Should I invest in DSP Healthcare Fund?

We don't give personal investment advice. DSP Healthcare Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.1%. 5-year CAGR: 13.77%.

DSP

DSP Healthcare Fund - Regular Plan - Growth

Latest NAV

₹40.5110

As of

2 Jun 2026

1,824 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.27%	-0.25	117 / 175	Q3
1W	-0.81%	-1.35%	+0.55	49 / 175	Q2
2W	-0.70%	-0.09%	-0.61	119 / 176	Q3
1M	+2.34%	-0.53%	+2.87	30 / 176	Q1
3M	+7.13%	+2.12%	+5.01	39 / 174	Q1
6M	+2.38%	-1.85%	+4.23	47 / 165	Q2
YTD	+3.33%	-1.98%	+5.31	41 / 165	Q1
1Y	+7.33%	+3.78%	+3.54	44 / 151	Q2
2Y	+12.79%	+3.55%	+9.24	8 / 106	Q1
3Y	+21.25%	+14.41%	+6.84	12 / 67	Q1
4Y	+19.59%	+13.82%	+5.77	10 / 54	Q1
5Y	+13.77%	+10.37%	+3.39	15 / 45	Q2
7Y	+22.20%	+14.79%	+7.41	2 / 32	Q1
10Y	—	—	—	—	—
Inception	+20.42%	+7.02%	+13.40	9 / 176	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.33%	-1.38%	+4.71	41 / 164
2025	-5.81%	+1.66%	-7.47	109 / 133
2024	+38.35%	+21.92%	+16.43	7 / 82
2023	+35.15%	+31.01%	+4.14	18 / 59
2022	-7.79%	+2.36%	-10.15	39 / 52
2021	+22.33%	+31.79%	-9.46	29 / 42
2020	+76.83%	+20.01%	+56.83	1 / 34
2019	+7.55%	+8.53%	-0.97	14 / 28
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.21%

80 windows

min -11.2% · max 82.6%

79% positive

3-Year rolling

+21.75%

55 windows

min 14.6% · max 31.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+23.14%

31 windows

min 13.2% · max 33.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+21.01%

7 windows

min 19.5% · max 22.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.64%

3-year · annualised

Sharpe ratio

0.95

vs risk-free 6.5%

Sortino ratio

1.84

Downside-only deviation

Max drawdown

-16.36%

Jan 2025 → Apr 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹40.5110
1 Jun 2026	₹40.5040
29 May 2026	₹40.8160
27 May 2026	₹40.9480
26 May 2026	₹40.8400
22 May 2026	₹40.7700
21 May 2026	₹40.9920
20 May 2026	₹40.8470
19 May 2026	₹40.7950
18 May 2026	₹40.5790

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of DSP Healthcare Fund - Regular Plan - Growth is ₹40.5110. It's a Sectoral/Thematic Fund from DSP, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Healthcare Fund - Regular Plan - Growth has NAV history starting from 03 Dec 2018, a track record of about 7 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Healthcare Fund - Regular Plan - Growth is managed by DSP. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Healthcare Fund - Regular Plan - Growth has delivered a absolute return of 7.33% — +3.54 pp ahead of the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #44 of 151 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP Healthcare Fund - Regular Plan - Growth has delivered a CAGR of 21.25% — +6.84 pp ahead of the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #12 of 67 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DSP Healthcare Fund - Regular Plan - Growth has delivered a CAGR of 13.77% — +3.39 pp ahead of the Sectoral/Thematic Fund category average of 10.37%. The fund ranks #15 of 45 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP Healthcare Fund - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹190,586 today — a multiplier of 1.91×, based on the 5-year CAGR of 13.77%. The category average over the same window would have grown ₹1 lakh to ₹163,805.

A ₹10,000 monthly SIP in DSP Healthcare Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹877,963 today. That's an XIRR (money-weighted annualised return) of 15.21%.

DSP Healthcare Fund - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,617,614 — XIRR 18.38%.

On a 5-year basis, DSP Healthcare Fund - Regular Plan - Growth ranks #15 out of 45 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.37%; this fund delivered 13.77%.

The worst peak-to-trough decline DSP Healthcare Fund - Regular Plan - Growth has experienced over the last 5-year window is 22.08% — its NAV fell from a high on 15 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Healthcare Fund - Regular Plan - Growth averaged 23.14% (best 33.07%, worst 13.22%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, DSP Healthcare Fund - Regular Plan - Growth returned -5.81% — lagging the Sectoral/Thematic Fund category average of 1.66% by 7.47 pp. It ranked #109 of 133 in its category that year.

DSP Healthcare Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Healthcare Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.1%. 5-year CAGR: 13.77%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Healthcare Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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