Should I invest in DBS Chola Triple Ace-Regular - Quarterly Dividend?

We don't give personal investment advice. DBS Chola Triple Ace-Regular - Quarterly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

DBS Chola

DBS Chola Triple Ace-Regular - Quarterly Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-14.54%	+14.54	89 / 373	Q1
1W	-0.48%	-15.89%	+15.41	180 / 369	Q2
2W	-0.64%	-15.78%	+15.15	198 / 371	Q3
1M	+0.13%	-16.05%	+16.18	114 / 373	Q2
3M	-0.31%	-17.27%	+16.97	207 / 366	Q3
6M	-0.61%	-30.18%	+29.57	201 / 393	Q3
YTD	-0.13%	-32.85%	+32.72	179 / 414	Q2
1Y	-2.57%	-15.79%	+13.22	236 / 309	Q4
2Y	-1.48%	-13.41%	+11.93	114 / 142	Q4
3Y	-0.10%	-6.89%	+6.80	74 / 95	Q4
4Y	+0.39%	+2.81%	-2.42	63 / 84	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.40%	-35.69%	+36.10	149 / 497	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-0.13%	-11.73%	+11.60	78 / 132
2009	-6.53%	-33.69%	+27.16	199 / 316
2008	+3.68%	-14.40%	+18.08	40 / 119
2007	+3.22%	+5.47%	-2.25	13 / 21
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.28%

36 windows

min -9.0% · max 9.3%

61% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.23%

11 windows

min -0.5% · max 0.7%

73% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.76%

3-year · annualised

Sharpe ratio

-0.81

vs risk-free 6.5%

Sortino ratio

-1.27

Downside-only deviation

Max drawdown

-12.08%

Jan 2008 → Jul 2008

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
15 Feb 2010	₹11.2120
11 Feb 2010	₹11.2148
10 Feb 2010	₹11.2372
9 Feb 2010	₹11.2546
8 Feb 2010	₹11.2666
5 Feb 2010	₹11.2632
4 Feb 2010	₹11.2649
3 Feb 2010	₹11.2671
2 Feb 2010	₹11.2693
1 Feb 2010	₹11.2837

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DBS Chola Triple Ace-Regular - Quarterly Dividend is a Income from DBS Chola (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DBS Chola Triple Ace-Regular - Quarterly Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DBS Chola Triple Ace-Regular - Quarterly Dividend is managed by DBS Chola. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DBS Chola Triple Ace-Regular - Quarterly Dividend has delivered a absolute return of -2.57% — +13.22 pp ahead of the Income category average of -15.79%. The fund ranks #236 of 309 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DBS Chola Triple Ace-Regular - Quarterly Dividend has delivered a CAGR of -0.10% — +6.8 pp ahead of the Income category average of -6.89%. The fund ranks #74 of 95 in its category — the bottom (Q4) quartile.

DBS Chola Triple Ace-Regular - Quarterly Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DBS Chola Triple Ace-Regular - Quarterly Dividend exactly 3 years ago would be worth approximately ₹99,715 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.10%. The category average over the same window would have grown ₹1 lakh to ₹80,720.

A ₹10,000 monthly SIP in DBS Chola Triple Ace-Regular - Quarterly Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹357,820 today. That's an XIRR (money-weighted annualised return) of -0.39%.

DBS Chola Triple Ace-Regular - Quarterly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹357,820 — XIRR -0.39%.

On a 3-year basis, DBS Chola Triple Ace-Regular - Quarterly Dividend ranks #74 out of 95 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -6.89%; this fund delivered -0.10%.

The worst peak-to-trough decline DBS Chola Triple Ace-Regular - Quarterly Dividend has experienced over the last 3-year window is 12.08% — its NAV fell from a high on 22 Jan 2008 to a low on 10 Jul 2008. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DBS Chola Triple Ace-Regular - Quarterly Dividend averaged 0.23% (best 0.74%, worst -0.47%). 73% of rolling windows ended positive. The 3-year Sharpe ratio is -0.81 — negative risk-adjusted performance.

In calendar year 2009, DBS Chola Triple Ace-Regular - Quarterly Dividend returned -6.53% — beating the Income category average of -33.69% by 27.16 pp. It ranked #199 of 316 in its category that year.

DBS Chola Triple Ace-Regular - Quarterly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DBS Chola Triple Ace-Regular - Quarterly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.