Should I invest in DBS Chola Multi-Cap Fund-Cumulative Option?

We don't give personal investment advice. DBS Chola Multi-Cap Fund-Cumulative Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

DBS Chola

DBS Chola Multi-Cap Fund-Cumulative Option

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	150 / 299	Q3
1W	+0.00%	-3.61%	+3.61	147 / 303	Q2
2W	-2.17%	-4.52%	+2.35	204 / 303	Q3
1M	-8.49%	-5.64%	-2.86	245 / 302	Q4
3M	-2.17%	-4.27%	+2.10	163 / 302	Q3
6M	+7.67%	+1.48%	+6.19	111 / 307	Q2
YTD	-5.76%	-0.18%	-5.58	184 / 309	Q3
1Y	+77.28%	+7.10%	+70.18	10 / 307	Q1
2Y	-9.83%	+2.20%	-12.03	239 / 303	Q4
3Y	-4.29%	+0.76%	-5.05	192 / 264	Q3
4Y	-1.04%	+0.58%	-1.62	181 / 235	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-1.07%	+0.51%	-1.58	244 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-5.76%	+11.69%	-17.44	236 / 256
2009	+68.44%	+65.86%	+2.58	128 / 238
2008	-59.53%	-52.86%	-6.68	134 / 198
2007	+31.21%	+42.91%	-11.70	100 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.44%

36 windows

min -57.9% · max 88.7%

56% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-2.00%

11 windows

min -14.5% · max 4.7%

36% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

38.32%

3-year · annualised

Sharpe ratio

-0.10

vs risk-free 6.5%

Sortino ratio

-0.15

Downside-only deviation

Max drawdown

-68.78%

Jan 2008 → Mar 2009

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
15 Feb 2010	₹16.7000
11 Feb 2010	₹16.8300
10 Feb 2010	₹16.6700
9 Feb 2010	₹16.7500
8 Feb 2010	₹16.7000
5 Feb 2010	₹16.5200
4 Feb 2010	₹16.9100
3 Feb 2010	₹17.1900
2 Feb 2010	₹16.8700
1 Feb 2010	₹17.0700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DBS Chola Multi-Cap Fund-Cumulative Option is a Growth from DBS Chola (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DBS Chola Multi-Cap Fund-Cumulative Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DBS Chola Multi-Cap Fund-Cumulative Option is managed by DBS Chola. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DBS Chola Multi-Cap Fund-Cumulative Option has delivered a absolute return of 77.28% — +70.18 pp ahead of the Growth category average of 7.10%. The fund ranks #10 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DBS Chola Multi-Cap Fund-Cumulative Option has delivered a CAGR of -4.29% — -5.05 pp behind the Growth category average of 0.76%. The fund ranks #192 of 264 in its category — the third (Q3) quartile.

DBS Chola Multi-Cap Fund-Cumulative Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DBS Chola Multi-Cap Fund-Cumulative Option exactly 3 years ago would be worth approximately ₹87,664 today — a multiplier of 0.88×, based on the 3-year CAGR of -4.29%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in DBS Chola Multi-Cap Fund-Cumulative Option over the last 3 years — total invested ₹360,000 — would be worth ₹390,979 today. That's an XIRR (money-weighted annualised return) of 5.41%.

DBS Chola Multi-Cap Fund-Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹390,979 — XIRR 5.41%.

On a 3-year basis, DBS Chola Multi-Cap Fund-Cumulative Option ranks #192 out of 264 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.76%; this fund delivered -4.29%.

The worst peak-to-trough decline DBS Chola Multi-Cap Fund-Cumulative Option has experienced over the last 3-year window is 68.78% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DBS Chola Multi-Cap Fund-Cumulative Option averaged -2.00% (best 4.66%, worst -14.53%). 36% of rolling windows ended positive. The 3-year Sharpe ratio is -0.10 — negative risk-adjusted performance.

In calendar year 2009, DBS Chola Multi-Cap Fund-Cumulative Option returned 68.44% — beating the Growth category average of 65.86% by 2.58 pp. It ranked #128 of 238 in its category that year.

DBS Chola Multi-Cap Fund-Cumulative Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DBS Chola Multi-Cap Fund-Cumulative Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.