Should I invest in Canara Robeco Liquid-Retail-Monthly Div Reinvest?

We don't give personal investment advice. Canara Robeco Liquid-Retail-Monthly Div Reinvest is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: -0.01%.

Canara Robeco

Canara Robeco Liquid-Retail-Monthly Div Reinvest

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 21 Aug 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.01%	+0.01	12 / 29	Q2
1W	-0.36%	+0.01%	-0.36	28 / 29	Q4
2W	-0.24%	+0.07%	-0.31	28 / 29	Q4
1M	+0.03%	+0.15%	-0.12	11 / 29	Q2
3M	0.00%	+0.39%	-0.40	23 / 29	Q4
6M	0.00%	+0.88%	-0.89	18 / 29	Q3
YTD	-0.04%	+0.97%	-1.01	25 / 29	Q4
1Y	+0.01%	+1.77%	-1.76	12 / 29	Q2
2Y	+0.02%	+1.77%	-1.76	12 / 26	Q2
3Y	-0.23%	+1.81%	-2.04	25 / 25	Q4
4Y	-0.16%	+1.76%	-1.91	25 / 26	Q4
5Y	-0.01%	+2.01%	-2.02	19 / 23	Q4
7Y	+0.02%	+2.01%	-1.99	10 / 19	Q3
10Y	—	—	—	—	—
Inception	+0.02%	+1.80%	-1.78	16 / 27	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	-0.04%	+0.73%	-0.77	5 / 7
2016	+0.01%	+1.75%	-1.74	8 / 15
2015	0.00%	+1.62%	-1.62	13 / 19
2014	-0.15%	+2.36%	-2.51	19 / 19
2013	+0.01%	+2.10%	-2.09	10 / 20
2012	+0.01%	+2.03%	-2.03	12 / 26
2011	+0.01%	+1.81%	-1.80	16 / 28
2010	+0.16%	+1.35%	-1.19	13 / 27
2009	-0.01%	+1.09%	-1.10	16 / 25
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.03%

91 windows

min -0.7% · max 0.7%

64% positive

3-Year rolling

+0.04%

67 windows

min -0.3% · max 0.3%

70% positive

5-Year rolling

+0.02%

42 windows

min 0.0% · max 0.1%

67% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.03%

18 windows

min 0.0% · max 0.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.80%

3-year · annualised

Sharpe ratio

-3.72

vs risk-free 6.5%

Sortino ratio

-5.17

Downside-only deviation

Max drawdown

-0.78%

Apr 2015 → Apr 2015

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
27 Jan 2017	₹1,005.8395
26 Jan 2017	₹1,005.6697
25 Jan 2017	₹1,005.5000
24 Jan 2017	₹1,010.1415
23 Jan 2017	₹1,009.9701
22 Jan 2017	₹1,009.7944
21 Jan 2017	₹1,009.6244
20 Jan 2017	₹1,009.4544
19 Jan 2017	₹1,009.2786
18 Jan 2017	₹1,009.0987

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Canara Robeco Liquid-Retail-Monthly Div Reinvest is a Liquid from Canara Robeco (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Canara Robeco Liquid-Retail-Monthly Div Reinvest has NAV history starting from 29 Aug 2008, a track record of about 17 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Canara Robeco Liquid-Retail-Monthly Div Reinvest is managed by Canara Robeco. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Canara Robeco Liquid-Retail-Monthly Div Reinvest has delivered a absolute return of 0.01% — -1.76 pp behind the Liquid category average of 1.77%. The fund ranks #12 of 29 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Canara Robeco Liquid-Retail-Monthly Div Reinvest has delivered a CAGR of -0.23% — -2.04 pp behind the Liquid category average of 1.81%. The fund ranks #25 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Canara Robeco Liquid-Retail-Monthly Div Reinvest has delivered a CAGR of -0.01% — -2.02 pp behind the Liquid category average of 2.01%. The fund ranks #19 of 23 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Canara Robeco Liquid-Retail-Monthly Div Reinvest exactly 5 years ago would be worth approximately ₹99,941 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.01%. The category average over the same window would have grown ₹1 lakh to ₹110,464.

A ₹10,000 monthly SIP in Canara Robeco Liquid-Retail-Monthly Div Reinvest over the last 5 years — total invested ₹600,000 — would be worth ₹598,357 today. That's an XIRR (money-weighted annualised return) of -0.11%.

Canara Robeco Liquid-Retail-Monthly Div Reinvest doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹837,802 — XIRR -0.07%.

On a 5-year basis, Canara Robeco Liquid-Retail-Monthly Div Reinvest ranks #19 out of 23 funds in the Liquid category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.01%; this fund delivered -0.01%.

The worst peak-to-trough decline Canara Robeco Liquid-Retail-Monthly Div Reinvest has experienced over the last 5-year window is 0.84% — its NAV fell from a high on 29 Oct 2013 to a low on 30 Oct 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Canara Robeco Liquid-Retail-Monthly Div Reinvest averaged 0.02% (best 0.12%, worst -0.01%). 67% of rolling windows ended positive. The 5-year Sharpe ratio is -3.48 — negative risk-adjusted performance.

In calendar year 2016, Canara Robeco Liquid-Retail-Monthly Div Reinvest returned 0.01% — lagging the Liquid category average of 1.75% by 1.74 pp. It ranked #8 of 15 in its category that year.

Canara Robeco Liquid-Retail-Monthly Div Reinvest is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Canara Robeco Liquid-Retail-Monthly Div Reinvest is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: -0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.