Should I invest in DSP Healthcare Fund?

We don't give personal investment advice. DSP Healthcare Fund - Regular Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.5%. 5-year CAGR: 4.14%.

DSP

DSP Healthcare Fund - Regular Plan - IDCW

Latest NAV

₹23.4670

As of

2 Jun 2026

1,824 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.26%	-0.24	110 / 168	Q3
1W	-0.81%	-1.38%	+0.57	47 / 168	Q2
2W	-0.70%	-0.76%	+0.06	113 / 170	Q3
1M	+2.34%	-1.31%	+3.64	25 / 170	Q1
3M	+7.13%	+0.23%	+6.90	35 / 168	Q1
6M	-5.74%	-4.26%	-1.48	97 / 160	Q3
YTD	-4.86%	-4.32%	-0.54	89 / 160	Q3
1Y	-1.18%	+0.77%	-1.95	89 / 146	Q3
2Y	+3.55%	+0.22%	+3.33	36 / 104	Q2
3Y	+11.33%	+9.45%	+1.88	36 / 69	Q3
4Y	+9.80%	+8.63%	+1.17	36 / 56	Q3
5Y	+4.14%	+4.66%	-0.52	37 / 46	Q4
7Y	+13.03%	+11.96%	+1.07	15 / 32	Q2
10Y	—	—	—	—	—
Inception	+11.96%	+5.31%	+6.65	50 / 170	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.86%	-3.11%	-1.75	89 / 158
2025	-13.79%	-0.40%	-13.39	124 / 129
2024	+27.08%	+19.58%	+7.50	19 / 84
2023	+24.06%	+28.75%	-4.70	38 / 62
2022	-16.61%	+0.21%	-16.82	47 / 54
2021	+10.27%	+28.31%	-18.04	39 / 43
2020	+76.83%	+22.29%	+54.54	1 / 34
2019	+7.55%	+7.10%	+0.45	12 / 29
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.59%

80 windows

min -19.7% · max 80.7%

66% positive

3-Year rolling

+12.09%

55 windows

min 4.0% · max 26.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.43%

31 windows

min 2.5% · max 23.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+12.50%

7 windows

min 10.5% · max 14.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.40%

3-year · annualised

Sharpe ratio

0.34

vs risk-free 6.5%

Sortino ratio

0.50

Downside-only deviation

Max drawdown

-27.94%

Jan 2025 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - IDCW - REGULAR PLAN	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund- Regular Plan- IDCW Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.4968	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - IDCW	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - IDCW	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - IDCW Option - Regular Plan	Quant	₹19.3086	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW	Aditya Birla Sun Life	₹21.5800	3 Jun 2026
Motilal Oswal Active Momentum Fund - Regular- IDCW	Motilal Oswal	₹13.3125	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular IDCW	Mirae Asset	₹20.1370	3 Jun 2026
Kotak Active Momentum Fund - Regular Plan - IDCW - Payout & Reinvestment	Kotak	₹10.2820	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹23.4670
1 Jun 2026	₹23.4630
29 May 2026	₹23.6440
27 May 2026	₹23.7200
26 May 2026	₹23.6580
22 May 2026	₹23.6170
21 May 2026	₹23.7460
20 May 2026	₹23.6620
19 May 2026	₹23.6320
18 May 2026	₹23.5070

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of DSP Healthcare Fund - Regular Plan - IDCW is ₹23.4670. It's a Sectoral/Thematic Fund from DSP, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Healthcare Fund - Regular Plan - IDCW has NAV history starting from 03 Dec 2018, a track record of about 7 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Healthcare Fund - Regular Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Healthcare Fund - Regular Plan - IDCW has delivered a absolute return of -1.18% — -1.95 pp behind the Sectoral/Thematic Fund category average of 0.77%. The fund ranks #89 of 146 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Healthcare Fund - Regular Plan - IDCW has delivered a CAGR of 11.33% — +1.88 pp ahead of the Sectoral/Thematic Fund category average of 9.45%. The fund ranks #36 of 69 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP Healthcare Fund - Regular Plan - IDCW has delivered a CAGR of 4.14% — -0.52 pp behind the Sectoral/Thematic Fund category average of 4.66%. The fund ranks #37 of 46 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Healthcare Fund - Regular Plan - IDCW exactly 5 years ago would be worth approximately ₹122,473 today — a multiplier of 1.22×, based on the 5-year CAGR of 4.14%. The category average over the same window would have grown ₹1 lakh to ₹125,576.

A ₹10,000 monthly SIP in DSP Healthcare Fund - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹676,461 today. That's an XIRR (money-weighted annualised return) of 4.74%.

DSP Healthcare Fund - Regular Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,107,493 — XIRR 7.77%.

On a 5-year basis, DSP Healthcare Fund - Regular Plan - IDCW ranks #37 out of 46 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 4.66%; this fund delivered 4.14%.

The worst peak-to-trough decline DSP Healthcare Fund - Regular Plan - IDCW has experienced over the last 5-year window is 29.53% — its NAV fell from a high on 15 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Healthcare Fund - Regular Plan - IDCW averaged 13.43% (best 23.45%, worst 2.45%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.06 — negative risk-adjusted performance.

In calendar year 2025, DSP Healthcare Fund - Regular Plan - IDCW returned -13.79% — lagging the Sectoral/Thematic Fund category average of -0.40% by 13.39 pp. It ranked #124 of 129 in its category that year.

DSP Healthcare Fund - Regular Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Healthcare Fund - Regular Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.5%. 5-year CAGR: 4.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Healthcare Fund - Regular Plan - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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