Should I invest in DSP Healthcare Fund?

We don't give personal investment advice. DSP Healthcare Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 15.32%.

DSP

DSP Healthcare Fund - Direct Plan - Growth

Latest NAV

₹45.2320

As of

2 Jun 2026

1,824 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.27%	-0.25	168 / 258	Q3
1W	-0.78%	-1.34%	+0.56	67 / 258	Q2
2W	-0.64%	+0.04%	-0.68	174 / 259	Q3
1M	+2.45%	-0.39%	+2.83	44 / 259	Q1
3M	+7.49%	+2.19%	+5.29	52 / 257	Q1
6M	+3.05%	-1.09%	+4.14	71 / 247	Q2
YTD	+3.90%	-1.30%	+5.20	68 / 247	Q2
1Y	+8.76%	+5.02%	+3.74	66 / 230	Q2
2Y	+14.30%	+5.50%	+8.80	18 / 182	Q1
3Y	+22.88%	+16.94%	+5.94	26 / 139	Q1
4Y	+21.20%	+16.57%	+4.64	26 / 119	Q1
5Y	+15.32%	+13.73%	+1.59	39 / 109	Q2
7Y	+23.98%	+16.42%	+7.55	3 / 91	Q1
10Y	—	—	—	—	—
Inception	+22.20%	+10.45%	+11.75	13 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.90%	-0.94%	+4.84	67 / 244
2025	-4.55%	+4.41%	-8.96	181 / 208
2024	+40.22%	+23.18%	+17.04	13 / 155
2023	+36.94%	+33.51%	+3.42	44 / 127
2022	-6.50%	+4.32%	-10.82	91 / 116
2021	+24.12%	+34.43%	-10.31	72 / 104
2020	+79.89%	+21.19%	+58.70	1 / 94
2019	+9.43%	+9.30%	+0.13	34 / 85
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+27.06%

80 windows

min -10.0% · max 85.5%

79% positive

3-Year rolling

+23.50%

55 windows

min 16.2% · max 33.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+24.91%

31 windows

min 14.8% · max 35.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+22.79%

7 windows

min 21.2% · max 24.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.66%

3-year · annualised

Sharpe ratio

1.05

vs risk-free 6.5%

Sortino ratio

2.06

Downside-only deviation

Max drawdown

-16.09%

Jan 2025 → Apr 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹45.2320
1 Jun 2026	₹45.2220
29 May 2026	₹45.5650
27 May 2026	₹45.7090
26 May 2026	₹45.5870
22 May 2026	₹45.5020
21 May 2026	₹45.7490
20 May 2026	₹45.5850
19 May 2026	₹45.5250
18 May 2026	₹45.2830

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of DSP Healthcare Fund - Direct Plan - Growth is ₹45.2320. It's a Sectoral/Thematic Fund from DSP, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Healthcare Fund - Direct Plan - Growth has NAV history starting from 03 Dec 2018, a track record of about 7 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Healthcare Fund - Direct Plan - Growth is managed by DSP. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Healthcare Fund - Direct Plan - Growth has delivered a absolute return of 8.76% — +3.74 pp ahead of the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #66 of 230 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP Healthcare Fund - Direct Plan - Growth has delivered a CAGR of 22.88% — +5.94 pp ahead of the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #26 of 139 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DSP Healthcare Fund - Direct Plan - Growth has delivered a CAGR of 15.32% — +1.59 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #39 of 109 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP Healthcare Fund - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹203,922 today — a multiplier of 2.04×, based on the 5-year CAGR of 15.32%. The category average over the same window would have grown ₹1 lakh to ₹190,234.

A ₹10,000 monthly SIP in DSP Healthcare Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹912,569 today. That's an XIRR (money-weighted annualised return) of 16.78%.

DSP Healthcare Fund - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,719,430 — XIRR 20.09%.

On a 5-year basis, DSP Healthcare Fund - Direct Plan - Growth ranks #39 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.73%; this fund delivered 15.32%.

The worst peak-to-trough decline DSP Healthcare Fund - Direct Plan - Growth has experienced over the last 5-year window is 21.26% — its NAV fell from a high on 15 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Healthcare Fund - Direct Plan - Growth averaged 24.91% (best 35.04%, worst 14.77%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.61 — reasonable risk-adjusted performance.

In calendar year 2025, DSP Healthcare Fund - Direct Plan - Growth returned -4.55% — lagging the Sectoral/Thematic Fund category average of 4.41% by 8.96 pp. It ranked #181 of 208 in its category that year.

DSP Healthcare Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Healthcare Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 15.32%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Healthcare Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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