Should I invest in DBS Chola Opportunities Fund-Cumulative?

We don't give personal investment advice. DBS Chola Opportunities Fund-Cumulative is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

DBS Chola

DBS Chola Opportunities Fund-Cumulative

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	152 / 299	Q3
1W	+0.05%	-3.61%	+3.66	144 / 303	Q2
2W	-2.35%	-4.52%	+2.17	210 / 303	Q3
1M	-8.16%	-5.64%	-2.53	242 / 302	Q4
3M	-1.53%	-4.27%	+2.74	157 / 302	Q3
6M	+12.83%	+1.48%	+11.35	77 / 307	Q2
YTD	-5.52%	-0.18%	-5.34	183 / 309	Q3
1Y	+102.72%	+7.10%	+95.62	5 / 307	Q1
2Y	-6.66%	+2.20%	-8.86	223 / 303	Q3
3Y	+10.83%	+0.76%	+10.07	85 / 264	Q2
4Y	+15.44%	+0.58%	+14.86	28 / 235	Q1
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+15.98%	+0.51%	+15.47	23 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-5.52%	+11.69%	-17.20	235 / 256
2009	+91.85%	+65.86%	+25.99	42 / 238
2008	-60.62%	-52.86%	-7.76	146 / 198
2007	+84.80%	+42.91%	+41.88	11 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+26.52%

36 windows

min -58.6% · max 117.1%

69% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+15.56%

11 windows

min 0.1% · max 24.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

44.56%

3-year · annualised

Sharpe ratio

0.31

vs risk-free 6.5%

Sortino ratio

0.49

Downside-only deviation

Max drawdown

-69.25%

Jan 2008 → Mar 2009

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
15 Feb 2010	₹38.7000
11 Feb 2010	₹39.0100
10 Feb 2010	₹38.6500
9 Feb 2010	₹38.8900
8 Feb 2010	₹38.6800
5 Feb 2010	₹38.2500
4 Feb 2010	₹39.1600
3 Feb 2010	₹39.8500
2 Feb 2010	₹39.1300
1 Feb 2010	₹39.6300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DBS Chola Opportunities Fund-Cumulative is a Growth from DBS Chola (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DBS Chola Opportunities Fund-Cumulative has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DBS Chola Opportunities Fund-Cumulative is managed by DBS Chola. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DBS Chola Opportunities Fund-Cumulative has delivered a absolute return of 102.72% — +95.62 pp ahead of the Growth category average of 7.10%. The fund ranks #5 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DBS Chola Opportunities Fund-Cumulative has delivered a CAGR of 10.83% — +10.07 pp ahead of the Growth category average of 0.76%. The fund ranks #85 of 264 in its category — the second (Q2) quartile.

DBS Chola Opportunities Fund-Cumulative doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DBS Chola Opportunities Fund-Cumulative exactly 3 years ago would be worth approximately ₹136,124 today — a multiplier of 1.36×, based on the 3-year CAGR of 10.83%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in DBS Chola Opportunities Fund-Cumulative over the last 3 years — total invested ₹360,000 — would be worth ₹458,624 today. That's an XIRR (money-weighted annualised return) of 16.30%.

DBS Chola Opportunities Fund-Cumulative doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹458,624 — XIRR 16.30%.

On a 3-year basis, DBS Chola Opportunities Fund-Cumulative ranks #85 out of 264 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.76%; this fund delivered 10.83%.

The worst peak-to-trough decline DBS Chola Opportunities Fund-Cumulative has experienced over the last 3-year window is 69.25% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DBS Chola Opportunities Fund-Cumulative averaged 15.56% (best 24.84%, worst 0.13%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2009, DBS Chola Opportunities Fund-Cumulative returned 91.85% — beating the Growth category average of 65.86% by 25.99 pp. It ranked #42 of 238 in its category that year.

DBS Chola Opportunities Fund-Cumulative doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DBS Chola Opportunities Fund-Cumulative is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.