Should I invest in DBS Chola Opportunities Fund-Regular Quarterly Dividend?

We don't give personal investment advice. DBS Chola Opportunities Fund-Regular Quarterly Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

DBS Chola

DBS Chola Opportunities Fund-Regular Quarterly Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.17%	-0.17	13 / 20	Q3
1W	+0.06%	-0.51%	+0.56	13 / 20	Q3
2W	-2.36%	+0.88%	-3.24	17 / 20	Q4
1M	-8.18%	+1.03%	-9.21	19 / 20	Q4
3M	-1.51%	+2.63%	-4.14	16 / 20	Q4
6M	+12.77%	+5.72%	+7.06	7 / 20	Q2
YTD	-5.52%	-0.48%	-5.04	15 / 20	Q3
1Y	+104.96%	+25.15%	+79.81	1 / 20	Q1
2Y	-23.38%	+16.06%	-39.44	18 / 18	Q4
3Y	-2.84%	+6.97%	-9.81	13 / 16	Q4
4Y	+4.60%	+7.75%	-3.16	10 / 14	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.75%	+8.16%	-3.41	15 / 20	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-5.52%	+3.85%	-9.37	16 / 18
2009	+93.95%	+58.66%	+35.28	3 / 18
2008	-73.75%	-40.64%	-33.11	10 / 12
2007	+84.70%	+35.05%	+49.65	1 / 6
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.22%

36 windows

min -72.4% · max 119.5%

56% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.22%

11 windows

min -12.5% · max 9.4%

55% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

48.26%

3-year · annualised

Sharpe ratio

0.05

vs risk-free 6.5%

Sortino ratio

0.08

Downside-only deviation

Max drawdown

-79.50%

Jan 2008 → Mar 2009

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
15 Feb 2010	₹16.9500
11 Feb 2010	₹17.0900
10 Feb 2010	₹16.9300
9 Feb 2010	₹17.0400
8 Feb 2010	₹16.9400
5 Feb 2010	₹16.7500
4 Feb 2010	₹17.1500
3 Feb 2010	₹17.4600
2 Feb 2010	₹17.1400
1 Feb 2010	₹17.3600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DBS Chola Opportunities Fund-Regular Quarterly Dividend is a Growth from DBS Chola (Regular plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DBS Chola Opportunities Fund-Regular Quarterly Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DBS Chola Opportunities Fund-Regular Quarterly Dividend is managed by DBS Chola. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DBS Chola Opportunities Fund-Regular Quarterly Dividend has delivered a absolute return of 104.96% — +79.81 pp ahead of the Growth category average of 25.15%. The fund ranks #1 of 20 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DBS Chola Opportunities Fund-Regular Quarterly Dividend has delivered a CAGR of -2.84% — -9.81 pp behind the Growth category average of 6.97%. The fund ranks #13 of 16 in its category — the bottom (Q4) quartile.

DBS Chola Opportunities Fund-Regular Quarterly Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DBS Chola Opportunities Fund-Regular Quarterly Dividend exactly 3 years ago would be worth approximately ₹91,721 today — a multiplier of 0.92×, based on the 3-year CAGR of -2.84%. The category average over the same window would have grown ₹1 lakh to ₹122,406.

A ₹10,000 monthly SIP in DBS Chola Opportunities Fund-Regular Quarterly Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹409,330 today. That's an XIRR (money-weighted annualised return) of 8.48%.

DBS Chola Opportunities Fund-Regular Quarterly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹409,330 — XIRR 8.48%.

On a 3-year basis, DBS Chola Opportunities Fund-Regular Quarterly Dividend ranks #13 out of 16 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.97%; this fund delivered -2.84%.

The worst peak-to-trough decline DBS Chola Opportunities Fund-Regular Quarterly Dividend has experienced over the last 3-year window is 79.50% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DBS Chola Opportunities Fund-Regular Quarterly Dividend averaged 1.22% (best 9.45%, worst -12.51%). 55% of rolling windows ended positive. The 3-year Sharpe ratio is 0.05 — weak risk-adjusted performance.

In calendar year 2009, DBS Chola Opportunities Fund-Regular Quarterly Dividend returned 93.95% — beating the Growth category average of 58.66% by 35.28 pp. It ranked #3 of 18 in its category that year.

DBS Chola Opportunities Fund-Regular Quarterly Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DBS Chola Opportunities Fund-Regular Quarterly Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.