	+9.49%	+10.06%	-0.57	147 / 251	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+6.20%	+1.51%	+4.69	65 / 237
2025	-10.17%	+1.49%	-11.66	192 / 204
2024	+21.97%	+20.10%	+1.88	60 / 158
2023	+38.00%	+30.21%	+7.79	36 / 131
2022	+3.05%	+1.48%	+1.57	58 / 119
2021	+37.02%	+31.54%	+5.48	37 / 106
2020	-8.59%	+19.90%	-28.48	92 / 95
2019	-5.39%	+6.43%	-11.82	83 / 87
2018	-25.09%	-9.17%	-15.92	72 / 78
2017	+47.43%	+32.45%	+14.98	13 / 77
2016	+3.64%	+2.96%	+0.68	31 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.03%

153 windows

min -39.7% · max 85.7%

64% positive

3-Year rolling

+11.05%

129 windows

min -20.6% · max 31.1%

84% positive

5-Year rolling

+8.62%

105 windows

min -8.1% · max 26.7%

82% positive

7-Year rolling

+6.80%

80 windows

min 0.6% · max 12.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.76%

3-year · annualised

Sharpe ratio

0.46

vs risk-free 6.5%

Sortino ratio

0.68

Downside-only deviation

Max drawdown

-31.86%

Oct 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹58.2680
16 Jul 2026	₹58.4570
15 Jul 2026	₹58.4640
14 Jul 2026	₹58.2630
13 Jul 2026	₹58.5430
10 Jul 2026	₹58.6550
9 Jul 2026	₹58.0520
8 Jul 2026	₹57.5360
7 Jul 2026	₹58.2760
6 Jul 2026	₹58.8430

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP India T.I.G.E.R. Fund - Direct Plan - IDCW is ₹58.2680. It's a Sectoral/Thematic Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP India T.I.G.E.R. Fund - Direct Plan - IDCW has NAV history starting from 03 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP India T.I.G.E.R. Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP India T.I.G.E.R. Fund - Direct Plan - IDCW has delivered a absolute return of 4.74% — +2.35 pp ahead of the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #81 of 229 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP India T.I.G.E.R. Fund - Direct Plan - IDCW has delivered a CAGR of 14.60% — +3.08 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #61 of 151 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP India T.I.G.E.R. Fund - Direct Plan - IDCW has delivered a CAGR of 12.80% — +3.74 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #41 of 113 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP India T.I.G.E.R. Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹221,576 today — a multiplier of 2.22×, based on the 10-year CAGR of 8.28%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in DSP India T.I.G.E.R. Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹822,094 today. That's an XIRR (money-weighted annualised return) of 12.55%.

A ₹10,000 monthly SIP for 10 years in DSP India T.I.G.E.R. Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,133,844 (multiplier 1.78×). XIRR: 11.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP India T.I.G.E.R. Fund - Direct Plan - IDCW ranks #41 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.05%; this fund delivered 12.79%.

The worst peak-to-trough decline DSP India T.I.G.E.R. Fund - Direct Plan - IDCW has experienced over the last 5-year window is 31.86% — its NAV fell from a high on 01 Oct 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP India T.I.G.E.R. Fund - Direct Plan - IDCW averaged 8.62% (best 26.67%, worst -8.08%). 82% of rolling windows ended positive. The 5-year Sharpe ratio is 0.38 — weak risk-adjusted performance.

In calendar year 2025, DSP India T.I.G.E.R. Fund - Direct Plan - IDCW returned -10.17% — lagging the Sectoral/Thematic Fund category average of 1.49% by 11.66 pp. It ranked #192 of 204 in its category that year.

DSP India T.I.G.E.R. Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP India T.I.G.E.R. Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.9%. 5-year CAGR: 12.79%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.