Should I invest in DBS Chola Mid Cap Fund?

We don't give personal investment advice. DBS Chola Mid Cap Fund-Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

DBS Chola

DBS Chola Mid Cap Fund-Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.06%	-0.06	149 / 299	Q2
1W	+0.39%	-3.61%	+4.00	102 / 303	Q2
2W	-1.31%	-4.52%	+3.21	179 / 303	Q3
1M	-6.22%	-5.64%	-0.59	231 / 302	Q4
3M	+2.01%	-4.27%	+6.28	127 / 302	Q2
6M	+25.32%	+1.48%	+23.84	31 / 307	Q1
YTD	-1.50%	-0.18%	-1.32	160 / 309	Q3
1Y	+132.46%	+7.10%	+125.35	2 / 307	Q1
2Y	+1.46%	+2.20%	-0.74	169 / 303	Q3
3Y	+9.48%	+0.76%	+8.72	100 / 264	Q2
4Y	+8.96%	+0.58%	+8.38	84 / 235	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.27%	+0.51%	+8.75	76 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	-1.50%	+11.69%	-13.19	230 / 256
2009	+106.50%	+65.86%	+40.64	12 / 238
2008	-62.12%	-52.86%	-9.26	155 / 198
2007	+62.72%	+42.91%	+19.81	26 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.07%

36 windows

min -58.6% · max 137.3%

61% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.10%

11 windows

min -10.3% · max 13.9%

91% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

41.75%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.43

Downside-only deviation

Max drawdown

-70.57%

Jan 2008 → Mar 2009

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
15 Feb 2010	₹20.3400
11 Feb 2010	₹20.4900
10 Feb 2010	₹20.3800
9 Feb 2010	₹20.3900
8 Feb 2010	₹20.2600
5 Feb 2010	₹19.9600
4 Feb 2010	₹20.3800
3 Feb 2010	₹20.7300
2 Feb 2010	₹20.3900
1 Feb 2010	₹20.6100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DBS Chola Mid Cap Fund-Dividend is a Growth from DBS Chola (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DBS Chola Mid Cap Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DBS Chola Mid Cap Fund-Dividend is managed by DBS Chola. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DBS Chola Mid Cap Fund-Dividend has delivered a absolute return of 132.46% — +125.35 pp ahead of the Growth category average of 7.10%. The fund ranks #2 of 307 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DBS Chola Mid Cap Fund-Dividend has delivered a CAGR of 9.48% — +8.72 pp ahead of the Growth category average of 0.76%. The fund ranks #100 of 264 in its category — the second (Q2) quartile.

DBS Chola Mid Cap Fund-Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in DBS Chola Mid Cap Fund-Dividend exactly 3 years ago would be worth approximately ₹131,226 today — a multiplier of 1.31×, based on the 3-year CAGR of 9.48%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in DBS Chola Mid Cap Fund-Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹496,728 today. That's an XIRR (money-weighted annualised return) of 21.97%.

DBS Chola Mid Cap Fund-Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹496,728 — XIRR 21.97%.

On a 3-year basis, DBS Chola Mid Cap Fund-Dividend ranks #100 out of 264 funds in the Growth category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.76%; this fund delivered 9.48%.

The worst peak-to-trough decline DBS Chola Mid Cap Fund-Dividend has experienced over the last 3-year window is 70.57% — its NAV fell from a high on 04 Jan 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, DBS Chola Mid Cap Fund-Dividend averaged 8.10% (best 13.90%, worst -10.32%). 91% of rolling windows ended positive. The 3-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2009, DBS Chola Mid Cap Fund-Dividend returned 106.50% — beating the Growth category average of 65.86% by 40.64 pp. It ranked #12 of 238 in its category that year.

DBS Chola Mid Cap Fund-Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DBS Chola Mid Cap Fund-Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.